Should I invest in JM Value Fund (Direct)?

We don't give personal investment advice. JM Value Fund (Direct) - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 15.95%.

JM Value Fund (Direct) - Growth Option

Latest NAV

₹106.5850

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.13%	+0.23%	-0.36	18 / 21	Q4
1W	-0.83%	-0.05%	-0.78	21 / 21	Q4
2W	-1.45%	+0.21%	-1.66	21 / 21	Q4
1M	+0.42%	+1.33%	-0.91	19 / 21	Q4
3M	+2.62%	+2.96%	-0.33	10 / 21	Q2
6M	+0.86%	+1.98%	-1.12	12 / 21	Q3
YTD	-1.48%	+0.49%	-1.98	12 / 21	Q3
1Y	-5.74%	+2.99%	-8.74	21 / 21	Q4
2Y	-5.13%	+1.93%	-7.06	20 / 20	Q4
3Y	+14.88%	+15.69%	-0.80	13 / 20	Q3
4Y	+19.96%	+18.45%	+1.51	4 / 17	Q1
5Y	+15.95%	+14.69%	+1.27	2 / 15	Q1
7Y	+18.47%	+17.17%	+1.30	4 / 12	Q2
10Y	+15.89%	+14.46%	+1.43	3 / 11	Q2
Inception	+15.78%	+15.97%	-0.19	13 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.48%	+0.49%	-1.98	12 / 21
2025	-3.55%	+5.37%	-8.93	19 / 20
2024	+25.60%	+21.06%	+4.55	4 / 20
2023	+49.00%	+35.80%	+13.20	1 / 18
2022	+6.05%	+7.17%	-1.12	7 / 17
2021	+36.48%	+36.76%	-0.27	5 / 13
2020	+14.18%	+15.89%	-1.71	8 / 12
2019	+12.25%	+2.90%	+9.35	1 / 12
2018	-9.95%	-9.33%	-0.62	7 / 11
2017	+43.44%	+41.39%	+2.04	4 / 11
2016	+13.55%	+6.52%	+7.03	2 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.17%

153 windows

min -23.4% · max 80.3%

78% positive

3-Year rolling

+19.27%

129 windows

min -4.9% · max 34.5%

94% positive

5-Year rolling

+17.87%

105 windows

min 3.9% · max 32.2%

100% positive

7-Year rolling

+16.83%

80 windows

min 9.7% · max 21.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.76%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

0.80

Downside-only deviation

Max drawdown

-26.08%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹880.8230	17 Jul 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹250.1799	17 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹515.3400	17 Jul 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹168.4590	17 Jul 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹24.7343	17 Jul 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹154.6449	17 Jul 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.8900	16 Jul 2026
HSBC Value Fund - Direct Growth	HSBC	₹128.5756	17 Jul 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.2818	17 Jul 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹19.3700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹106.5850
16 Jul 2026	₹106.7226
15 Jul 2026	₹106.8327
14 Jul 2026	₹106.6356
13 Jul 2026	₹108.0145
10 Jul 2026	₹107.4817
9 Jul 2026	₹106.2611
8 Jul 2026	₹104.9511
7 Jul 2026	₹107.3775
6 Jul 2026	₹108.0526

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Value Fund (Direct) - Growth Option is ₹106.5850. It's a Value Fund from the fund house, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

JM Value Fund (Direct) - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Value Fund (Direct) - Growth Option is managed by the fund house. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Value Fund (Direct) - Growth Option has delivered a absolute return of -5.74% — -8.74 pp behind the Value Fund category average of 2.99%. The fund ranks #21 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, JM Value Fund (Direct) - Growth Option has delivered a CAGR of 14.88% — -0.8 pp behind the Value Fund category average of 15.69%. The fund ranks #13 of 20 in its category — the third (Q3) quartile.

Over the trailing 5-year window, JM Value Fund (Direct) - Growth Option has delivered a CAGR of 15.95% — +1.27 pp ahead of the Value Fund category average of 14.69%. The fund ranks #2 of 15 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Value Fund (Direct) - Growth Option exactly 10 years ago would be worth approximately ₹437,140 today — a multiplier of 4.37×, based on the 10-year CAGR of 15.89%. The category average over the same window would have grown ₹1 lakh to ₹385,942.

A ₹10,000 monthly SIP in JM Value Fund (Direct) - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹838,296 today. That's an XIRR (money-weighted annualised return) of 13.34%.

A ₹10,000 monthly SIP for 10 years in JM Value Fund (Direct) - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,800,456 (multiplier 2.33×). XIRR: 16.16%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Value Fund (Direct) - Growth Option ranks #2 out of 15 funds in the Value Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.69%; this fund delivered 15.95%.

The worst peak-to-trough decline JM Value Fund (Direct) - Growth Option has experienced over the last 5-year window is 26.08% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Value Fund (Direct) - Growth Option averaged 17.87% (best 32.24%, worst 3.90%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, JM Value Fund (Direct) - Growth Option returned -3.55% — lagging the Value Fund category average of 5.37% by 8.93 pp. It ranked #19 of 20 in its category that year.

JM Value Fund (Direct) - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Value Fund (Direct) - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 15.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.