Should I invest in LIC MF BSE Sensex Index Fund?

We don't give personal investment advice. LIC MF BSE Sensex Index Fund-Direct Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.09%.

LIC

LIC MF BSE Sensex Index Fund-Direct Plan-Growth

Latest NAV

₹157.5135

As of

17 Jul 2026

3,321 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.21%	+1.05	35 / 353	Q1
1W	+0.77%	-0.05%	+0.81	38 / 353	Q1
2W	+0.52%	+0.24%	+0.28	58 / 353	Q1
1M	+1.59%	+0.78%	+0.81	72 / 353	Q1
3M	-0.01%	+2.20%	-2.21	311 / 350	Q4
6M	-6.11%	+1.36%	-7.47	320 / 336	Q4
YTD	-7.90%	+0.54%	-8.44	321 / 333	Q4
1Y	-4.61%	+2.69%	-7.31	296 / 318	Q4
2Y	-1.01%	+3.33%	-4.34	181 / 213	Q4
3Y	+6.09%	+10.79%	-4.70	169 / 172	Q4
4Y	+10.25%	+13.23%	-2.98	64 / 84	Q4
5Y	+9.09%	+11.39%	-2.30	36 / 39	Q4
7Y	+11.50%	+12.92%	-1.42	19 / 19	Q4
10Y	+11.50%	+11.97%	-0.48	14 / 14	Q4
Inception	+11.27%	+7.52%	+3.75	100 / 353	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.90%	+0.51%	-8.41	319 / 331
2025	+9.19%	+6.05%	+3.14	66 / 260
2024	+8.96%	+14.12%	-5.16	117 / 180
2023	+19.26%	+21.09%	-1.83	75 / 130
2022	+5.38%	+1.94%	+3.45	19 / 51
2021	+22.32%	+26.80%	-4.47	24 / 25
2020	+16.44%	+15.71%	+0.73	5 / 22
2019	+14.33%	+11.04%	+3.29	3 / 17
2018	+6.95%	+4.02%	+2.93	3 / 15
2017	+27.28%	+29.36%	-2.08	14 / 14
2016	+2.03%	+3.41%	-1.38	14 / 14

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.50%

153 windows

min -22.4% · max 60.9%

85% positive

3-Year rolling

+12.60%

129 windows

min 0.2% · max 29.5%

100% positive

5-Year rolling

+12.99%

105 windows

min 1.6% · max 23.0%

100% positive

7-Year rolling

+12.59%

80 windows

min 6.3% · max 16.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.50%

3-year · annualised

Sharpe ratio

0.02

vs risk-free 6.5%

Sortino ratio

0.03

Downside-only deviation

Max drawdown

-16.09%

Nov 2025 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.7579	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund- Direct Plan- Growth Option	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - Growth	SBI	₹12.8789	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option	ICICI Prudential	₹26.0695	17 Jul 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹10.2484	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTH	Bandhan	₹15.1935	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹253.8112	17 Jul 2026
Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth	Motilal Oswal	₹21.2096	17 Jul 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹207.9005	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - Growth	Mirae Asset	₹10.1392	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹157.5135
16 Jul 2026	₹155.5514
15 Jul 2026	₹155.5524
14 Jul 2026	₹155.2715
13 Jul 2026	₹156.4035
10 Jul 2026	₹156.3171
9 Jul 2026	₹154.6535
8 Jul 2026	₹154.1717
7 Jul 2026	₹157.5332
6 Jul 2026	₹157.7351

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF BSE Sensex Index Fund-Direct Plan-Growth is ₹157.5135. It's a Index Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF BSE Sensex Index Fund-Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF BSE Sensex Index Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF BSE Sensex Index Fund-Direct Plan-Growth has delivered a absolute return of -4.61% — -7.31 pp behind the Index Fund category average of 2.69%. The fund ranks #296 of 318 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LIC MF BSE Sensex Index Fund-Direct Plan-Growth has delivered a CAGR of 6.09% — -4.7 pp behind the Index Fund category average of 10.79%. The fund ranks #169 of 172 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, LIC MF BSE Sensex Index Fund-Direct Plan-Growth has delivered a CAGR of 9.09% — -2.3 pp behind the Index Fund category average of 11.39%. The fund ranks #36 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in LIC MF BSE Sensex Index Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹296,870 today — a multiplier of 2.97×, based on the 10-year CAGR of 11.50%. The category average over the same window would have grown ₹1 lakh to ₹309,845.

A ₹10,000 monthly SIP in LIC MF BSE Sensex Index Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹702,877 today. That's an XIRR (money-weighted annualised return) of 6.26%.

A ₹10,000 monthly SIP for 10 years in LIC MF BSE Sensex Index Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,103,693 (multiplier 1.75×). XIRR: 10.81%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF BSE Sensex Index Fund-Direct Plan-Growth ranks #36 out of 39 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.39%; this fund delivered 9.09%.

The worst peak-to-trough decline LIC MF BSE Sensex Index Fund-Direct Plan-Growth has experienced over the last 5-year window is 16.21% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF BSE Sensex Index Fund-Direct Plan-Growth averaged 12.99% (best 23.04%, worst 1.57%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, LIC MF BSE Sensex Index Fund-Direct Plan-Growth returned 9.19% — beating the Index Fund category average of 6.05% by 3.14 pp. It ranked #66 of 260 in its category that year.

LIC MF BSE Sensex Index Fund-Direct Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LIC MF BSE Sensex Index Fund-Direct Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF BSE Sensex Index Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

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