Should I invest in ICICI Prudential Equity & Debt Fund - Annual IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Annual IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.3%. 5-year CAGR: 7.82%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Annual IDCW

Latest NAV

₹25.9800

As of

17 Jul 2026

2,584 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.27%	+0.16	8 / 34	Q1
1W	+0.12%	+0.10%	+0.01	14 / 34	Q2
2W	+0.12%	+0.11%	+0.00	14 / 34	Q2
1M	+1.60%	+1.33%	+0.27	11 / 34	Q2
3M	+1.09%	+1.78%	-0.69	23 / 34	Q3
6M	+0.23%	-1.13%	+1.36	9 / 33	Q2
YTD	-0.84%	-2.97%	+2.13	9 / 33	Q2
1Y	-4.80%	-2.16%	-2.64	21 / 33	Q3
2Y	-3.33%	-1.24%	-2.09	19 / 33	Q3
3Y	+5.78%	+7.06%	-1.28	21 / 33	Q3
4Y	+7.03%	+9.03%	-2.00	22 / 32	Q3
5Y	+7.82%	+7.52%	+0.30	17 / 30	Q3
7Y	+10.11%	+9.73%	+0.38	16 / 30	Q3
10Y	+8.43%	+7.68%	+0.75	16 / 29	Q3
Inception	+9.42%	+6.55%	+2.87	12 / 34	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.84%	-3.27%	+2.43	8 / 31
2025	+3.28%	+2.10%	+1.17	14 / 31
2024	+7.87%	+12.84%	-4.97	23 / 31
2023	+16.38%	+17.18%	-0.79	15 / 31
2022	+1.94%	+1.09%	+0.85	17 / 31
2021	+35.81%	+23.51%	+12.29	4 / 31
2020	+6.06%	+10.62%	-4.56	21 / 31
2019	+5.96%	+3.54%	+2.41	12 / 32
2018	-9.14%	-7.66%	-1.48	18 / 32
2017	+17.14%	+16.43%	+0.71	15 / 32
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.60%

116 windows

min -20.8% · max 63.3%

70% positive

3-Year rolling

+10.26%

92 windows

min -6.7% · max 25.9%

90% positive

5-Year rolling

+11.65%

68 windows

min 7.1% · max 21.2%

100% positive

7-Year rolling

+10.01%

43 windows

min 7.8% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.42%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.04

Downside-only deviation

Max drawdown

-17.32%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹66.9211	17 Jul 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹43.5700	17 Jul 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹28.4960	17 Jul 2026
Kotak Balance	Kotak Mahindra	₹38.2850	17 Jul 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹27.0800	17 Jul 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹92.1900	17 Jul 2026
UTI â€“ Balanced Fund-Growth	UTI	₹408.2704	17 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.9200	17 Jul 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹172.1500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹25.9800
16 Jul 2026	₹25.8700
15 Jul 2026	₹25.8600
14 Jul 2026	₹25.7800
13 Jul 2026	₹25.9300
10 Jul 2026	₹25.9500
9 Jul 2026	₹25.7600
8 Jul 2026	₹25.6500
7 Jul 2026	₹26.0600
6 Jul 2026	₹26.0800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Equity & Debt Fund - Annual IDCW is ₹25.9800. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Annual IDCW has NAV history starting from 19 Jan 2016, a track record of about 10 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Annual IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Annual IDCW has delivered a absolute return of -4.80% — -2.64 pp behind the Aggressive Hybrid Fund category average of -2.16%. The fund ranks #21 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Annual IDCW has delivered a CAGR of 5.78% — -1.28 pp behind the Aggressive Hybrid Fund category average of 7.06%. The fund ranks #21 of 33 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Annual IDCW has delivered a CAGR of 7.82% — +0.3 pp ahead of the Aggressive Hybrid Fund category average of 7.52%. The fund ranks #17 of 30 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Annual IDCW exactly 10 years ago would be worth approximately ₹224,741 today — a multiplier of 2.25×, based on the 10-year CAGR of 8.43%. The category average over the same window would have grown ₹1 lakh to ₹209,676.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹684,694 today. That's an XIRR (money-weighted annualised return) of 5.22%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Annual IDCW = ₹1,200,000 invested. It would currently be worth ₹1,877,108 (multiplier 1.56×). XIRR: 8.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Annual IDCW ranks #17 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.52%; this fund delivered 7.82%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Annual IDCW has experienced over the last 5-year window is 17.32% — its NAV fell from a high on 12 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Annual IDCW averaged 11.65% (best 21.21%, worst 7.10%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Annual IDCW returned 3.28% — beating the Aggressive Hybrid Fund category average of 2.10% by 1.17 pp. It ranked #14 of 31 in its category that year.

ICICI Prudential Equity & Debt Fund - Annual IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Annual IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.3%. 5-year CAGR: 7.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.