Should I invest in JM Value Fund (Regular)?

We don't give personal investment advice. JM Value Fund (Regular) - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.5%. 5-year CAGR: 14.33%.

JM Financial

JM Value Fund (Regular) - IDCW

Latest NAV

₹64.1726

As of

24 Jul 2026

4,676 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.35%	-0.18%	-0.18	14 / 16	Q4
1W	-2.01%	-1.93%	-0.08	9 / 16	Q3
2W	-2.85%	-1.96%	-0.89	13 / 16	Q4
1M	-3.53%	-1.35%	-2.18	15 / 16	Q4
3M	+1.24%	+0.96%	+0.28	9 / 16	Q3
6M	+1.61%	-2.25%	+3.86	3 / 16	Q1
YTD	-4.07%	-6.61%	+2.54	3 / 16	Q1
1Y	-8.02%	-4.70%	-3.32	12 / 16	Q3
2Y	-6.82%	-3.11%	-3.70	12 / 16	Q3
3Y	+12.16%	+9.78%	+2.39	6 / 16	Q2
4Y	+17.41%	+12.64%	+4.77	1 / 16	Q1
5Y	+14.33%	+10.86%	+3.48	2 / 16	Q1
7Y	+17.19%	+13.35%	+3.84	3 / 16	Q1
10Y	+14.35%	+10.45%	+3.90	2 / 16	Q1
Inception	+4.60%	+9.62%	-5.01	13 / 16	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.07%	-6.61%	+2.54	3 / 16
2025	-4.76%	+3.06%	-7.82	15 / 16
2024	+23.96%	+17.61%	+6.35	1 / 16
2023	+47.98%	+29.56%	+18.42	2 / 16
2022	+5.34%	+5.08%	+0.26	8 / 16
2021	+35.60%	+32.61%	+2.99	6 / 16
2020	+13.44%	+11.98%	+1.46	5 / 16
2019	+11.53%	-0.12%	+11.65	1 / 16
2018	-10.54%	-9.17%	-1.36	9 / 16
2017	+42.16%	+32.01%	+10.15	4 / 16
2016	+11.32%	+3.68%	+7.64	5 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.68%

220 windows

min -78.0% · max 128.8%

60% positive

3-Year rolling

+10.92%

196 windows

min -28.7% · max 32.9%

76% positive

5-Year rolling

+11.57%

171 windows

min -22.1% · max 30.6%

87% positive

7-Year rolling

+11.67%

147 windows

min -11.4% · max 20.1%

90% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.68%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.61

Downside-only deviation

Max drawdown

-27.52%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Plan	HDFC	₹770.9260	24 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Growth	ICICI Prudential	₹456.8300	24 Jul 2026
Quantum Value Fund - Direct Plan Growth Option	Quantum	₹124.6300	24 Jul 2026
Templeton India Value Fund - Growth Plan	Franklin Templeton	₹682.6307	24 Jul 2026
UTI Value Fund - Regular Plan - Growth Option	UTI	₹164.1744	24 Jul 2026
Bandhan Value Fund - Regular Plan - Growth	IDFC	₹144.9740	24 Jul 2026
JM Value Fund (Regular) - Growth Option	JM Financial	₹91.8999	24 Jul 2026
Tata Value Fund - Regular Plan -Growth Option	Tata	₹343.9942	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹64.1726
23 Jul 2026	₹64.3991
22 Jul 2026	₹64.9826
21 Jul 2026	₹65.8460
20 Jul 2026	₹65.7021
17 Jul 2026	₹65.4914
16 Jul 2026	₹65.5781
15 Jul 2026	₹65.6478
14 Jul 2026	₹65.5288
13 Jul 2026	₹66.3782

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of JM Value Fund (Regular) - IDCW is ₹64.1726. It's a Value Fund from JM Financial, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

JM Value Fund (Regular) - IDCW has NAV history starting from 23 Jul 2007, a track record of about 19 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Value Fund (Regular) - IDCW is managed by JM Financial. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Value Fund (Regular) - IDCW has delivered a absolute return of -8.02% — -3.32 pp behind the Value Fund category average of -4.70%. The fund ranks #12 of 16 in its category — the third (Q3) quartile.

Over the trailing 3-year window, JM Value Fund (Regular) - IDCW has delivered a CAGR of 12.16% — +2.39 pp ahead of the Value Fund category average of 9.78%. The fund ranks #6 of 16 in its category — the second (Q2) quartile.

Over the trailing 5-year window, JM Value Fund (Regular) - IDCW has delivered a CAGR of 14.33% — +3.48 pp ahead of the Value Fund category average of 10.86%. The fund ranks #2 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Value Fund (Regular) - IDCW exactly 10 years ago would be worth approximately ₹382,323 today — a multiplier of 3.82×, based on the 10-year CAGR of 14.35%. The category average over the same window would have grown ₹1 lakh to ₹270,256.

A ₹10,000 monthly SIP in JM Value Fund (Regular) - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹800,376 today. That's an XIRR (money-weighted annualised return) of 11.47%.

A ₹10,000 monthly SIP for 10 years in JM Value Fund (Regular) - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,606,332 (multiplier 2.17×). XIRR: 14.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Value Fund (Regular) - IDCW ranks #2 out of 16 funds in the Value Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.86%; this fund delivered 14.33%.

The worst peak-to-trough decline JM Value Fund (Regular) - IDCW has experienced over the last 5-year window is 27.52% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Value Fund (Regular) - IDCW averaged 11.57% (best 30.60%, worst -22.14%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, JM Value Fund (Regular) - IDCW returned -4.76% — lagging the Value Fund category average of 3.06% by 7.82 pp. It ranked #15 of 16 in its category that year.

JM Value Fund (Regular) - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Value Fund (Regular) - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.5%. 5-year CAGR: 14.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.