Should I invest in Kotak Focused Fund?

We don't give personal investment advice. Kotak Focused Fund- Direct Plan- Growth option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 14.01%.

Kotak

Kotak Focused Fund- Direct Plan- Growth option

Latest NAV

₹28.5330

As of

3 Jun 2026

1,689 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.16%	-0.14	21 / 28	Q3
1W	-2.26%	-1.70%	-0.56	24 / 28	Q4
2W	-0.07%	+0.08%	-0.15	13 / 28	Q2
1M	-1.71%	-0.57%	-1.14	19 / 28	Q3
3M	-2.86%	-0.01%	-2.86	20 / 28	Q3
6M	-3.44%	-4.00%	+0.56	9 / 28	Q2
YTD	-5.03%	-4.28%	-0.75	15 / 28	Q3
1Y	+6.92%	+1.05%	+5.88	6 / 28	Q1
2Y	+6.64%	+4.18%	+2.45	6 / 28	Q1
3Y	+16.12%	+14.42%	+1.70	9 / 27	Q2
4Y	+15.55%	+14.60%	+0.96	10 / 24	Q2
5Y	+14.01%	+13.14%	+0.86	7 / 21	Q2
7Y	+16.15%	+14.32%	+1.83	5 / 15	Q2
10Y	—	—	—	—	—
Inception	+16.49%	+14.67%	+1.82	6 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.03%	-4.28%	-0.75	15 / 28
2025	+14.06%	+5.55%	+8.51	3 / 28
2024	+17.86%	+20.88%	-3.01	18 / 27
2023	+24.40%	+27.60%	-3.20	18 / 25
2022	+3.25%	+2.34%	+0.91	10 / 23
2021	+35.72%	+33.53%	+2.19	11 / 20
2020	+14.57%	+17.14%	-2.56	12 / 17
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.84%

72 windows

min -1.6% · max 79.6%

97% positive

3-Year rolling

+18.76%

48 windows

min 11.3% · max 28.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.77%

23 windows

min 14.0% · max 24.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.01%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.12

Downside-only deviation

Max drawdown

-17.94%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹250.6800	3 Jun 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹131.4877	3 Jun 2026
SBI FOCUSED FUND - DIRECT PLAN -GROWTH	SBI	₹430.6856	2 Jun 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹102.5000	3 Jun 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹28.4200	3 Jun 2026
Bandhan Focused Fund - Direct Plan - Growth	Bandhan	₹101.5750	3 Jun 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹100.2827	3 Jun 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹158.3303	3 Jun 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹54.9491	3 Jun 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹110.9849	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹28.5330
2 Jun 2026	₹28.5760
1 Jun 2026	₹28.5710
29 May 2026	₹28.9310
27 May 2026	₹29.3530
26 May 2026	₹29.2380
25 May 2026	₹29.1740
22 May 2026	₹28.8360
21 May 2026	₹28.7210
20 May 2026	₹28.6780

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Focused Fund- Direct Plan- Growth option is ₹28.5330. It's a Focused Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Focused Fund- Direct Plan- Growth option has NAV history starting from 23 Jul 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Focused Fund- Direct Plan- Growth option is managed by Kotak. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a absolute return of 6.92% — +5.88 pp ahead of the Focused Fund category average of 1.05%. The fund ranks #6 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a CAGR of 16.12% — +1.7 pp ahead of the Focused Fund category average of 14.42%. The fund ranks #9 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a CAGR of 14.01% — +0.86 pp ahead of the Focused Fund category average of 13.14%. The fund ranks #7 of 21 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Focused Fund- Direct Plan- Growth option exactly 5 years ago would be worth approximately ₹192,600 today — a multiplier of 1.93×, based on the 5-year CAGR of 14.01%. The category average over the same window would have grown ₹1 lakh to ₹185,428.

A ₹10,000 monthly SIP in Kotak Focused Fund- Direct Plan- Growth option over the last 5 years — total invested ₹600,000 — would be worth ₹824,467 today. That's an XIRR (money-weighted annualised return) of 12.66%.

Kotak Focused Fund- Direct Plan- Growth option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹824,467 — XIRR 12.66%.

On a 5-year basis, Kotak Focused Fund- Direct Plan- Growth option ranks #7 out of 21 funds in the Focused Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.14%; this fund delivered 14.01%.

The worst peak-to-trough decline Kotak Focused Fund- Direct Plan- Growth option has experienced over the last 5-year window is 18.37% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Focused Fund- Direct Plan- Growth option averaged 19.77% (best 24.20%, worst 14.01%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Focused Fund- Direct Plan- Growth option returned 14.06% — beating the Focused Fund category average of 5.55% by 8.51 pp. It ranked #3 of 28 in its category that year.

Kotak Focused Fund- Direct Plan- Growth option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Focused Fund- Direct Plan- Growth option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 14.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.