Should I invest in Kotak Nifty 50 Index Fund?

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.71%.

Kotak

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout

Latest NAV

₹15.9020

As of

17 Jul 2026

1,247 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	-0.01%	+1.11	26 / 246	Q1
1W	+0.56%	-0.36%	+0.92	23 / 246	Q1
2W	+0.33%	-0.04%	+0.36	51 / 246	Q1
1M	+1.35%	+0.57%	+0.78	59 / 246	Q1
3M	+0.45%	+1.95%	-1.50	195 / 246	Q4
6M	-4.85%	+0.95%	-5.80	208 / 239	Q4
YTD	-6.45%	+0.07%	-6.53	211 / 238	Q4
1Y	-2.32%	+1.45%	-3.77	183 / 227	Q4
2Y	+0.10%	+2.12%	-2.02	104 / 157	Q3
3Y	+7.87%	+9.02%	-1.15	40 / 116	Q2
4Y	+11.19%	+11.68%	-0.49	23 / 50	Q2
5Y	+9.71%	+10.01%	-0.30	11 / 20	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.55%	+6.50%	+3.05	62 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.45%	+0.11%	-6.56	210 / 236
2025	+10.79%	+4.47%	+6.31	20 / 185
2024	+9.29%	+12.46%	-3.17	58 / 122
2023	+19.96%	+19.34%	+0.61	38 / 86
2022	+5.14%	+1.97%	+3.17	6 / 25
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.23%

50 windows

min -4.5% · max 32.9%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+12.89%

26 windows

min 7.9% · max 17.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.71%

1 window

min 9.7% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.27%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-15.77%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹10.0500	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - IDCW	SBI	₹12.7899	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.8694	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Regular Plan	Motilal Oswal	₹25.9990	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹10.0306	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.9067	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9488	17 Jul 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹28.2499	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.9020
16 Jul 2026	₹15.7290
15 Jul 2026	₹15.7330
14 Jul 2026	₹15.7140
13 Jul 2026	₹15.8180
10 Jul 2026	₹15.8140
9 Jul 2026	₹15.6520
8 Jul 2026	₹15.5990
7 Jul 2026	₹15.9350
6 Jul 2026	₹15.9540

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is ₹15.9020. It's a Index Fund from Kotak, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has NAV history starting from 24 Jun 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is managed by Kotak. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a absolute return of -2.32% — -3.77 pp behind the Index Fund category average of 1.45%. The fund ranks #183 of 227 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a CAGR of 7.87% — -1.15 pp behind the Index Fund category average of 9.02%. The fund ranks #40 of 116 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has delivered a CAGR of 9.71% — -0.3 pp behind the Index Fund category average of 10.01%. The fund ranks #11 of 20 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout exactly 5 years ago would be worth approximately ₹158,957 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.71%. The category average over the same window would have grown ₹1 lakh to ₹161,116.

A ₹10,000 monthly SIP in Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout over the last 5 years — total invested ₹600,000 — would be worth ₹724,796 today. That's an XIRR (money-weighted annualised return) of 7.49%.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹724,796 — XIRR 7.49%.

On a 5-year basis, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout ranks #11 out of 20 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.01%; this fund delivered 9.71%.

The worst peak-to-trough decline Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout has experienced over the last 5-year window is 16.63% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout averaged 9.71% (best 9.71%, worst 9.71%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout returned 10.79% — beating the Index Fund category average of 4.47% by 6.31 pp. It ranked #20 of 185 in its category that year.

Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Regular Plan-IDCW Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.