Should I invest in JM Aggressive Hybrid Fund (Regular)?

We don't give personal investment advice. JM Aggressive Hybrid Fund (Regular) - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 12.78%.

JM Financial

JM Aggressive Hybrid Fund (Regular) - IDCW

Latest NAV

₹32.6198

As of

24 Jul 2026

5,005 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.17%	+0.14	5 / 34	Q1
1W	-1.15%	-1.24%	+0.09	6 / 34	Q1
2W	-1.04%	-1.31%	+0.27	11 / 34	Q2
1M	+0.71%	-0.51%	+1.22	3 / 34	Q1
3M	+2.17%	+1.35%	+0.82	9 / 34	Q2
6M	+1.23%	-0.03%	+1.26	9 / 33	Q2
YTD	-2.51%	-4.30%	+1.79	11 / 33	Q2
1Y	-4.54%	-3.31%	-1.24	17 / 33	Q3
2Y	-3.31%	-1.64%	-1.67	16 / 33	Q2
3Y	+12.53%	+6.41%	+6.12	5 / 33	Q1
4Y	+15.28%	+8.22%	+7.06	3 / 32	Q1
5Y	+12.78%	+7.09%	+5.70	3 / 30	Q1
7Y	+16.75%	+9.63%	+7.12	5 / 30	Q1
10Y	+11.53%	+7.14%	+4.39	7 / 30	Q1
Inception	+3.71%	+6.45%	-2.74	24 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.51%	-4.68%	+2.17	9 / 31
2025	-3.56%	+2.10%	-5.66	27 / 31
2024	+26.23%	+12.84%	+13.39	2 / 31
2023	+33.40%	+17.18%	+16.22	2 / 31
2022	+8.05%	+1.09%	+6.96	4 / 31
2021	+22.32%	+23.51%	-1.20	20 / 31
2020	+30.71%	+10.62%	+20.10	4 / 31
2019	-8.24%	+3.54%	-11.79	32 / 32
2018	+2.31%	-7.66%	+9.97	1 / 32
2017	+17.72%	+16.43%	+1.29	13 / 32
2016	+2.90%	+2.00%	+0.90	14 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.96%

236 windows

min -63.8% · max 93.6%

69% positive

3-Year rolling

+4.81%

211 windows

min -22.7% · max 29.3%

65% positive

5-Year rolling

+3.87%

187 windows

min -15.9% · max 28.7%

53% positive

7-Year rolling

+2.42%

163 windows

min -9.0% · max 16.8%

49% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.11%

3-year · annualised

Sharpe ratio

0.52

vs risk-free 6.5%

Sortino ratio

0.85

Downside-only deviation

Max drawdown

-19.03%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	24 Jul 2026
SBI Equity Hybrid Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹66.2402	24 Jul 2026
ICICI Prudential Equity & Debt Fund - Annual IDCW	ICICI Prudential	₹25.6000	24 Jul 2026
Franklin India Aggressive Hybrid Fund - Growth Plan	Franklin Templeton	₹264.5237	24 Jul 2026
Kotak Aggressive Hybrid Fund - Regular Plan - IDCW - Payout & Reinvestment of Income Distribution cum capital withdrawal option	Kotak Mahindra	₹37.6440	24 Jul 2026
DSP Aggressive Hybrid Fund- Regular Plan - Growth	DSP BlackRock	₹347.1130	24 Jul 2026
CANARA ROBECO EQUITY HYBRID FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹362.1600	24 Jul 2026
UTI Aggressive Hybrid Fund - Regular Plan - Growth	UTI	₹402.9516	24 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.7300	24 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund - Regular Plan-Growth	Birla Sun Life	₹1,522.0600	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹32.6198
23 Jul 2026	₹32.6275
22 Jul 2026	₹32.7960
21 Jul 2026	₹33.0698
20 Jul 2026	₹33.0733
17 Jul 2026	₹32.9995
16 Jul 2026	₹32.9593
15 Jul 2026	₹32.9660
14 Jul 2026	₹32.8967
13 Jul 2026	₹33.0188

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of JM Aggressive Hybrid Fund (Regular) - IDCW is ₹32.6198. It's a Aggressive Hybrid Fund from JM Financial, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Aggressive Hybrid Fund (Regular) - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Aggressive Hybrid Fund (Regular) - IDCW is managed by JM Financial. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Aggressive Hybrid Fund (Regular) - IDCW has delivered a absolute return of -4.54% — -1.24 pp behind the Aggressive Hybrid Fund category average of -3.31%. The fund ranks #17 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, JM Aggressive Hybrid Fund (Regular) - IDCW has delivered a CAGR of 12.53% — +6.12 pp ahead of the Aggressive Hybrid Fund category average of 6.41%. The fund ranks #5 of 33 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Aggressive Hybrid Fund (Regular) - IDCW has delivered a CAGR of 12.78% — +5.7 pp ahead of the Aggressive Hybrid Fund category average of 7.09%. The fund ranks #3 of 30 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Aggressive Hybrid Fund (Regular) - IDCW exactly 10 years ago would be worth approximately ₹297,848 today — a multiplier of 2.98×, based on the 10-year CAGR of 11.53%. The category average over the same window would have grown ₹1 lakh to ₹199,254.

A ₹10,000 monthly SIP in JM Aggressive Hybrid Fund (Regular) - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹786,926 today. That's an XIRR (money-weighted annualised return) of 10.79%.

A ₹10,000 monthly SIP for 10 years in JM Aggressive Hybrid Fund (Regular) - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,393,244 (multiplier 1.99×). XIRR: 13.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Aggressive Hybrid Fund (Regular) - IDCW ranks #3 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.09%; this fund delivered 12.78%.

The worst peak-to-trough decline JM Aggressive Hybrid Fund (Regular) - IDCW has experienced over the last 5-year window is 19.03% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Aggressive Hybrid Fund (Regular) - IDCW averaged 3.87% (best 28.68%, worst -15.86%). 53% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, JM Aggressive Hybrid Fund (Regular) - IDCW returned -3.56% — lagging the Aggressive Hybrid Fund category average of 2.10% by 5.66 pp. It ranked #27 of 31 in its category that year.

JM Aggressive Hybrid Fund (Regular) - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. JM Aggressive Hybrid Fund (Regular) - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 12.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.