Should I invest in Kotak Large & Midcap Fund?

We don't give personal investment advice. Kotak Large & Midcap Fund - IDCW-Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 15.73%.

Kotak

Kotak Large & Midcap Fund - IDCW-Direct

Latest NAV

₹72.8330

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.15%	+0.25	6 / 36	Q1
1W	+0.38%	-0.20%	+0.58	2 / 36	Q1
2W	+0.85%	+0.24%	+0.61	6 / 36	Q1
1M	+2.41%	+1.73%	+0.68	11 / 36	Q2
3M	+2.95%	+3.75%	-0.81	27 / 36	Q3
6M	+1.66%	+0.56%	+1.09	20 / 36	Q3
YTD	+1.19%	-1.67%	+2.86	11 / 36	Q2
1Y	+4.56%	-0.06%	+4.62	9 / 36	Q1
2Y	+3.44%	-0.46%	+3.89	4 / 34	Q1
3Y	+16.18%	+11.48%	+4.69	5 / 31	Q1
4Y	+18.65%	+13.30%	+5.34	4 / 31	Q1
5Y	+15.73%	+10.82%	+4.90	3 / 31	Q1
7Y	+16.27%	+13.81%	+2.45	6 / 27	Q1
10Y	+11.21%	+10.52%	+0.69	10 / 22	Q2
Inception	+11.86%	+10.89%	+0.97	17 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.19%	-1.67%	+2.86	11 / 36
2025	+6.26%	+1.18%	+5.08	9 / 35
2024	+25.26%	+19.71%	+5.55	7 / 31
2023	+30.52%	+26.16%	+4.36	8 / 31
2022	+8.30%	+0.59%	+7.71	5 / 31
2021	+28.48%	+33.41%	-4.93	23 / 31
2020	+8.71%	+14.39%	-5.68	24 / 30
2019	+4.18%	+6.20%	-2.02	15 / 26
2018	-14.41%	-13.14%	-1.27	19 / 23
2017	+20.30%	+29.57%	-9.27	21 / 23
2016	+6.89%	+3.36%	+3.54	6 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.80%

153 windows

min -23.2% · max 59.4%

77% positive

3-Year rolling

+12.47%

129 windows

min -11.0% · max 29.3%

89% positive

5-Year rolling

+11.05%

105 windows

min -4.1% · max 27.4%

94% positive

7-Year rolling

+10.11%

80 windows

min 4.0% · max 16.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.91%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.13

Downside-only deviation

Max drawdown

-18.50%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹47.7870	17 Jul 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹70.7641	17 Jul 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹373.6439	17 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹54.4600	17 Jul 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹55.8900	17 Jul 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹36.7850	17 Jul 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹64.5206	17 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹210.4900	17 Jul 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.8134	17 Jul 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹22.8896	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹72.8330
16 Jul 2026	₹72.5420
15 Jul 2026	₹72.5010
14 Jul 2026	₹72.0940
13 Jul 2026	₹72.4970
10 Jul 2026	₹72.5550
9 Jul 2026	₹71.6190
8 Jul 2026	₹70.9870
7 Jul 2026	₹72.4930
6 Jul 2026	₹72.6490

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Large & Midcap Fund - IDCW-Direct is ₹72.8330. It's a Large & Mid Cap Fund from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Large & Midcap Fund - IDCW-Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Large & Midcap Fund - IDCW-Direct is managed by Kotak. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Large & Midcap Fund - IDCW-Direct has delivered a absolute return of 4.56% — +4.62 pp ahead of the Large & Mid Cap Fund category average of -0.06%. The fund ranks #9 of 36 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Large & Midcap Fund - IDCW-Direct has delivered a CAGR of 16.18% — +4.69 pp ahead of the Large & Mid Cap Fund category average of 11.48%. The fund ranks #5 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Large & Midcap Fund - IDCW-Direct has delivered a CAGR of 15.73% — +4.9 pp ahead of the Large & Mid Cap Fund category average of 10.82%. The fund ranks #3 of 31 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Large & Midcap Fund - IDCW-Direct exactly 10 years ago would be worth approximately ₹289,422 today — a multiplier of 2.89×, based on the 10-year CAGR of 11.21%. The category average over the same window would have grown ₹1 lakh to ₹271,998.

A ₹10,000 monthly SIP in Kotak Large & Midcap Fund - IDCW-Direct over the last 5 years — total invested ₹600,000 — would be worth ₹870,606 today. That's an XIRR (money-weighted annualised return) of 14.87%.

A ₹10,000 monthly SIP for 10 years in Kotak Large & Midcap Fund - IDCW-Direct = ₹1,200,000 invested. It would currently be worth ₹2,499,083 (multiplier 2.08×). XIRR: 14.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Large & Midcap Fund - IDCW-Direct ranks #3 out of 31 funds in the Large & Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.82%; this fund delivered 15.73%.

The worst peak-to-trough decline Kotak Large & Midcap Fund - IDCW-Direct has experienced over the last 5-year window is 18.50% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Large & Midcap Fund - IDCW-Direct averaged 11.05% (best 27.45%, worst -4.07%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Large & Midcap Fund - IDCW-Direct returned 6.26% — beating the Large & Mid Cap Fund category average of 1.18% by 5.08 pp. It ranked #9 of 35 in its category that year.

Kotak Large & Midcap Fund - IDCW-Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Large & Midcap Fund - IDCW-Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 15.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.