Should I invest in Kotak-Mid-Cap?

We don't give personal investment advice. Kotak-Mid-Cap-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 12.85%.

Kotak Mahindra

Kotak-Mid-Cap-Growth

Latest NAV

₹268.5010

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.54%	-0.53%	-0.01	7 / 11	Q3
1W	-0.63%	-0.81%	+0.18	3 / 11	Q2
2W	-0.18%	+0.26%	-0.44	8 / 11	Q3
1M	+2.96%	+2.01%	+0.95	2 / 11	Q1
3M	+8.56%	+8.53%	+0.03	6 / 11	Q3
6M	+11.37%	+10.23%	+1.15	7 / 11	Q3
YTD	+7.39%	+7.79%	-0.40	9 / 11	Q4
1Y	-0.91%	+0.58%	-1.49	9 / 11	Q4
2Y	-0.92%	-0.41%	-0.51	8 / 11	Q3
3Y	+12.75%	+13.11%	-0.36	7 / 11	Q3
4Y	+14.96%	+16.90%	-1.94	7 / 11	Q3
5Y	+12.85%	+13.15%	-0.30	7 / 11	Q3
7Y	+21.84%	+18.61%	+3.23	3 / 11	Q2
10Y	+16.50%	+13.51%	+2.98	4 / 11	Q2
Inception	+13.62%	+12.80%	+0.82	6 / 11	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+7.39%	+7.79%	-0.40	9 / 11
2025	-10.12%	-7.39%	-2.73	9 / 11
2024	+24.86%	+19.88%	+4.98	3 / 11
2023	+34.64%	+40.75%	-6.11	9 / 11
2022	-3.07%	-1.80%	-1.27	6 / 11
2021	+69.08%	+57.02%	+12.06	3 / 11
2020	+33.82%	+22.20%	+11.62	1 / 11
2019	+4.94%	-6.18%	+11.12	1 / 11
2018	-16.98%	-21.74%	+4.77	4 / 11
2017	+42.64%	+47.87%	-5.22	6 / 11
2016	+7.98%	+2.95%	+5.03	3 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.78%

236 windows

min -61.7% · max 124.5%

71% positive

3-Year rolling

+16.81%

211 windows

min -16.1% · max 45.9%

93% positive

5-Year rolling

+16.92%

187 windows

min -0.3% · max 36.3%

99% positive

7-Year rolling

+16.52%

163 windows

min 3.5% · max 25.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.30%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.61

Downside-only deviation

Max drawdown

-25.03%

Oct 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option	HDFC	₹140.0170	17 Jul 2026
Nippon India Small Cap Fund - Growth Plan - Bonus Option	Nippon India	₹180.3582	17 Jul 2026
Franklin India Smaller Companies Fund-Dividend	Franklin Templeton	₹44.6525	17 Jul 2026
Kotak-Mid-Cap-Dividend	Kotak Mahindra	₹117.1380	17 Jul 2026
Birla Sun Life Long Term Advantage Fund Series I - DIVIDEND	Birla Sun Life	₹39.5050	17 Jul 2026
Sundaram BNP Paribas S.M.I.L.E.Fund-Dividend	Sundaram BNP Paribas	₹36.9237	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹268.5010
16 Jul 2026	₹269.9570
15 Jul 2026	₹270.3850
14 Jul 2026	₹268.5600
13 Jul 2026	₹271.1400
10 Jul 2026	₹270.2090
9 Jul 2026	₹266.7090
8 Jul 2026	₹262.7550
7 Jul 2026	₹267.1170
6 Jul 2026	₹269.1090

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak-Mid-Cap-Growth is ₹268.5010. It's a Small Cap Fund from Kotak Mahindra, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak-Mid-Cap-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak-Mid-Cap-Growth is managed by Kotak Mahindra. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak-Mid-Cap-Growth has delivered a absolute return of -0.91% — -1.49 pp behind the Small Cap Fund category average of 0.58%. The fund ranks #9 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak-Mid-Cap-Growth has delivered a CAGR of 12.75% — -0.36 pp behind the Small Cap Fund category average of 13.11%. The fund ranks #7 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak-Mid-Cap-Growth has delivered a CAGR of 12.85% — -0.3 pp behind the Small Cap Fund category average of 13.15%. The fund ranks #7 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak-Mid-Cap-Growth exactly 10 years ago would be worth approximately ₹460,369 today — a multiplier of 4.60×, based on the 10-year CAGR of 16.50%. The category average over the same window would have grown ₹1 lakh to ₹355,167.

A ₹10,000 monthly SIP in Kotak-Mid-Cap-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹801,662 today. That's an XIRR (money-weighted annualised return) of 11.53%.

A ₹10,000 monthly SIP for 10 years in Kotak-Mid-Cap-Growth = ₹1,200,000 invested. It would currently be worth ₹3,004,157 (multiplier 2.50×). XIRR: 17.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak-Mid-Cap-Growth ranks #7 out of 11 funds in the Small Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.15%; this fund delivered 12.85%.

The worst peak-to-trough decline Kotak-Mid-Cap-Growth has experienced over the last 5-year window is 25.03% — its NAV fell from a high on 01 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak-Mid-Cap-Growth averaged 16.92% (best 36.31%, worst -0.25%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Kotak-Mid-Cap-Growth returned -10.12% — lagging the Small Cap Fund category average of -7.39% by 2.73 pp. It ranked #9 of 11 in its category that year.

Kotak-Mid-Cap-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak-Mid-Cap-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 12.85%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.