Should I invest in Kotak Nifty 50 Index Fund?

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Direct Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 10.05%.

Kotak

Kotak Nifty 50 Index Fund - Direct Plan-Growth

Latest NAV

₹16.1530

As of

17 Jul 2026

1,247 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.21%	+0.89	41 / 353	Q1
1W	+0.57%	-0.05%	+0.61	41 / 353	Q1
2W	+0.34%	+0.24%	+0.10	82 / 353	Q1
1M	+1.37%	+0.78%	+0.59	85 / 353	Q1
3M	+0.52%	+2.20%	-1.68	275 / 350	Q4
6M	-4.73%	+1.36%	-6.09	287 / 336	Q4
YTD	-6.32%	+0.54%	-6.86	290 / 333	Q4
1Y	-2.06%	+2.69%	-4.76	250 / 318	Q4
2Y	+0.39%	+3.33%	-2.94	152 / 213	Q3
3Y	+8.19%	+10.79%	-2.60	81 / 172	Q2
4Y	+11.52%	+13.23%	-1.71	55 / 84	Q3
5Y	+10.05%	+11.39%	-1.34	29 / 39	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.89%	+7.52%	+2.37	110 / 353	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.32%	+0.51%	-6.83	288 / 331
2025	+11.10%	+6.05%	+5.05	50 / 260
2024	+9.63%	+14.12%	-4.48	100 / 180
2023	+20.35%	+21.09%	-0.75	68 / 130
2022	+5.49%	+1.94%	+3.55	9 / 51
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.58%

50 windows

min -4.2% · max 33.3%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.25%

26 windows

min 8.2% · max 18.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.05%

1 window

min 10.1% · max 10.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.27%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.30

Downside-only deviation

Max drawdown

-15.65%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.7579	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund- Direct Plan- Growth Option	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - Growth	SBI	₹12.8789	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option	ICICI Prudential	₹26.0695	17 Jul 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹10.2484	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTH	Bandhan	₹15.1935	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹253.8112	17 Jul 2026
Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth	Motilal Oswal	₹21.2096	17 Jul 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹207.9005	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - Growth	Mirae Asset	₹10.1392	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.1530
16 Jul 2026	₹15.9770
15 Jul 2026	₹15.9810
14 Jul 2026	₹15.9620
13 Jul 2026	₹16.0670
10 Jul 2026	₹16.0620
9 Jul 2026	₹15.8980
8 Jul 2026	₹15.8440
7 Jul 2026	₹16.1850
6 Jul 2026	₹16.2040

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Nifty 50 Index Fund - Direct Plan-Growth is ₹16.1530. It's a Index Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Nifty 50 Index Fund - Direct Plan-Growth has NAV history starting from 24 Jun 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Nifty 50 Index Fund - Direct Plan-Growth is managed by Kotak. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Nifty 50 Index Fund - Direct Plan-Growth has delivered a absolute return of -2.06% — -4.76 pp behind the Index Fund category average of 2.69%. The fund ranks #250 of 318 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Nifty 50 Index Fund - Direct Plan-Growth has delivered a CAGR of 8.19% — -2.6 pp behind the Index Fund category average of 10.79%. The fund ranks #81 of 172 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Nifty 50 Index Fund - Direct Plan-Growth has delivered a CAGR of 10.05% — -1.34 pp behind the Index Fund category average of 11.39%. The fund ranks #29 of 39 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Nifty 50 Index Fund - Direct Plan-Growth exactly 5 years ago would be worth approximately ₹161,417 today — a multiplier of 1.61×, based on the 5-year CAGR of 10.05%. The category average over the same window would have grown ₹1 lakh to ₹171,488.

A ₹10,000 monthly SIP in Kotak Nifty 50 Index Fund - Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹730,779 today. That's an XIRR (money-weighted annualised return) of 7.82%.

Kotak Nifty 50 Index Fund - Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹730,779 — XIRR 7.82%.

On a 5-year basis, Kotak Nifty 50 Index Fund - Direct Plan-Growth ranks #29 out of 39 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.39%; this fund delivered 10.05%.

The worst peak-to-trough decline Kotak Nifty 50 Index Fund - Direct Plan-Growth has experienced over the last 5-year window is 16.45% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Nifty 50 Index Fund - Direct Plan-Growth averaged 10.05% (best 10.05%, worst 10.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Kotak Nifty 50 Index Fund - Direct Plan-Growth returned 11.10% — beating the Index Fund category average of 6.05% by 5.05 pp. It ranked #50 of 260 in its category that year.

Kotak Nifty 50 Index Fund - Direct Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Nifty 50 Index Fund - Direct Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 10.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.