Should I invest in Bandhan Focused Fund?

We don't give personal investment advice. Bandhan Focused Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.2%. 5-year CAGR: 13.59%.

Bandhan

Bandhan Focused Fund - Direct Plan - Growth

Latest NAV

₹105.5040

As of

17 Jul 2026

3,340 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.35%	+0.03	15 / 28	Q3
1W	-0.57%	-0.02%	-0.55	25 / 28	Q4
2W	-0.42%	+0.36%	-0.78	25 / 28	Q4
1M	+1.03%	+2.21%	-1.18	23 / 28	Q4
3M	+1.56%	+4.56%	-3.00	25 / 28	Q4
6M	+2.47%	+2.44%	+0.03	12 / 28	Q2
YTD	+1.46%	+0.86%	+0.59	11 / 28	Q2
1Y	+0.17%	+3.20%	-3.02	21 / 28	Q3
2Y	+6.08%	+3.30%	+2.78	6 / 28	Q1
3Y	+15.42%	+14.17%	+1.25	10 / 27	Q2
4Y	+16.91%	+15.94%	+0.97	11 / 25	Q2
5Y	+13.59%	+13.51%	+0.08	11 / 22	Q2
7Y	+15.89%	+16.09%	-0.19	9 / 16	Q3
10Y	+14.24%	+14.39%	-0.15	6 / 13	Q2
Inception	+13.03%	+15.24%	-2.21	23 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.46%	+0.86%	+0.59	11 / 28
2025	-0.64%	+5.55%	-6.19	24 / 28
2024	+31.81%	+20.88%	+10.93	2 / 27
2023	+32.77%	+27.60%	+5.17	4 / 25
2022	-3.73%	+2.34%	-6.08	19 / 23
2021	+25.43%	+33.53%	-8.10	16 / 20
2020	+16.61%	+17.14%	-0.53	10 / 17
2019	+10.12%	+12.27%	-2.16	9 / 13
2018	-10.97%	-5.39%	-5.58	11 / 13
2017	+56.07%	+37.82%	+18.25	1 / 13
2016	+3.10%	+5.87%	-2.78	9 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.93%

153 windows

min -17.7% · max 56.3%

80% positive

3-Year rolling

+14.21%

129 windows

min -0.8% · max 25.0%

99% positive

5-Year rolling

+13.72%

105 windows

min 2.7% · max 25.0%

100% positive

7-Year rolling

+13.05%

80 windows

min 7.7% · max 16.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.26%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

1.05

Downside-only deviation

Max drawdown

-17.81%

Dec 2024 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹268.1380	17 Jul 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹136.4284	17 Jul 2026
SBI FOCUSED FUND - DIRECT PLAN -GROWTH	SBI	₹445.5621	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹111.2700	17 Jul 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹31.4500	17 Jul 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹105.7537	17 Jul 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹167.1112	17 Jul 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹58.5328	17 Jul 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹116.4027	17 Jul 2026
Mirae Asset Focused Fund Direct Plan Growth	Mirae Asset	₹27.0750	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹105.5040
16 Jul 2026	₹105.1010
15 Jul 2026	₹105.9600
14 Jul 2026	₹105.2040
13 Jul 2026	₹106.1020
10 Jul 2026	₹106.1080
9 Jul 2026	₹105.2050
8 Jul 2026	₹104.2450
7 Jul 2026	₹106.2530
6 Jul 2026	₹106.6160

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Focused Fund - Direct Plan - Growth is ₹105.5040. It's a Focused Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Bandhan Focused Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Focused Fund - Direct Plan - Growth is managed by Bandhan. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Focused Fund - Direct Plan - Growth has delivered a absolute return of 0.17% — -3.02 pp behind the Focused Fund category average of 3.20%. The fund ranks #21 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Bandhan Focused Fund - Direct Plan - Growth has delivered a CAGR of 15.42% — +1.25 pp ahead of the Focused Fund category average of 14.17%. The fund ranks #10 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Bandhan Focused Fund - Direct Plan - Growth has delivered a CAGR of 13.59% — +0.08 pp ahead of the Focused Fund category average of 13.51%. The fund ranks #11 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in Bandhan Focused Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹378,439 today — a multiplier of 3.78×, based on the 10-year CAGR of 14.24%. The category average over the same window would have grown ₹1 lakh to ₹383,451.

A ₹10,000 monthly SIP in Bandhan Focused Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹842,701 today. That's an XIRR (money-weighted annualised return) of 13.55%.

A ₹10,000 monthly SIP for 10 years in Bandhan Focused Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,495,480 (multiplier 2.08×). XIRR: 14.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Focused Fund - Direct Plan - Growth ranks #11 out of 22 funds in the Focused Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.51%; this fund delivered 13.59%.

The worst peak-to-trough decline Bandhan Focused Fund - Direct Plan - Growth has experienced over the last 5-year window is 20.24% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Focused Fund - Direct Plan - Growth averaged 13.72% (best 24.98%, worst 2.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, Bandhan Focused Fund - Direct Plan - Growth returned -0.64% — lagging the Focused Fund category average of 5.55% by 6.19 pp. It ranked #24 of 28 in its category that year.

Bandhan Focused Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Bandhan Focused Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.2%. 5-year CAGR: 13.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.