Should I invest in LIC MF Mid Cap Fund?

We don't give personal investment advice. LIC MF Mid Cap Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Mid Cap Fund-Direct Plan-IDCW

Latest NAV

₹30.8864

As of

3 Jun 2026

697 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.30%	+0.14%	-0.43	27 / 31	Q4
1W	-1.51%	-1.87%	+0.36	8 / 31	Q2
2W	-0.01%	-0.11%	+0.10	12 / 31	Q2
1M	+0.89%	+0.51%	+0.38	10 / 31	Q2
3M	+7.01%	+3.44%	+3.57	6 / 31	Q1
6M	+0.63%	-2.01%	+2.64	11 / 30	Q2
YTD	+0.33%	-1.58%	+1.91	12 / 30	Q2
1Y	+2.26%	+2.35%	-0.09	13 / 29	Q2
2Y	+4.77%	+3.03%	+1.74	10 / 28	Q2
3Y	+15.82%	+16.24%	-0.42	15 / 28	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.76%	+14.53%	+2.22	8 / 31	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.33%	-1.58%	+1.91	12 / 30
2025	-0.90%	-0.94%	+0.03	16 / 28
2024	+30.14%	+26.10%	+4.04	10 / 28
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.81%

23 windows

min -4.6% · max 56.6%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹77.7900	3 Jun 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹148.2267	3 Jun 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹69.4100	3 Jun 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹76.9100	3 Jun 2026
BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN	Bandhan	₹18.8330	3 Jun 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹86.2856	3 Jun 2026
Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹95.7500	3 Jun 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹42.4667	3 Jun 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹108.9957	3 Jun 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹26.9280	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.8864
2 Jun 2026	₹30.9780
1 Jun 2026	₹30.8961
29 May 2026	₹31.1774
27 May 2026	₹31.3584
26 May 2026	₹31.3420
25 May 2026	₹31.2229
22 May 2026	₹30.9781
21 May 2026	₹30.9960
20 May 2026	₹30.8902

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Mid Cap Fund-Direct Plan-IDCW is ₹30.8864. It's a Mid Cap Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Mid Cap Fund-Direct Plan-IDCW has NAV history starting from 31 Jul 2023, a track record of about 2 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Mid Cap Fund-Direct Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Mid Cap Fund-Direct Plan-IDCW has delivered a absolute return of 2.26% — -0.09 pp behind the Mid Cap Fund category average of 2.35%. The fund ranks #13 of 29 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Mid Cap Fund-Direct Plan-IDCW has delivered a CAGR of 15.82% — -0.42 pp behind the Mid Cap Fund category average of 16.24%. The fund ranks #15 of 28 in its category — the third (Q3) quartile.

LIC MF Mid Cap Fund-Direct Plan-IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Mid Cap Fund-Direct Plan-IDCW exactly 3 years ago would be worth approximately ₹155,364 today — a multiplier of 1.55×, based on the 3-year CAGR of 15.82%. The category average over the same window would have grown ₹1 lakh to ₹157,064.

A ₹10,000 monthly SIP in LIC MF Mid Cap Fund-Direct Plan-IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹122,594 today. That's an XIRR (money-weighted annualised return) of 4.02%.

LIC MF Mid Cap Fund-Direct Plan-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹122,594 — XIRR 4.02%.

On a 3-year basis, LIC MF Mid Cap Fund-Direct Plan-IDCW ranks #15 out of 28 funds in the Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 16.24%; this fund delivered 15.82%.

LIC MF Mid Cap Fund-Direct Plan-IDCW doesn't have a computed drawdown figure yet.

Consistency stats for LIC MF Mid Cap Fund-Direct Plan-IDCW need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, LIC MF Mid Cap Fund-Direct Plan-IDCW returned -0.90% — beating the Mid Cap Fund category average of -0.94% by 0.03 pp. It ranked #16 of 28 in its category that year.

LIC MF Mid Cap Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Mid Cap Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Mid Cap Fund-Direct Plan-IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Mid Cap Fund

Recent NAVs

Frequently asked questions

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