Should I invest in Aditya Birla Sun Life Dynamic Bond Fund -Regular?

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.9%. 5-year CAGR: -0.01%.

Aditya Birla Sun Life

Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW

Latest NAV

₹11.9051

As of

3 Jun 2026

2,793 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+24.16%	-24.13	23 / 48	Q2
1W	+0.24%	+24.38%	-24.14	13 / 48	Q2
2W	+0.57%	+24.65%	-24.08	11 / 48	Q1
1M	+0.18%	+24.64%	-24.46	23 / 48	Q2
3M	+0.40%	+24.91%	-24.51	14 / 48	Q2
6M	-4.58%	+26.19%	-30.78	47 / 48	Q4
YTD	-5.01%	+24.50%	-29.51	47 / 48	Q4
1Y	-3.85%	+28.03%	-31.87	42 / 48	Q4
2Y	-0.21%	+9.76%	-9.97	37 / 48	Q4
3Y	-0.25%	+2.68%	-2.94	35 / 44	Q4
4Y	+0.72%	+3.22%	-2.50	28 / 42	Q3
5Y	-0.01%	+3.23%	-3.25	35 / 37	Q4
7Y	+0.55%	+2.91%	-2.36	20 / 33	Q3
10Y	+0.22%	+3.49%	-3.27	23 / 25	Q4
Inception	+1.52%	+10.01%	-8.49	26 / 48	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.01%	-0.01%	-5.00	40 / 41
2025	+0.18%	+2.27%	-2.09	27 / 43
2024	+1.29%	+4.07%	-2.77	25 / 43
2023	+0.36%	+2.84%	-2.47	27 / 43
2022	+0.66%	+30.82%	-30.15	24 / 40
2021	-0.28%	-0.61%	+0.33	22 / 36
2020	+9.63%	+2.67%	+6.96	1 / 33
2019	-6.60%	+2.75%	-9.35	33 / 33
2018	-0.69%	+3.81%	-4.49	27 / 27
2017	-5.88%	+1.05%	-6.93	22 / 25
2016	+13.86%	+6.59%	+7.28	2 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.43%

129 windows

min -7.2% · max 16.4%

64% positive

3-Year rolling

+0.76%

105 windows

min -5.3% · max 6.7%

74% positive

5-Year rolling

+0.75%

80 windows

min -1.5% · max 2.4%

78% positive

7-Year rolling

+0.74%

56 windows

min -0.7% · max 2.8%

77% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.98%

3-year · annualised

Sharpe ratio

-1.10

vs risk-free 6.5%

Sortino ratio

-1.21

Downside-only deviation

Max drawdown

-7.92%

Mar 2025 → Apr 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9534	3 Jun 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.2383	3 Jun 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.2522	3 Jun 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹16.8936	3 Jun 2026
Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.4863	3 Jun 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.0493	3 Jun 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹9.9714	3 Jun 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.6913	3 Jun 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.6764	3 Jun 2026
360 ONE Dynamic Bond Fund Regular Plan Bonus	360 ONE	₹23.5456	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.9051
2 Jun 2026	₹11.9082
1 Jun 2026	₹11.9048
29 May 2026	₹11.9036
27 May 2026	₹11.8945
26 May 2026	₹11.8794
25 May 2026	₹11.8736
22 May 2026	₹11.8488
21 May 2026	₹11.8339
20 May 2026	₹11.8427

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW is ₹11.9051. It's a Dynamic Bond Fund from Aditya Birla Sun Life, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW has NAV history starting from 14 Nov 2014, a track record of about 11 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW has delivered a absolute return of -3.85% — -31.87 pp behind the Dynamic Bond Fund category average of 28.03%. The fund ranks #42 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW has delivered a CAGR of -0.25% — -2.94 pp behind the Dynamic Bond Fund category average of 2.68%. The fund ranks #35 of 44 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW has delivered a CAGR of -0.01% — -3.25 pp behind the Dynamic Bond Fund category average of 3.23%. The fund ranks #35 of 37 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW exactly 10 years ago would be worth approximately ₹102,241 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.22%. The category average over the same window would have grown ₹1 lakh to ₹140,905.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹587,704 today. That's an XIRR (money-weighted annualised return) of -0.81%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,189,938 (multiplier 0.99×). XIRR: -0.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW ranks #35 out of 37 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.23%; this fund delivered -0.01%.

The worst peak-to-trough decline Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW has experienced over the last 5-year window is 7.92% — its NAV fell from a high on 21 Mar 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW averaged 0.75% (best 2.41%, worst -1.48%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is -1.06 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW returned 0.18% — lagging the Dynamic Bond Fund category average of 2.27% by 2.09 pp. It ranked #27 of 43 in its category that year.

Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.9%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.