Should I invest in HDFC Small Cap Fund?

We don't give personal investment advice. HDFC Small Cap Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.9%. 5-year CAGR: 15.02%.

HDFC

HDFC Small Cap Fund - Growth Option

Latest NAV

₹140.0170

As of

17 Jul 2026

2,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.10%	-0.53%	+0.43	1 / 11	Q1
1W	+0.15%	-0.81%	+0.96	1 / 11	Q1
2W	+1.13%	+0.26%	+0.87	1 / 11	Q1
1M	+2.47%	+2.01%	+0.46	3 / 11	Q2
3M	+4.92%	+8.53%	-3.61	11 / 11	Q4
6M	+3.60%	+10.23%	-6.63	10 / 11	Q4
YTD	+0.86%	+7.79%	-6.92	10 / 11	Q4
1Y	-2.88%	+0.58%	-3.46	10 / 11	Q4
2Y	+0.74%	-0.41%	+1.15	5 / 11	Q2
3Y	+12.83%	+13.11%	-0.29	6 / 11	Q3
4Y	+19.24%	+16.90%	+2.34	5 / 11	Q2
5Y	+15.02%	+13.15%	+1.87	5 / 11	Q2
7Y	+19.54%	+18.61%	+0.93	6 / 11	Q3
10Y	+17.26%	+13.51%	+3.74	3 / 11	Q2
Inception	+16.99%	+12.80%	+4.19	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.86%	+7.79%	-6.92	10 / 11
2025	-1.37%	-7.39%	+6.02	2 / 11
2024	+20.01%	+19.88%	+0.13	7 / 11
2023	+43.94%	+40.75%	+3.19	5 / 11
2022	+4.59%	-1.80%	+6.40	3 / 11
2021	+64.13%	+57.02%	+7.12	4 / 11
2020	+19.23%	+22.20%	-2.97	7 / 11
2019	-9.74%	-6.18%	-3.57	7 / 11
2018	-8.38%	-21.74%	+13.37	1 / 11
2017	+60.32%	+47.87%	+12.46	3 / 11
2016	+4.73%	+2.95%	+1.78	4 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.34%

135 windows

min -36.9% · max 111.4%

76% positive

3-Year rolling

+19.41%

111 windows

min -9.6% · max 46.7%

93% positive

5-Year rolling

+18.20%

87 windows

min 1.0% · max 37.6%

100% positive

7-Year rolling

+18.01%

62 windows

min 14.8% · max 22.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.10%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.62

Downside-only deviation

Max drawdown

-22.76%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Small Cap Fund - Growth Plan - Bonus Option	Nippon India	₹180.3582	17 Jul 2026
Franklin India Smaller Companies Fund-Dividend	Franklin Templeton	₹44.6525	17 Jul 2026
Kotak-Mid-Cap-Dividend	Kotak Mahindra	₹117.1380	17 Jul 2026
Birla Sun Life Long Term Advantage Fund Series I - DIVIDEND	Birla Sun Life	₹39.5050	17 Jul 2026
Sundaram BNP Paribas S.M.I.L.E.Fund-Dividend	Sundaram BNP Paribas	₹36.9237	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹140.0170
16 Jul 2026	₹140.1530
15 Jul 2026	₹139.8650
14 Jul 2026	₹139.2180
13 Jul 2026	₹140.4710
10 Jul 2026	₹139.8070
9 Jul 2026	₹137.4400
8 Jul 2026	₹135.5600
7 Jul 2026	₹137.8910
6 Jul 2026	₹138.7140

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Small Cap Fund - Growth Option is ₹140.0170. It's a Small Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Small Cap Fund - Growth Option has NAV history starting from 30 Jun 2014, a track record of about 12 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Small Cap Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Small Cap Fund - Growth Option has delivered a absolute return of -2.88% — -3.46 pp behind the Small Cap Fund category average of 0.58%. The fund ranks #10 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Small Cap Fund - Growth Option has delivered a CAGR of 12.83% — -0.29 pp behind the Small Cap Fund category average of 13.11%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Small Cap Fund - Growth Option has delivered a CAGR of 15.02% — +1.87 pp ahead of the Small Cap Fund category average of 13.15%. The fund ranks #5 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Small Cap Fund - Growth Option exactly 10 years ago would be worth approximately ₹491,338 today — a multiplier of 4.91×, based on the 10-year CAGR of 17.26%. The category average over the same window would have grown ₹1 lakh to ₹355,167.

A ₹10,000 monthly SIP in HDFC Small Cap Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹844,376 today. That's an XIRR (money-weighted annualised return) of 13.63%.

A ₹10,000 monthly SIP for 10 years in HDFC Small Cap Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,021,515 (multiplier 2.52×). XIRR: 17.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Small Cap Fund - Growth Option ranks #5 out of 11 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.15%; this fund delivered 15.02%.

The worst peak-to-trough decline HDFC Small Cap Fund - Growth Option has experienced over the last 5-year window is 22.87% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Small Cap Fund - Growth Option averaged 18.20% (best 37.57%, worst 1.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Small Cap Fund - Growth Option returned -1.37% — beating the Small Cap Fund category average of -7.39% by 6.02 pp. It ranked #2 of 11 in its category that year.

HDFC Small Cap Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Small Cap Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.9%. 5-year CAGR: 15.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.