Should I invest in HDFC Small Cap Fund?

We don't give personal investment advice. HDFC Small Cap Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.9%. 5-year CAGR: 16.45%.

HDFC

HDFC Small Cap Fund - Growth Option

Latest NAV

₹132.6930

As of

3 Jun 2026

2,932 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.49%	+0.12	3 / 11	Q2
1W	-1.23%	-1.40%	+0.17	3 / 11	Q2
2W	+0.81%	+0.63%	+0.18	3 / 11	Q2
1M	-0.19%	-0.01%	-0.18	7 / 11	Q3
3M	+1.14%	+8.19%	-7.05	11 / 11	Q4
6M	-5.69%	+1.20%	-6.89	10 / 11	Q4
YTD	-4.37%	+2.29%	-6.66	10 / 11	Q4
1Y	-1.90%	+0.63%	-2.53	10 / 11	Q4
2Y	+3.07%	+1.77%	+1.30	5 / 11	Q2
3Y	+13.98%	+13.97%	+0.01	6 / 11	Q3
4Y	+18.45%	+15.68%	+2.77	5 / 11	Q2
5Y	+16.45%	+13.92%	+2.53	5 / 11	Q2
7Y	+17.15%	+16.06%	+1.09	7 / 11	Q3
10Y	+17.32%	+13.61%	+3.71	3 / 11	Q2
Inception	+16.66%	+12.57%	+4.09	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.37%	+2.29%	-6.66	10 / 11
2025	-1.37%	-7.39%	+6.02	2 / 11
2024	+20.01%	+19.88%	+0.13	7 / 11
2023	+43.94%	+40.75%	+3.19	5 / 11
2022	+4.59%	-1.80%	+6.40	3 / 11
2021	+64.13%	+57.02%	+7.12	4 / 11
2020	+19.23%	+22.20%	-2.97	7 / 11
2019	-9.74%	-6.18%	-3.57	7 / 11
2018	-8.38%	-21.74%	+13.37	1 / 11
2017	+60.32%	+47.87%	+12.46	3 / 11
2016	+4.73%	+2.95%	+1.78	4 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.25%

134 windows

min -42.7% · max 117.4%

74% positive

3-Year rolling

+19.11%

109 windows

min -9.6% · max 48.2%

92% positive

5-Year rolling

+18.10%

85 windows

min -0.5% · max 34.4%

99% positive

7-Year rolling

+17.91%

61 windows

min 13.6% · max 21.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.52%

3-year · annualised

Sharpe ratio

0.49

vs risk-free 6.5%

Sortino ratio

0.77

Downside-only deviation

Max drawdown

-22.76%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Small Cap Fund - Growth Plan - Bonus Option	Nippon India	₹171.7948	3 Jun 2026
Franklin India Smaller Companies Fund-Dividend	Franklin Templeton	₹42.3720	3 Jun 2026
Kotak-Mid-Cap-Dividend	Kotak Mahindra	₹110.1380	3 Jun 2026
Birla Sun Life Long Term Advantage Fund Series I - DIVIDEND	Birla Sun Life	₹37.6617	3 Jun 2026
Sundaram BNP Paribas S.M.I.L.E.Fund-Dividend	Sundaram BNP Paribas	₹34.8923	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹132.6930
2 Jun 2026	₹132.7550
1 Jun 2026	₹131.9500
29 May 2026	₹132.6430
27 May 2026	₹134.1320
26 May 2026	₹134.4070
25 May 2026	₹134.3330
22 May 2026	₹133.2960
21 May 2026	₹133.0310
20 May 2026	₹132.0740

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Small Cap Fund - Growth Option is ₹132.6930. It's a Small Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Small Cap Fund - Growth Option has NAV history starting from 30 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Small Cap Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Small Cap Fund - Growth Option has delivered a absolute return of -1.90% — -2.53 pp behind the Small Cap Fund category average of 0.63%. The fund ranks #10 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Small Cap Fund - Growth Option has delivered a CAGR of 13.98% — +0.01 pp ahead of the Small Cap Fund category average of 13.97%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Small Cap Fund - Growth Option has delivered a CAGR of 16.45% — +2.53 pp ahead of the Small Cap Fund category average of 13.92%. The fund ranks #5 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Small Cap Fund - Growth Option exactly 10 years ago would be worth approximately ₹493,989 today — a multiplier of 4.94×, based on the 10-year CAGR of 17.32%. The category average over the same window would have grown ₹1 lakh to ₹358,195.

A ₹10,000 monthly SIP in HDFC Small Cap Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹817,592 today. That's an XIRR (money-weighted annualised return) of 12.32%.

A ₹10,000 monthly SIP for 10 years in HDFC Small Cap Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,919,061 (multiplier 2.43×). XIRR: 16.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Small Cap Fund - Growth Option ranks #5 out of 11 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.92%; this fund delivered 16.45%.

The worst peak-to-trough decline HDFC Small Cap Fund - Growth Option has experienced over the last 5-year window is 22.87% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Small Cap Fund - Growth Option averaged 18.10% (best 34.43%, worst -0.52%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Small Cap Fund - Growth Option returned -1.37% — beating the Small Cap Fund category average of -7.39% by 6.02 pp. It ranked #2 of 11 in its category that year.

HDFC Small Cap Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Small Cap Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.9%. 5-year CAGR: 16.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.