Should I invest in Kotak-Small Cap Fund?

We don't give personal investment advice. Kotak-Small Cap Fund - Growth - Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 14.71%.

Kotak

Kotak-Small Cap Fund - Growth - Direct

Latest NAV

₹299.1190

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.75%	+0.48%	+0.28	6 / 36	Q1
1W	-1.36%	-0.81%	-0.55	25 / 36	Q3
2W	+0.27%	+1.36%	-1.08	29 / 36	Q4
1M	+0.46%	+0.94%	-0.48	17 / 36	Q2
3M	+6.22%	+9.95%	-3.73	29 / 34	Q4
6M	+1.04%	+3.30%	-2.26	25 / 33	Q4
YTD	+1.81%	+4.13%	-2.32	24 / 33	Q3
1Y	-0.64%	+5.56%	-6.19	30 / 32	Q4
2Y	+2.70%	+6.66%	-3.97	26 / 29	Q4
3Y	+14.61%	+18.72%	-4.11	22 / 25	Q4
4Y	+14.70%	+19.54%	-4.84	21 / 22	Q4
5Y	+14.71%	+18.15%	-3.43	20 / 22	Q4
7Y	+21.11%	+21.75%	-0.64	11 / 18	Q3
10Y	+18.02%	+18.26%	-0.24	7 / 13	Q3
Inception	+18.57%	+17.38%	+1.19	17 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.81%	+4.13%	-2.32	24 / 33
2025	-9.12%	-4.11%	-5.01	27 / 30
2024	+26.34%	+27.89%	-1.55	15 / 28
2023	+36.31%	+43.05%	-6.74	19 / 24
2022	-1.72%	+2.92%	-4.64	18 / 22
2021	+71.58%	+63.14%	+8.44	6 / 21
2020	+35.74%	+32.77%	+2.97	5 / 18
2019	+6.40%	+0.57%	+5.84	4 / 16
2018	-15.97%	-16.20%	+0.22	6 / 13
2017	+44.80%	+49.31%	-4.52	7 / 13
2016	+9.67%	+6.15%	+3.52	4 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.36%

152 windows

min -28.4% · max 138.4%

78% positive

3-Year rolling

+21.66%

127 windows

min -9.1% · max 48.9%

96% positive

5-Year rolling

+21.08%

103 windows

min 0.8% · max 35.4%

100% positive

7-Year rolling

+20.07%

79 windows

min 11.6% · max 24.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.24%

3-year · annualised

Sharpe ratio

0.49

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-24.67%

Oct 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹151.9870	3 Jun 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹193.7635	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Growth	SBI	₹194.0810	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹96.4400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹48.1600	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹52.6160	3 Jun 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹293.2340	3 Jun 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.3000	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹104.2448	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹15.5856	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹299.1190
2 Jun 2026	₹300.1910
1 Jun 2026	₹297.9510
29 May 2026	₹300.7040
27 May 2026	₹303.7680
26 May 2026	₹304.3320
25 May 2026	₹304.4700
22 May 2026	₹302.2250
21 May 2026	₹302.2100
20 May 2026	₹299.1660

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak-Small Cap Fund - Growth - Direct is ₹299.1190. It's a Small Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak-Small Cap Fund - Growth - Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak-Small Cap Fund - Growth - Direct is managed by Kotak. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak-Small Cap Fund - Growth - Direct has delivered a absolute return of -0.64% — -6.19 pp behind the Small Cap Fund category average of 5.56%. The fund ranks #30 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak-Small Cap Fund - Growth - Direct has delivered a CAGR of 14.61% — -4.11 pp behind the Small Cap Fund category average of 18.72%. The fund ranks #22 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Kotak-Small Cap Fund - Growth - Direct has delivered a CAGR of 14.71% — -3.43 pp behind the Small Cap Fund category average of 18.15%. The fund ranks #20 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Kotak-Small Cap Fund - Growth - Direct exactly 10 years ago would be worth approximately ₹524,160 today — a multiplier of 5.24×, based on the 10-year CAGR of 18.02%. The category average over the same window would have grown ₹1 lakh to ₹535,049.

A ₹10,000 monthly SIP in Kotak-Small Cap Fund - Growth - Direct over the last 5 years — total invested ₹600,000 — would be worth ₹795,945 today. That's an XIRR (money-weighted annualised return) of 11.24%.

A ₹10,000 monthly SIP for 10 years in Kotak-Small Cap Fund - Growth - Direct = ₹1,200,000 invested. It would currently be worth ₹3,130,503 (multiplier 2.61×). XIRR: 18.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak-Small Cap Fund - Growth - Direct ranks #20 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 18.15%; this fund delivered 14.71%.

The worst peak-to-trough decline Kotak-Small Cap Fund - Growth - Direct has experienced over the last 5-year window is 24.67% — its NAV fell from a high on 01 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak-Small Cap Fund - Growth - Direct averaged 21.08% (best 35.38%, worst 0.82%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak-Small Cap Fund - Growth - Direct returned -9.12% — lagging the Small Cap Fund category average of -4.11% by 5.01 pp. It ranked #27 of 30 in its category that year.

Kotak-Small Cap Fund - Growth - Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak-Small Cap Fund - Growth - Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 14.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.