Should I invest in SBI FOCUSED FUND?

We don't give personal investment advice. SBI FOCUSED FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 13.97%.

SBI

SBI FOCUSED FUND - DIRECT PLAN -GROWTH

Latest NAV

₹445.5621

As of

17 Jul 2026

3,337 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.35%	+0.26	8 / 28	Q2
1W	+0.37%	-0.02%	+0.39	6 / 28	Q1
2W	+0.41%	+0.36%	+0.06	16 / 28	Q3
1M	+2.97%	+2.21%	+0.76	8 / 28	Q2
3M	+4.53%	+4.56%	-0.03	12 / 28	Q2
6M	+4.90%	+2.44%	+2.46	6 / 28	Q1
YTD	+3.53%	+0.86%	+2.67	7 / 28	Q1
1Y	+12.05%	+3.20%	+8.85	2 / 28	Q1
2Y	+9.72%	+3.30%	+6.42	1 / 28	Q1
3Y	+16.72%	+14.17%	+2.55	5 / 27	Q1
4Y	+17.14%	+15.94%	+1.20	9 / 25	Q2
5Y	+13.97%	+13.51%	+0.46	10 / 22	Q2
7Y	+16.80%	+16.09%	+0.71	6 / 16	Q2
10Y	+15.75%	+14.39%	+1.37	4 / 13	Q2
Inception	+15.69%	+15.24%	+0.45	11 / 28	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.53%	+0.86%	+2.67	7 / 28
2025	+16.12%	+5.55%	+10.57	2 / 28
2024	+18.32%	+20.88%	-2.56	16 / 27
2023	+22.89%	+27.60%	-4.71	21 / 25
2022	-7.56%	+2.34%	-9.90	22 / 23
2021	+43.95%	+33.53%	+10.42	1 / 20
2020	+15.78%	+17.14%	-1.36	11 / 17
2019	+16.78%	+12.27%	+4.51	4 / 13
2018	-2.86%	-5.39%	+2.53	5 / 13
2017	+45.30%	+37.82%	+7.48	2 / 13
2016	+1.98%	+5.87%	-3.90	13 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.32%

153 windows

min -13.8% · max 73.4%

86% positive

3-Year rolling

+17.04%

129 windows

min 4.8% · max 30.7%

100% positive

5-Year rolling

+16.82%

105 windows

min 7.3% · max 25.1%

100% positive

7-Year rolling

+16.34%

80 windows

min 12.3% · max 20.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.56%

3-year · annualised

Sharpe ratio

0.98

vs risk-free 6.5%

Sortino ratio

1.91

Downside-only deviation

Max drawdown

-12.86%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹268.1380	17 Jul 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹136.4284	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹111.2700	17 Jul 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹31.4500	17 Jul 2026
Bandhan Focused Fund - Direct Plan - Growth	Bandhan	₹105.5040	17 Jul 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹105.7537	17 Jul 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹167.1112	17 Jul 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹58.5328	17 Jul 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹116.4027	17 Jul 2026
Mirae Asset Focused Fund Direct Plan Growth	Mirae Asset	₹27.0750	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹445.5621
16 Jul 2026	₹442.8581
15 Jul 2026	₹444.4779
14 Jul 2026	₹443.1244
13 Jul 2026	₹442.8398
10 Jul 2026	₹443.9130
9 Jul 2026	₹439.8428
8 Jul 2026	₹438.2844
7 Jul 2026	₹445.5605
6 Jul 2026	₹445.5086

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI FOCUSED FUND - DIRECT PLAN -GROWTH is ₹445.5621. It's a Focused Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI FOCUSED FUND - DIRECT PLAN -GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI FOCUSED FUND - DIRECT PLAN -GROWTH is managed by SBI. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI FOCUSED FUND - DIRECT PLAN -GROWTH has delivered a absolute return of 12.05% — +8.85 pp ahead of the Focused Fund category average of 3.20%. The fund ranks #2 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI FOCUSED FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 16.72% — +2.55 pp ahead of the Focused Fund category average of 14.17%. The fund ranks #5 of 27 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI FOCUSED FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 13.97% — +0.46 pp ahead of the Focused Fund category average of 13.51%. The fund ranks #10 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI FOCUSED FUND - DIRECT PLAN -GROWTH exactly 10 years ago would be worth approximately ₹431,765 today — a multiplier of 4.32×, based on the 10-year CAGR of 15.75%. The category average over the same window would have grown ₹1 lakh to ₹383,451.

A ₹10,000 monthly SIP in SBI FOCUSED FUND - DIRECT PLAN -GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹870,648 today. That's an XIRR (money-weighted annualised return) of 14.87%.

A ₹10,000 monthly SIP for 10 years in SBI FOCUSED FUND - DIRECT PLAN -GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,798,533 (multiplier 2.33×). XIRR: 16.15%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI FOCUSED FUND - DIRECT PLAN -GROWTH ranks #10 out of 22 funds in the Focused Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.51%; this fund delivered 13.97%.

The worst peak-to-trough decline SBI FOCUSED FUND - DIRECT PLAN -GROWTH has experienced over the last 5-year window is 22.46% — its NAV fell from a high on 15 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI FOCUSED FUND - DIRECT PLAN -GROWTH averaged 16.82% (best 25.09%, worst 7.27%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, SBI FOCUSED FUND - DIRECT PLAN -GROWTH returned 16.12% — beating the Focused Fund category average of 5.55% by 10.57 pp. It ranked #2 of 28 in its category that year.

SBI FOCUSED FUND - DIRECT PLAN -GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI FOCUSED FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 13.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI FOCUSED FUND - DIRECT PLAN -GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Focused Fund

Recent NAVs

Frequently asked questions

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