Should I invest in LIC MF Multi Cap Fund?

We don't give personal investment advice. LIC MF Multi Cap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Multi Cap Fund-Direct Plan-Growth

Latest NAV

₹19.3752

As of

17 Jul 2026

912 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	-0.04%	+0.38	1 / 34	Q1
1W	-0.44%	-0.38%	-0.06	21 / 34	Q3
2W	+0.22%	+0.35%	-0.13	19 / 34	Q3
1M	+2.59%	+2.05%	+0.54	8 / 34	Q1
3M	+8.69%	+5.97%	+2.71	3 / 34	Q1
6M	+9.27%	+5.52%	+3.74	5 / 34	Q1
YTD	+6.36%	+3.37%	+2.99	5 / 34	Q1
1Y	+7.71%	+4.05%	+3.65	7 / 34	Q1
2Y	+6.02%	+3.91%	+2.10	6 / 29	Q1
3Y	+19.89%	+16.39%	+3.50	5 / 23	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.46%	+14.47%	+4.99	4 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+6.36%	+3.37%	+2.99	5 / 34
2025	+1.84%	+2.81%	-0.97	22 / 31
2024	+33.81%	+24.46%	+9.35	2 / 25
2023	+33.09%	+33.82%	-0.72	10 / 18
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.28%

34 windows

min 0.3% · max 53.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.17%

9 windows

min 19.9% · max 22.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.36%

3-year · annualised

Sharpe ratio

0.84

vs risk-free 6.5%

Sortino ratio

1.40

Downside-only deviation

Max drawdown

-19.32%

Dec 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option - Direct Plan	HDFC	₹19.8640	17 Jul 2026
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹335.1908	17 Jul 2026
SBI Multicap Fund- Direct Plan- Growth option	SBI	₹17.7990	17 Jul 2026
ICICI Prudential Multicap Fund - Direct Plan - Growth	ICICI Prudential	₹953.5300	17 Jul 2026
Invesco India Multicap Fund - Direct Plan - Growth Option	Invesco	₹156.2100	17 Jul 2026
BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.7790	17 Jul 2026
quant Multi Cap Fund-GROWTH OPTION-Direct Plan	Quant	₹730.8942	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct Growth	Aditya Birla Sun Life	₹22.1300	17 Jul 2026
Motilal Oswal Multi Cap Fund-Direct Plan Growth	Motilal Oswal	₹14.1539	17 Jul 2026
Franklin India Multi Cap Fund - Direct - Growth	Franklin India	₹11.0079	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.3752
16 Jul 2026	₹19.3088
15 Jul 2026	₹19.3707
14 Jul 2026	₹19.3219
13 Jul 2026	₹19.4639
10 Jul 2026	₹19.4603
9 Jul 2026	₹19.3026
8 Jul 2026	₹19.0303
7 Jul 2026	₹19.3656
6 Jul 2026	₹19.4432

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Multi Cap Fund-Direct Plan-Growth is ₹19.3752. It's a Multi Cap Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Multi Cap Fund-Direct Plan-Growth has NAV history starting from 02 Nov 2022, a track record of about 3 years 8 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Multi Cap Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Multi Cap Fund-Direct Plan-Growth has delivered a absolute return of 7.71% — +3.65 pp ahead of the Multi Cap Fund category average of 4.05%. The fund ranks #7 of 34 in its category — the top (Q1) quartile.

Over the trailing 3-year window, LIC MF Multi Cap Fund-Direct Plan-Growth has delivered a CAGR of 19.89% — +3.5 pp ahead of the Multi Cap Fund category average of 16.39%. The fund ranks #5 of 23 in its category — the top (Q1) quartile.

LIC MF Multi Cap Fund-Direct Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Multi Cap Fund-Direct Plan-Growth exactly 3 years ago would be worth approximately ₹172,324 today — a multiplier of 1.72×, based on the 3-year CAGR of 19.89%. The category average over the same window would have grown ₹1 lakh to ₹157,685.

A ₹10,000 monthly SIP in LIC MF Multi Cap Fund-Direct Plan-Growth over the last 3 years — total invested ₹360,000 — would be worth ₹445,083 today. That's an XIRR (money-weighted annualised return) of 14.27%.

LIC MF Multi Cap Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹445,083 — XIRR 14.27%.

On a 3-year basis, LIC MF Multi Cap Fund-Direct Plan-Growth ranks #5 out of 23 funds in the Multi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 16.39%; this fund delivered 19.89%.

The worst peak-to-trough decline LIC MF Multi Cap Fund-Direct Plan-Growth has experienced over the last 3-year window is 19.32% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, LIC MF Multi Cap Fund-Direct Plan-Growth averaged 21.17% (best 22.58%, worst 19.89%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.84 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Multi Cap Fund-Direct Plan-Growth returned 1.84% — lagging the Multi Cap Fund category average of 2.81% by 0.97 pp. It ranked #22 of 31 in its category that year.

LIC MF Multi Cap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Multi Cap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.