Should I invest in Kotak Multicap Fund?

We don't give personal investment advice. Kotak Multicap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak Multicap Fund-Direct Plan-Growth

Latest NAV

₹21.6560

As of

17 Jul 2026

1,176 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	-0.04%	+0.15	11 / 34	Q2
1W	-0.45%	-0.38%	-0.07	22 / 34	Q3
2W	+0.28%	+0.35%	-0.07	17 / 34	Q2
1M	+2.21%	+2.05%	+0.16	16 / 34	Q2
3M	+4.27%	+5.97%	-1.71	27 / 34	Q4
6M	+2.18%	+5.52%	-3.34	30 / 34	Q4
YTD	+0.69%	+3.37%	-2.68	27 / 34	Q4
1Y	+7.14%	+4.05%	+3.09	9 / 34	Q2
2Y	+4.32%	+3.91%	+0.41	12 / 29	Q2
3Y	+20.15%	+16.39%	+3.75	3 / 23	Q1
4Y	+22.85%	+18.31%	+4.54	1 / 16	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.51%	+14.47%	+3.04	9 / 34	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.69%	+3.37%	-2.68	27 / 34
2025	+7.41%	+2.81%	+4.61	4 / 31
2024	+27.80%	+24.46%	+3.35	8 / 25
2023	+42.01%	+33.82%	+8.19	1 / 18
2022	+11.82%	+5.30%	+6.52	4 / 15
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.88%

47 windows

min -0.1% · max 65.1%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+25.13%

22 windows

min 20.1% · max 30.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.69%

3-year · annualised

Sharpe ratio

0.84

vs risk-free 6.5%

Sortino ratio

1.46

Downside-only deviation

Max drawdown

-21.00%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option - Direct Plan	HDFC	₹19.8640	17 Jul 2026
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹335.1908	17 Jul 2026
SBI Multicap Fund- Direct Plan- Growth option	SBI	₹17.7990	17 Jul 2026
ICICI Prudential Multicap Fund - Direct Plan - Growth	ICICI Prudential	₹953.5300	17 Jul 2026
Invesco India Multicap Fund - Direct Plan - Growth Option	Invesco	₹156.2100	17 Jul 2026
BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.7790	17 Jul 2026
quant Multi Cap Fund-GROWTH OPTION-Direct Plan	Quant	₹730.8942	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct Growth	Aditya Birla Sun Life	₹22.1300	17 Jul 2026
Motilal Oswal Multi Cap Fund-Direct Plan Growth	Motilal Oswal	₹14.1539	17 Jul 2026
Franklin India Multi Cap Fund - Direct - Growth	Franklin India	₹11.0079	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹21.6560
16 Jul 2026	₹21.6320
15 Jul 2026	₹21.6580
14 Jul 2026	₹21.5060
13 Jul 2026	₹21.7230
10 Jul 2026	₹21.7530
9 Jul 2026	₹21.4360
8 Jul 2026	₹21.2360
7 Jul 2026	₹21.7010
6 Jul 2026	₹21.7140

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Multicap Fund-Direct Plan-Growth is ₹21.6560. It's a Multi Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Multicap Fund-Direct Plan-Growth has NAV history starting from 06 Oct 2021, a track record of about 4 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Multicap Fund-Direct Plan-Growth is managed by Kotak. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Multicap Fund-Direct Plan-Growth has delivered a absolute return of 7.14% — +3.09 pp ahead of the Multi Cap Fund category average of 4.05%. The fund ranks #9 of 34 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Multicap Fund-Direct Plan-Growth has delivered a CAGR of 20.15% — +3.75 pp ahead of the Multi Cap Fund category average of 16.39%. The fund ranks #3 of 23 in its category — the top (Q1) quartile.

Kotak Multicap Fund-Direct Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Multicap Fund-Direct Plan-Growth exactly 3 years ago would be worth approximately ₹173,442 today — a multiplier of 1.73×, based on the 3-year CAGR of 20.15%. The category average over the same window would have grown ₹1 lakh to ₹157,685.

A ₹10,000 monthly SIP in Kotak Multicap Fund-Direct Plan-Growth over the last 3 years — total invested ₹360,000 — would be worth ₹431,788 today. That's an XIRR (money-weighted annualised return) of 12.17%.

Kotak Multicap Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹431,788 — XIRR 12.17%.

On a 3-year basis, Kotak Multicap Fund-Direct Plan-Growth ranks #3 out of 23 funds in the Multi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 16.39%; this fund delivered 20.15%.

The worst peak-to-trough decline Kotak Multicap Fund-Direct Plan-Growth has experienced over the last 3-year window is 21.00% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Multicap Fund-Direct Plan-Growth averaged 25.13% (best 30.71%, worst 20.15%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.84 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Multicap Fund-Direct Plan-Growth returned 7.41% — beating the Multi Cap Fund category average of 2.81% by 4.61 pp. It ranked #4 of 31 in its category that year.

Kotak Multicap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Multicap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.