Should I invest in JM Floater Fund - Long Term Plan - Weekly Dividend Option?

We don't give personal investment advice. JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: -0.03%.

JM Financial

JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option

Latest NAV

₹10.5312

As of

17 Jul 2026

4,622 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.08%	+0.07	15 / 44	Q2
1W	-0.08%	-0.13%	+0.05	17 / 44	Q2
2W	-0.29%	-0.12%	-0.17	27 / 44	Q3
1M	-0.16%	+0.59%	-0.75	39 / 44	Q4
3M	-0.09%	+1.45%	-1.53	43 / 44	Q4
6M	+0.38%	+1.96%	-1.58	41 / 44	Q4
YTD	-0.08%	+1.47%	-1.55	41 / 44	Q4
1Y	+0.29%	+2.14%	-1.85	35 / 44	Q4
2Y	-0.08%	+3.06%	-3.14	34 / 44	Q4
3Y	-0.05%	+3.08%	-3.13	34 / 44	Q4
4Y	-0.04%	+3.39%	-3.43	42 / 42	Q4
5Y	-0.03%	+3.49%	-3.53	37 / 37	Q4
7Y	-0.03%	+2.92%	-2.95	30 / 33	Q4
10Y	-0.02%	+3.51%	-3.53	25 / 25	Q4
Inception	+0.27%	+2.69%	-2.42	31 / 44	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.08%	+1.43%	-1.51	38 / 41
2025	+0.03%	+2.27%	-2.24	30 / 43
2024	-0.13%	+4.07%	-4.20	41 / 43
2023	+0.09%	+2.84%	-2.75	29 / 43
2022	+0.00%	+1.74%	-1.74	26 / 36
2021	-0.13%	+1.29%	-1.42	21 / 32
2020	+0.08%	+2.67%	-2.58	29 / 33
2019	+0.00%	+2.75%	-2.75	27 / 33
2018	+0.00%	+3.81%	-3.80	24 / 27
2017	-0.02%	+1.05%	-1.07	14 / 25
2016	-0.02%	+6.59%	-6.61	22 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.26%

222 windows

min -2.1% · max 1.3%

71% positive

3-Year rolling

+0.22%

197 windows

min -0.7% · max 1.0%

62% positive

5-Year rolling

+0.20%

173 windows

min -0.4% · max 1.1%

58% positive

7-Year rolling

+0.16%

149 windows

min -0.3% · max 0.8%

62% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.13%

3-year · annualised

Sharpe ratio

-5.84

vs risk-free 6.5%

Sortino ratio

-8.11

Downside-only deviation

Max drawdown

-2.01%

Feb 2024 → Aug 2025

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9272	17 Jul 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.5799	17 Jul 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.4821	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW	Aditya Birla Sun Life	₹12.1627	17 Jul 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹17.0470	17 Jul 2026
Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.8769	17 Jul 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.2710	17 Jul 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹10.0832	17 Jul 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.8838	17 Jul 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.9670	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.5312
16 Jul 2026	₹10.5323
15 Jul 2026	₹10.5236
14 Jul 2026	₹10.5142
13 Jul 2026	₹10.5409
10 Jul 2026	₹10.5396
9 Jul 2026	₹10.5263
8 Jul 2026	₹10.5185
7 Jul 2026	₹10.5475
6 Jul 2026	₹10.5703

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option is ₹10.5312. It's a Dynamic Bond Fund from JM Financial, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option has NAV history starting from 23 May 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option is managed by JM Financial. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option has delivered a absolute return of 0.29% — -1.85 pp behind the Dynamic Bond Fund category average of 2.14%. The fund ranks #35 of 44 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option has delivered a CAGR of -0.05% — -3.13 pp behind the Dynamic Bond Fund category average of 3.08%. The fund ranks #34 of 44 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option has delivered a CAGR of -0.03% — -3.53 pp behind the Dynamic Bond Fund category average of 3.49%. The fund ranks #37 of 37 in its category — the bottom (Q4) quartile.

₹1 lakh invested in JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option exactly 10 years ago would be worth approximately ₹99,845 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.02%. The category average over the same window would have grown ₹1 lakh to ₹141,243.

A ₹10,000 monthly SIP in JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹599,376 today. That's an XIRR (money-weighted annualised return) of -0.04%.

A ₹10,000 monthly SIP for 10 years in JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,198,635 (multiplier 1.00×). XIRR: -0.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option ranks #37 out of 37 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.49%; this fund delivered -0.03%.

The worst peak-to-trough decline JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option has experienced over the last 5-year window is 2.01% — its NAV fell from a high on 02 Feb 2024 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option averaged 0.20% (best 1.06%, worst -0.44%). 58% of rolling windows ended positive. The 5-year Sharpe ratio is -6.90 — negative risk-adjusted performance.

In calendar year 2025, JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option returned 0.03% — lagging the Dynamic Bond Fund category average of 2.27% by 2.24 pp. It ranked #30 of 43 in its category that year.

JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. JM Floater Fund - Long Term Plan - Regular Plan - Weekly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: -0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.