Should I invest in LIC MF Focused Fund?

We don't give personal investment advice. LIC MF Focused Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Focused Fund-Direct Plan-Growth

Latest NAV

₹23.9841

As of

17 Jul 2026

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	+0.35%	-0.11	22 / 28	Q4
1W	-0.55%	-0.02%	-0.53	24 / 28	Q4
2W	-0.79%	+0.36%	-1.15	27 / 28	Q4
1M	+2.59%	+2.21%	+0.38	12 / 28	Q2
3M	+7.49%	+4.56%	+2.93	4 / 28	Q1
6M	+3.77%	+2.44%	+1.33	9 / 28	Q2
YTD	+0.91%	+0.86%	+0.05	12 / 28	Q2
1Y	-2.11%	+3.20%	-5.31	25 / 28	Q4
2Y	+1.44%	+3.30%	-1.86	20 / 28	Q3
3Y	+9.56%	+14.17%	-4.61	25 / 27	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.68%	+15.24%	-5.56	28 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.91%	+0.86%	+0.05	12 / 28
2025	+4.42%	+5.55%	-1.13	15 / 28
2024	+12.97%	+20.88%	-7.90	25 / 27
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.40%

25 windows

min -6.9% · max 36.2%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.90%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.42

Downside-only deviation

Max drawdown

-21.12%

Sep 2024 → Mar 2025

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹268.1380	17 Jul 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹136.4284	17 Jul 2026
SBI FOCUSED FUND - DIRECT PLAN -GROWTH	SBI	₹445.5621	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹111.2700	17 Jul 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹31.4500	17 Jul 2026
Bandhan Focused Fund - Direct Plan - Growth	Bandhan	₹105.5040	17 Jul 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹105.7537	17 Jul 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹167.1112	17 Jul 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹58.5328	17 Jul 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹116.4027	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.9841
16 Jul 2026	₹23.9281
15 Jul 2026	₹23.9877
14 Jul 2026	₹23.9139
13 Jul 2026	₹24.1750
10 Jul 2026	₹24.1175
9 Jul 2026	₹23.9051
8 Jul 2026	₹23.6924
7 Jul 2026	₹24.0914
6 Jul 2026	₹24.2390

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Focused Fund-Direct Plan-Growth is ₹23.9841. It's a Focused Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Focused Fund-Direct Plan-Growth has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Focused Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Focused Fund-Direct Plan-Growth has delivered a absolute return of -2.11% — -5.31 pp behind the Focused Fund category average of 3.20%. The fund ranks #25 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LIC MF Focused Fund-Direct Plan-Growth has delivered a CAGR of 9.56% — -4.61 pp behind the Focused Fund category average of 14.17%. The fund ranks #25 of 27 in its category — the bottom (Q4) quartile.

LIC MF Focused Fund-Direct Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Focused Fund-Direct Plan-Growth exactly 3 years ago would be worth approximately ₹131,492 today — a multiplier of 1.31×, based on the 3-year CAGR of 9.56%. The category average over the same window would have grown ₹1 lakh to ₹148,809.

A ₹10,000 monthly SIP in LIC MF Focused Fund-Direct Plan-Growth over the last 1 year — total invested ₹120,000 — would be worth ₹124,410 today. That's an XIRR (money-weighted annualised return) of 6.88%.

LIC MF Focused Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹124,410 — XIRR 6.88%.

On a 3-year basis, LIC MF Focused Fund-Direct Plan-Growth ranks #25 out of 27 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.17%; this fund delivered 9.56%.

The worst peak-to-trough decline LIC MF Focused Fund-Direct Plan-Growth has experienced over the last 3-year window is 21.12% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Focused Fund-Direct Plan-Growth returned 4.42% — lagging the Focused Fund category average of 5.55% by 1.13 pp. It ranked #15 of 28 in its category that year.

LIC MF Focused Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Focused Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Focused Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Focused Fund

Recent NAVs

Frequently asked questions

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