Should I invest in LIC MF Aggressive Hybrid Fund?

We don't give personal investment advice. LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 5.63%.

LIC

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW

Latest NAV

₹21.3080

As of

3 Jun 2026

3,289 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.25%	+6.60%	-6.84	44 / 58	Q4
1W	-1.46%	+5.20%	-6.66	32 / 58	Q3
2W	-0.60%	+6.18%	-6.78	37 / 58	Q3
1M	-0.95%	+5.07%	-6.02	20 / 58	Q2
3M	+0.53%	+4.49%	-3.96	15 / 58	Q2
6M	-4.10%	+1.53%	-5.63	16 / 58	Q2
YTD	-4.96%	+1.04%	-6.00	18 / 58	Q2
1Y	-0.80%	+5.41%	-6.21	20 / 58	Q2
2Y	+3.65%	+4.56%	-0.91	17 / 57	Q2
3Y	+9.93%	+10.78%	-0.84	26 / 58	Q2
4Y	+8.22%	+10.80%	-2.58	35 / 55	Q3
5Y	+5.63%	+9.86%	-4.23	39 / 52	Q3
7Y	+5.17%	+10.11%	-4.94	40 / 48	Q4
10Y	+4.41%	+8.06%	-3.65	25 / 31	Q4
Inception	+4.60%	+8.46%	-3.86	49 / 58	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.96%	-6.04%	+1.08	13 / 50
2025	+6.32%	+7.92%	-1.60	13 / 56
2024	+18.02%	+14.90%	+3.12	13 / 56
2023	+12.43%	+18.81%	-6.37	43 / 56
2022	-8.27%	+1.96%	-10.23	48 / 53
2021	+8.49%	+21.02%	-12.53	49 / 54
2020	+4.60%	+13.62%	-9.02	43 / 52
2019	+4.42%	+3.69%	+0.73	24 / 47
2018	-11.57%	-8.13%	-3.44	26 / 35
2017	+13.18%	+15.92%	-2.75	27 / 35
2016	+3.31%	+0.88%	+2.44	14 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.77%

152 windows

min -24.6% · max 33.2%

67% positive

3-Year rolling

+4.00%

128 windows

min -9.5% · max 12.8%

83% positive

5-Year rolling

+3.45%

103 windows

min -6.3% · max 10.9%

85% positive

7-Year rolling

+3.19%

79 windows

min 0.1% · max 6.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.02%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.54

Downside-only deviation

Max drawdown

-15.10%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.2110	3 Jun 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹99.9127	3 Jun 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹27.9300	3 Jun 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1247	3 Jun 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.1180	3 Jun 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹69.7436	3 Jun 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹281.8300	3 Jun 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹32.9866	3 Jun 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹20.5210	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.3080
2 Jun 2026	₹21.3604
1 Jun 2026	₹21.2949
29 May 2026	₹21.4167
27 May 2026	₹21.6240
26 May 2026	₹21.6646
25 May 2026	₹21.7400
22 May 2026	₹21.5652
21 May 2026	₹21.5263
20 May 2026	₹21.4363

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is ₹21.3080. It's a Aggressive Hybrid Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a absolute return of -0.80% — -6.21 pp behind the Aggressive Hybrid Fund category average of 5.41%. The fund ranks #20 of 58 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a CAGR of 9.93% — -0.84 pp behind the Aggressive Hybrid Fund category average of 10.78%. The fund ranks #26 of 58 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has delivered a CAGR of 5.63% — -4.23 pp behind the Aggressive Hybrid Fund category average of 9.86%. The fund ranks #39 of 52 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹153,978 today — a multiplier of 1.54×, based on the 10-year CAGR of 4.41%. The category average over the same window would have grown ₹1 lakh to ₹217,039.

A ₹10,000 monthly SIP in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹706,054 today. That's an XIRR (money-weighted annualised return) of 6.44%.

A ₹10,000 monthly SIP for 10 years in LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹1,577,179 (multiplier 1.31×). XIRR: 5.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW ranks #39 out of 52 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.86%; this fund delivered 5.63%.

The worst peak-to-trough decline LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW has experienced over the last 5-year window is 17.39% — its NAV fell from a high on 13 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW averaged 3.45% (best 10.92%, worst -6.33%). 85% of rolling windows ended positive. The 5-year Sharpe ratio is -0.04 — negative risk-adjusted performance.

In calendar year 2025, LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW returned 6.32% — lagging the Aggressive Hybrid Fund category average of 7.92% by 1.60 pp. It ranked #13 of 56 in its category that year.

LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. LIC MF Aggressive Hybrid Fund-Direct Plan-IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 5.63%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.