Should I invest in LIC MF Large Cap Fund?

We don't give personal investment advice. LIC MF Large Cap Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.15%.

LIC

LIC MF Large Cap Fund-Regular Plan-Growth

Latest NAV

₹52.4959

As of

24 Jul 2026

4,570 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.31%	-0.35%	+0.04	13 / 35	Q2
1W	-1.56%	-1.80%	+0.24	4 / 35	Q1
2W	-1.93%	-1.49%	-0.43	25 / 35	Q3
1M	-1.23%	-0.37%	-0.86	31 / 35	Q4
3M	+0.28%	+1.15%	-0.87	29 / 35	Q4
6M	-3.63%	-2.82%	-0.80	24 / 35	Q3
YTD	-8.47%	-6.84%	-1.63	26 / 35	Q3
1Y	-6.56%	-4.27%	-2.29	24 / 35	Q3
2Y	-2.86%	-2.12%	-0.75	22 / 35	Q3
3Y	+6.74%	+7.28%	-0.54	24 / 35	Q3
4Y	+8.29%	+9.46%	-1.17	25 / 34	Q3
5Y	+7.15%	+7.88%	-0.73	23 / 34	Q3
7Y	+10.52%	+10.08%	+0.44	22 / 34	Q3
10Y	+9.64%	+8.36%	+1.28	20 / 34	Q3
Inception	+7.60%	+8.33%	-0.73	22 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.47%	-7.22%	-1.25	25 / 34
2025	+5.32%	+5.20%	+0.12	20 / 34
2024	+14.17%	+12.60%	+1.58	16 / 34
2023	+16.49%	+21.38%	-4.89	28 / 34
2022	-1.58%	+0.25%	-1.83	22 / 34
2021	+23.61%	+23.62%	-0.01	14 / 34
2020	+13.88%	+11.04%	+2.84	17 / 34
2019	+14.93%	+7.65%	+7.29	1 / 35
2018	+1.33%	-3.82%	+5.15	7 / 35
2017	+25.49%	+24.19%	+1.29	22 / 35
2016	+1.76%	+0.01%	+1.75	12 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.47%

217 windows

min -56.8% · max 102.3%

73% positive

3-Year rolling

+10.98%

192 windows

min -4.1% · max 28.5%

97% positive

5-Year rolling

+11.15%

168 windows

min -3.2% · max 19.1%

98% positive

7-Year rolling

+11.07%

144 windows

min 3.8% · max 18.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.25%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.10

Downside-only deviation

Max drawdown

-18.63%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Regular Plan	HDFC	₹1,117.6250	24 Jul 2026
SBI Large Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹52.5157	24 Jul 2026
Franklin India Large Cap Fund - IDCW	Franklin Templeton	₹41.8537	24 Jul 2026
Mirae Asset Large Cap Fund - Growth Plan	Mirae Asset	₹110.1470	24 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹558.1270	24 Jul 2026
Edelweiss Large Cap Fund - Plan B - IDCW Option	Edelweiss	₹80.3900	24 Jul 2026
HSBC Large Cap Fund - Regular Growth	HSBC	₹464.7238	24 Jul 2026
UTI Large Cap Fund - Regular Plan - Growth Option	UTI	₹260.1960	24 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹327.1700	24 Jul 2026
Aditya Birla Sun Life Large Cap Fund-Growth	Birla Sun Life	₹511.5500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹52.4959
23 Jul 2026	₹52.6575
22 Jul 2026	₹52.8989
21 Jul 2026	₹53.3913
20 Jul 2026	₹53.2704
17 Jul 2026	₹53.3290
16 Jul 2026	₹53.0588
15 Jul 2026	₹53.1911
14 Jul 2026	₹52.9549
13 Jul 2026	₹53.3129

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of LIC MF Large Cap Fund-Regular Plan-Growth is ₹52.4959. It's a Large Cap Fund from LIC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Large Cap Fund-Regular Plan-Growth has NAV history starting from 31 Oct 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LIC MF Large Cap Fund-Regular Plan-Growth is managed by LIC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Large Cap Fund-Regular Plan-Growth has delivered a absolute return of -6.56% — -2.29 pp behind the Large Cap Fund category average of -4.27%. The fund ranks #24 of 35 in its category — the third (Q3) quartile.

Over the trailing 3-year window, LIC MF Large Cap Fund-Regular Plan-Growth has delivered a CAGR of 6.74% — -0.54 pp behind the Large Cap Fund category average of 7.28%. The fund ranks #24 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LIC MF Large Cap Fund-Regular Plan-Growth has delivered a CAGR of 7.15% — -0.73 pp behind the Large Cap Fund category average of 7.88%. The fund ranks #23 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Large Cap Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹251,044 today — a multiplier of 2.51×, based on the 10-year CAGR of 9.64%. The category average over the same window would have grown ₹1 lakh to ₹223,148.

A ₹10,000 monthly SIP in LIC MF Large Cap Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹686,121 today. That's an XIRR (money-weighted annualised return) of 5.30%.

A ₹10,000 monthly SIP for 10 years in LIC MF Large Cap Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,927,871 (multiplier 1.61×). XIRR: 9.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Large Cap Fund-Regular Plan-Growth ranks #23 out of 34 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.88%; this fund delivered 7.15%.

The worst peak-to-trough decline LIC MF Large Cap Fund-Regular Plan-Growth has experienced over the last 5-year window is 19.87% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Large Cap Fund-Regular Plan-Growth averaged 11.15% (best 19.07%, worst -3.20%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Large Cap Fund-Regular Plan-Growth returned 5.32% — beating the Large Cap Fund category average of 5.20% by 0.12 pp. It ranked #20 of 34 in its category that year.

LIC MF Large Cap Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Large Cap Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.