Should I invest in LIC MF Aggressive Hybrid Fund?

We don't give personal investment advice. LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 6.07%.

LIC

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW

Latest NAV

₹22.1152

As of

17 Jul 2026

3,320 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.14%	+0.20%	-0.35	51 / 55	Q4
1W	-0.48%	-0.16%	-0.32	51 / 55	Q4
2W	-0.26%	+0.10%	-0.35	51 / 55	Q4
1M	+0.99%	+0.84%	+0.15	38 / 55	Q3
3M	+2.48%	+1.61%	+0.87	18 / 55	Q2
6M	+0.18%	-0.75%	+0.93	15 / 55	Q2
YTD	-1.36%	-2.54%	+1.19	21 / 55	Q2
1Y	+0.47%	-0.18%	+0.65	17 / 55	Q2
2Y	+2.78%	+1.30%	+1.48	15 / 54	Q2
3Y	+9.93%	+9.24%	+0.70	23 / 55	Q2
4Y	+9.50%	+11.12%	-1.62	30 / 52	Q3
5Y	+6.07%	+9.61%	-3.54	36 / 49	Q3
7Y	+6.15%	+11.18%	-5.03	41 / 48	Q4
10Y	+4.48%	+7.86%	-3.37	26 / 33	Q4
Inception	+4.84%	+8.35%	-3.50	46 / 55	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.36%	-2.48%	+1.12	19 / 50
2025	+6.32%	+1.24%	+5.09	10 / 53
2024	+18.02%	+15.74%	+2.28	13 / 53
2023	+12.43%	+19.87%	-7.44	43 / 53
2022	-8.27%	+2.08%	-10.35	45 / 50
2021	+8.49%	+22.26%	-13.76	49 / 51
2020	+4.60%	+14.45%	-9.85	43 / 49
2019	+4.42%	+3.69%	+0.73	24 / 47
2018	-11.57%	-8.13%	-3.44	26 / 35
2017	+13.18%	+15.92%	-2.75	27 / 35
2016	+3.31%	+0.88%	+2.44	14 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.91%

153 windows

min -21.6% · max 33.4%

67% positive

3-Year rolling

+4.29%

129 windows

min -8.3% · max 13.4%

85% positive

5-Year rolling

+3.60%

105 windows

min -5.2% · max 11.9%

85% positive

7-Year rolling

+3.25%

80 windows

min -0.2% · max 7.1%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.63%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.57

Downside-only deviation

Max drawdown

-15.10%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.7700	17 Jul 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹102.7411	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹29.1200	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹24.2754	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.9550	17 Jul 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹72.3931	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹296.3500	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹34.1499	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹21.2090	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.1152
16 Jul 2026	₹22.1470
15 Jul 2026	₹22.1489
14 Jul 2026	₹22.0942
13 Jul 2026	₹22.1614
10 Jul 2026	₹22.2217
9 Jul 2026	₹22.0389
8 Jul 2026	₹21.8543
7 Jul 2026	₹22.1435
6 Jul 2026	₹22.2475

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is ₹22.1152. It's a Aggressive Hybrid Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a absolute return of 0.47% — +0.65 pp ahead of the Aggressive Hybrid Fund category average of -0.18%. The fund ranks #17 of 55 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a CAGR of 9.93% — +0.7 pp ahead of the Aggressive Hybrid Fund category average of 9.24%. The fund ranks #23 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a CAGR of 6.07% — -3.54 pp behind the Aggressive Hybrid Fund category average of 9.61%. The fund ranks #36 of 49 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹155,061 today — a multiplier of 1.55×, based on the 10-year CAGR of 4.48%. The category average over the same window would have grown ₹1 lakh to ₹213,017.

A ₹10,000 monthly SIP in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹727,122 today. That's an XIRR (money-weighted annualised return) of 7.62%.

A ₹10,000 monthly SIP for 10 years in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹1,626,618 (multiplier 1.36×). XIRR: 5.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW ranks #36 out of 49 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.61%; this fund delivered 6.07%.

The worst peak-to-trough decline LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has experienced over the last 5-year window is 17.39% — its NAV fell from a high on 13 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW averaged 3.60% (best 11.93%, worst -5.21%). 85% of rolling windows ended positive. The 5-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2025, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW returned 6.32% — beating the Aggressive Hybrid Fund category average of 1.24% by 5.09 pp. It ranked #10 of 53 in its category that year.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 6.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.