Should I invest in Kotak Nifty 50 Index Fund?

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. 5-year CAGR: 8.82%.

Kotak

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout

Latest NAV

₹15.2360

As of

3 Jun 2026

1,216 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.09%	+0.33	63 / 246	Q2
1W	-1.79%	-1.14%	-0.64	169 / 246	Q3
2W	-0.49%	+0.01%	-0.49	205 / 246	Q4
1M	-2.51%	-0.58%	-1.93	218 / 246	Q4
3M	-5.48%	+0.04%	-5.52	214 / 241	Q4
6M	-9.70%	-2.34%	-7.36	197 / 235	Q4
YTD	-10.07%	-2.52%	-7.55	203 / 238	Q4
1Y	-4.35%	+0.63%	-4.98	182 / 220	Q4
2Y	+1.01%	+2.75%	-1.74	94 / 149	Q3
3Y	+8.73%	+9.27%	-0.54	38 / 113	Q2
4Y	+9.63%	+10.80%	-1.17	21 / 45	Q2
5Y	+8.82%	+9.70%	-0.88	11 / 20	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.93%	+5.47%	+3.46	57 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.07%	-2.50%	-7.57	202 / 236
2025	+10.79%	+4.47%	+6.31	20 / 185
2024	+9.29%	+12.46%	-3.17	58 / 122
2023	+19.96%	+19.34%	+0.61	38 / 86
2022	+5.14%	+1.97%	+3.17	6 / 25
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.07%

49 windows

min -4.3% · max 31.1%

84% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+12.52%

24 windows

min 8.7% · max 16.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.99%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-15.77%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹9.6252	3 Jun 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8060	3 Jun 2026
SBI BSE Sensex Index Fund - Regular Plan - IDCW	SBI	₹12.1274	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.2917	3 Jun 2026
Motilal Oswal Nifty 500 Index Fund - Regular Plan	Motilal Oswal	₹24.9714	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹9.6210	3 Jun 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹9.8650	3 Jun 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.3270	3 Jun 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9464	3 Jun 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹27.0728	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.2360
2 Jun 2026	₹15.2870
1 Jun 2026	₹15.2220
29 May 2026	₹15.3290
27 May 2026	₹15.5610
26 May 2026	₹15.5650
25 May 2026	₹15.6420
22 May 2026	₹15.4340
21 May 2026	₹15.3860
20 May 2026	₹15.3890

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is ₹15.2360. It's a Index Fund from Kotak, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has NAV history starting from 24 Jun 2021, a track record of about 4 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is managed by Kotak. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a absolute return of -4.35% — -4.98 pp behind the Index Fund category average of 0.63%. The fund ranks #182 of 220 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a CAGR of 8.73% — -0.54 pp behind the Index Fund category average of 9.27%. The fund ranks #38 of 113 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a CAGR of 8.82% — -0.88 pp behind the Index Fund category average of 9.70%. The fund ranks #11 of 20 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout exactly 5 years ago would be worth approximately ₹152,595 today — a multiplier of 1.53×, based on the 5-year CAGR of 8.82%. The category average over the same window would have grown ₹1 lakh to ₹158,847.

A ₹10,000 monthly SIP in Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout over the last 3 years — total invested ₹360,000 — would be worth ₹371,271 today. That's an XIRR (money-weighted annualised return) of 2.01%.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹371,271 — XIRR 2.01%.

On a 5-year basis, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout ranks #11 out of 20 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.70%; this fund delivered 8.82%.

The worst peak-to-trough decline Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has experienced over the last 3-year window is 15.77% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout averaged 12.52% (best 16.77%, worst 8.73%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout returned 10.79% — beating the Index Fund category average of 4.47% by 6.31 pp. It ranked #20 of 185 in its category that year.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 8.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.