Should I invest in HDFC Value Fund?

We don't give personal investment advice. HDFC Value Fund - Growth Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 14.29%.

HDFC

HDFC Value Fund - Growth Plan

Latest NAV

₹770.9260

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.18%	+0.16	4 / 16	Q1
1W	-1.44%	-1.93%	+0.49	4 / 16	Q1
2W	-1.68%	-1.96%	+0.28	5 / 16	Q2
1M	+0.03%	-1.35%	+1.38	1 / 16	Q1
3M	+3.63%	+0.96%	+2.67	2 / 16	Q1
6M	+4.03%	-2.25%	+6.28	2 / 16	Q1
YTD	-0.21%	-6.61%	+6.40	2 / 16	Q1
1Y	+3.17%	-4.70%	+7.87	1 / 16	Q1
2Y	+3.55%	-3.11%	+6.67	1 / 16	Q1
3Y	+15.56%	+9.78%	+5.78	1 / 16	Q1
4Y	+16.93%	+12.64%	+4.29	3 / 16	Q1
5Y	+14.29%	+10.86%	+3.44	4 / 16	Q1
7Y	+15.81%	+13.35%	+2.46	6 / 16	Q2
10Y	+13.56%	+10.45%	+3.10	5 / 16	Q2
Inception	+13.28%	+9.62%	+3.66	4 / 16	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.21%	-6.61%	+6.40	2 / 16
2025	+8.12%	+3.06%	+5.06	2 / 16
2024	+20.54%	+17.61%	+2.94	8 / 16
2023	+28.93%	+29.56%	-0.63	7 / 16
2022	+3.61%	+5.08%	-1.47	12 / 16
2021	+35.17%	+32.61%	+2.56	7 / 16
2020	+12.77%	+11.98%	+0.79	9 / 16
2019	-0.36%	-0.12%	-0.24	8 / 16
2018	-4.99%	-9.17%	+4.18	5 / 16
2017	+41.43%	+32.01%	+9.42	5 / 16
2016	+3.35%	+3.68%	-0.33	9 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.17%

236 windows

min -55.0% · max 122.1%

78% positive

3-Year rolling

+14.87%

211 windows

min -7.4% · max 37.4%

96% positive

5-Year rolling

+14.34%

187 windows

min -0.6% · max 28.7%

99% positive

7-Year rolling

+13.89%

163 windows

min 7.9% · max 24.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.07%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.12

Downside-only deviation

Max drawdown

-18.52%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - IDCW Plan	HDFC	₹35.8990	24 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Growth	ICICI Prudential	₹456.8300	24 Jul 2026
Quantum Value Fund - Direct Plan Growth Option	Quantum	₹124.6300	24 Jul 2026
Templeton India Value Fund - Growth Plan	Franklin Templeton	₹682.6307	24 Jul 2026
UTI Value Fund - Regular Plan - Growth Option	UTI	₹164.1744	24 Jul 2026
Bandhan Value Fund - Regular Plan - Growth	IDFC	₹144.9740	24 Jul 2026
JM Value Fund (Regular) - Growth Option	JM Financial	₹91.8999	24 Jul 2026
Tata Value Fund - Regular Plan -Growth Option	Tata	₹343.9942	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹770.9260
23 Jul 2026	₹771.0370
22 Jul 2026	₹775.7030
21 Jul 2026	₹783.6650
20 Jul 2026	₹780.7610
17 Jul 2026	₹782.1820
16 Jul 2026	₹779.9980
15 Jul 2026	₹781.2670
14 Jul 2026	₹777.5830
13 Jul 2026	₹783.4700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of HDFC Value Fund - Growth Plan is ₹770.9260. It's a Value Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Value Fund - Growth Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Value Fund - Growth Plan is managed by HDFC. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Value Fund - Growth Plan has delivered a absolute return of 3.17% — +7.87 pp ahead of the Value Fund category average of -4.70%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC Value Fund - Growth Plan has delivered a CAGR of 15.56% — +5.78 pp ahead of the Value Fund category average of 9.78%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Value Fund - Growth Plan has delivered a CAGR of 14.29% — +3.44 pp ahead of the Value Fund category average of 10.86%. The fund ranks #4 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Value Fund - Growth Plan exactly 10 years ago would be worth approximately ₹356,550 today — a multiplier of 3.57×, based on the 10-year CAGR of 13.56%. The category average over the same window would have grown ₹1 lakh to ₹270,256.

A ₹10,000 monthly SIP in HDFC Value Fund - Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹847,389 today. That's an XIRR (money-weighted annualised return) of 13.77%.

A ₹10,000 monthly SIP for 10 years in HDFC Value Fund - Growth Plan = ₹1,200,000 invested. It would currently be worth ₹2,565,156 (multiplier 2.14×). XIRR: 14.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Value Fund - Growth Plan ranks #4 out of 16 funds in the Value Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.86%; this fund delivered 14.29%.

The worst peak-to-trough decline HDFC Value Fund - Growth Plan has experienced over the last 5-year window is 18.70% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Value Fund - Growth Plan averaged 14.34% (best 28.67%, worst -0.59%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Value Fund - Growth Plan returned 8.12% — beating the Value Fund category average of 3.06% by 5.06 pp. It ranked #2 of 16 in its category that year.

HDFC Value Fund - Growth Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Value Fund - Growth Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 14.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.