Should I invest in JM Ultra Short Duration Fund - Weekly Dividend?

We don't give personal investment advice. JM Ultra Short Duration Fund - Weekly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: 0.34%.

JM Financial

JM Ultra Short Duration Fund - Weekly Dividend

Latest NAV

₹10.8027

As of

25 Sep 2020

3,174 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	0.00	49 / 68	Q3
1W	+0.05%	-0.05%	+0.10	38 / 68	Q3
2W	+0.11%	+0.00%	+0.11	36 / 68	Q3
1M	+0.23%	+0.02%	+0.21	24 / 68	Q2
3M	+4.50%	+0.65%	+3.85	4 / 68	Q1
6M	+5.94%	+1.19%	+4.74	2 / 68	Q1
YTD	+6.97%	+1.27%	+5.70	2 / 68	Q1
1Y	+5.32%	+1.69%	+3.63	14 / 68	Q1
2Y	+0.91%	+1.68%	-0.77	25 / 68	Q2
3Y	+0.61%	+1.76%	-1.15	29 / 67	Q2
4Y	+0.41%	+1.81%	-1.39	29 / 63	Q2
5Y	+0.34%	+1.76%	-1.42	31 / 61	Q3
7Y	+0.24%	+1.65%	-1.42	25 / 48	Q3
10Y	+0.45%	+1.50%	-1.05	16 / 28	Q3
Inception	+0.59%	+1.56%	-0.98	32 / 68	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+6.97%	+1.79%	+5.18	2 / 54
2019	-4.81%	+1.35%	-6.16	42 / 44
2018	+0.02%	-1.34%	+1.36	17 / 33
2017	-0.05%	+1.37%	-1.42	19 / 32
2016	-0.06%	+2.02%	-2.08	26 / 27
2015	+0.01%	+2.14%	-2.13	3 / 4
2014	+0.01%	+2.23%	-2.22	2 / 4
2013	+0.00%	+2.35%	-2.35	4 / 4
2012	+0.98%	+2.96%	-1.97	2 / 4
2011	+1.44%	+2.99%	-1.55	2 / 4
2010	+0.88%	+1.85%	-0.97	2 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.23%

149 windows

min -5.5% · max 5.9%

75% positive

3-Year rolling

+0.28%

124 windows

min -1.9% · max 1.2%

74% positive

5-Year rolling

+0.29%

100 windows

min -1.1% · max 1.2%

72% positive

7-Year rolling

+0.27%

76 windows

min -0.8% · max 0.9%

83% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.99%

3-year · annualised

Sharpe ratio

-1.46

vs risk-free 6.5%

Sortino ratio

-1.90

Downside-only deviation

Max drawdown

-5.85%

Apr 2019 → Oct 2019

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Ultra Short Duration Fund - Regular Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,148.4205	24 Jul 2026
BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN DAILY IDCW	Bandhan	₹10.0519	24 Jul 2026
Motilal Oswal Ultra Short Term Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹11.4495	24 Jul 2026
Mirae Asset Ultra Short Duration Fund Regular IDCW	Mirae Asset	₹1,397.6150	24 Jul 2026
DSP Ultra Short Fund - Regular Plan - Growth	DSP BlackRock	₹3,620.4285	24 Jul 2026
DSP Ultra Short Fund - Regular Plan - IDCW - Monthly	DSP	₹1,083.5494	24 Jul 2026
HSBC Ultra Short Duration Fund - Regular Daily IDCW	HSBC	₹1,031.7278	24 Jul 2026
Baroda BNP Paribas Ultra Short Duratio Fund- Regular Plan- Weekly IDCW	Baroda BNP Paribas	₹1,001.3821	24 Jul 2026
CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹1,005.4638	24 Jul 2026
UTI Ultra Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹1,475.3589	24 Jul 2026

Recent NAVs

Date	NAV
25 Sep 2020	₹10.8027
24 Sep 2020	₹10.8018
23 Sep 2020	₹10.8010
22 Sep 2020	₹10.8012
21 Sep 2020	₹10.8001
18 Sep 2020	₹10.7974
17 Sep 2020	₹10.7963
16 Sep 2020	₹10.7954
15 Sep 2020	₹10.7930
14 Sep 2020	₹10.7932

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Sep 2020, the NAV of JM Ultra Short Duration Fund - Weekly Dividend is ₹10.8027. It's a Ultra Short Duration Fund from JM Financial, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Ultra Short Duration Fund - Weekly Dividend has NAV history starting from 27 Jul 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Ultra Short Duration Fund - Weekly Dividend is managed by JM Financial. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Ultra Short Duration Fund - Weekly Dividend has delivered a absolute return of 5.32% — +3.63 pp ahead of the Ultra Short Duration Fund category average of 1.69%. The fund ranks #14 of 68 in its category — the top (Q1) quartile.

Over the trailing 3-year window, JM Ultra Short Duration Fund - Weekly Dividend has delivered a CAGR of 0.61% — -1.15 pp behind the Ultra Short Duration Fund category average of 1.76%. The fund ranks #29 of 67 in its category — the second (Q2) quartile.

Over the trailing 5-year window, JM Ultra Short Duration Fund - Weekly Dividend has delivered a CAGR of 0.34% — -1.42 pp behind the Ultra Short Duration Fund category average of 1.76%. The fund ranks #31 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in JM Ultra Short Duration Fund - Weekly Dividend exactly 10 years ago would be worth approximately ₹104,612 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.45%. The category average over the same window would have grown ₹1 lakh to ₹116,104.

A ₹10,000 monthly SIP in JM Ultra Short Duration Fund - Weekly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹615,905 today. That's an XIRR (money-weighted annualised return) of 1.03%.

A ₹10,000 monthly SIP for 10 years in JM Ultra Short Duration Fund - Weekly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,230,009 (multiplier 1.02×). XIRR: 0.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Ultra Short Duration Fund - Weekly Dividend ranks #31 out of 61 funds in the Ultra Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.76%; this fund delivered 0.34%.

The worst peak-to-trough decline JM Ultra Short Duration Fund - Weekly Dividend has experienced over the last 5-year window is 6.02% — its NAV fell from a high on 04 Apr 2016 to a low on 29 Oct 2019. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Ultra Short Duration Fund - Weekly Dividend averaged 0.29% (best 1.20%, worst -1.14%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -1.97 — negative risk-adjusted performance.

In calendar year 2019, JM Ultra Short Duration Fund - Weekly Dividend returned -4.81% — lagging the Ultra Short Duration Fund category average of 1.35% by 6.16 pp. It ranked #42 of 44 in its category that year.

JM Ultra Short Duration Fund - Weekly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. JM Ultra Short Duration Fund - Weekly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: 0.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.