Should I invest in Kotak Focused Fund?

We don't give personal investment advice. Kotak Focused Fund- Direct Plan- Growth option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 14.64%.

Kotak

Kotak Focused Fund- Direct Plan- Growth option

Latest NAV

₹30.5940

As of

17 Jul 2026

1,720 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.35%	-0.08	20 / 28	Q3
1W	+0.04%	-0.02%	+0.06	13 / 28	Q2
2W	+0.43%	+0.36%	+0.07	15 / 28	Q3
1M	+2.62%	+2.21%	+0.42	10 / 28	Q2
3M	+4.37%	+4.56%	-0.19	14 / 28	Q2
6M	+2.88%	+2.44%	+0.44	11 / 28	Q2
YTD	+1.68%	+0.86%	+0.82	9 / 28	Q2
1Y	+9.99%	+3.20%	+6.79	4 / 28	Q1
2Y	+6.56%	+3.30%	+3.27	5 / 28	Q1
3Y	+16.53%	+14.17%	+2.36	7 / 27	Q2
4Y	+17.47%	+15.94%	+1.54	7 / 25	Q2
5Y	+14.64%	+13.51%	+1.13	7 / 22	Q2
7Y	+17.29%	+16.09%	+1.20	5 / 16	Q2
10Y	—	—	—	—	—
Inception	+17.32%	+15.24%	+2.08	5 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.68%	+0.86%	+0.82	9 / 28
2025	+14.06%	+5.55%	+8.51	3 / 28
2024	+17.86%	+20.88%	-3.01	18 / 27
2023	+24.40%	+27.60%	-3.20	18 / 25
2022	+3.25%	+2.34%	+0.91	10 / 23
2021	+35.72%	+33.53%	+2.19	11 / 20
2020	+14.57%	+17.14%	-2.56	12 / 17
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.98%

74 windows

min -2.0% · max 63.6%

99% positive

3-Year rolling

+19.22%

49 windows

min 13.2% · max 31.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.83%

25 windows

min 14.4% · max 26.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+17.29%

1 window

min 17.3% · max 17.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.73%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.29

Downside-only deviation

Max drawdown

-17.94%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹268.1380	17 Jul 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹136.4284	17 Jul 2026
SBI FOCUSED FUND - DIRECT PLAN -GROWTH	SBI	₹445.5621	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹111.2700	17 Jul 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹31.4500	17 Jul 2026
Bandhan Focused Fund - Direct Plan - Growth	Bandhan	₹105.5040	17 Jul 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹105.7537	17 Jul 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹167.1112	17 Jul 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹58.5328	17 Jul 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹116.4027	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹30.5940
16 Jul 2026	₹30.5130
15 Jul 2026	₹30.5430
14 Jul 2026	₹30.3120
13 Jul 2026	₹30.4710
10 Jul 2026	₹30.5820
9 Jul 2026	₹30.2770
8 Jul 2026	₹30.0330
7 Jul 2026	₹30.6590
6 Jul 2026	₹30.7830

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Focused Fund- Direct Plan- Growth option is ₹30.5940. It's a Focused Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Focused Fund- Direct Plan- Growth option has NAV history starting from 23 Jul 2019, a track record of about 6 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Focused Fund- Direct Plan- Growth option is managed by Kotak. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a absolute return of 9.99% — +6.79 pp ahead of the Focused Fund category average of 3.20%. The fund ranks #4 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a CAGR of 16.53% — +2.36 pp ahead of the Focused Fund category average of 14.17%. The fund ranks #7 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Focused Fund- Direct Plan- Growth option has delivered a CAGR of 14.64% — +1.13 pp ahead of the Focused Fund category average of 13.51%. The fund ranks #7 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Focused Fund- Direct Plan- Growth option exactly 5 years ago would be worth approximately ₹198,045 today — a multiplier of 1.98×, based on the 5-year CAGR of 14.64%. The category average over the same window would have grown ₹1 lakh to ₹188,448.

A ₹10,000 monthly SIP in Kotak Focused Fund- Direct Plan- Growth option over the last 5 years — total invested ₹600,000 — would be worth ₹867,050 today. That's an XIRR (money-weighted annualised return) of 14.70%.

Kotak Focused Fund- Direct Plan- Growth option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,536,910 — XIRR 16.95%.

On a 5-year basis, Kotak Focused Fund- Direct Plan- Growth option ranks #7 out of 22 funds in the Focused Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.51%; this fund delivered 14.64%.

The worst peak-to-trough decline Kotak Focused Fund- Direct Plan- Growth option has experienced over the last 5-year window is 18.37% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Focused Fund- Direct Plan- Growth option averaged 19.83% (best 26.64%, worst 14.43%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Focused Fund- Direct Plan- Growth option returned 14.06% — beating the Focused Fund category average of 5.55% by 8.51 pp. It ranked #3 of 28 in its category that year.

Kotak Focused Fund- Direct Plan- Growth option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Focused Fund- Direct Plan- Growth option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 14.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Kotak Focused Fund- Direct Plan- Growth option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Focused Fund

Recent NAVs

Frequently asked questions

More from Kotak