Should I invest in JM Dynamic Bond Fund (Direct) - Weekly IDCW?

We don't give personal investment advice. JM Dynamic Bond Fund (Direct) - Weekly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: -0.05%.

JM Dynamic Bond Fund (Direct) - Weekly IDCW

Latest NAV

₹10.5413

As of

17 Jul 2026

3,268 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.06%	+0.05	16 / 64	Q1
1W	-0.07%	-0.13%	+0.06	24 / 64	Q2
2W	-0.28%	-0.22%	-0.05	39 / 64	Q3
1M	-0.14%	+0.40%	-0.54	48 / 64	Q3
3M	-0.13%	+1.30%	-1.44	55 / 64	Q4
6M	+0.32%	+1.83%	-1.50	55 / 64	Q4
YTD	-0.11%	+1.34%	-1.46	55 / 64	Q4
1Y	+0.25%	+2.13%	-1.88	49 / 64	Q4
2Y	-0.07%	+3.27%	-3.34	52 / 64	Q4
3Y	-0.05%	+3.24%	-3.28	52 / 63	Q4
4Y	-0.04%	+3.54%	-3.58	58 / 61	Q4
5Y	-0.05%	+3.28%	-3.33	53 / 56	Q4
7Y	-0.02%	+2.70%	-2.72	43 / 52	Q4
10Y	-0.01%	+2.55%	-2.56	36 / 40	Q4
Inception	-0.01%	+2.74%	-2.75	61 / 64	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.11%	+1.48%	-1.60	48 / 55
2025	+0.06%	+2.58%	-2.52	44 / 57
2024	-0.12%	+4.34%	-4.45	55 / 57
2023	+0.09%	+2.94%	-2.85	43 / 59
2022	-0.03%	+1.52%	-1.55	41 / 55
2021	-0.10%	+1.52%	-1.62	31 / 51
2020	+0.09%	+3.18%	-3.09	41 / 52
2019	+0.00%	+2.95%	-2.95	41 / 53
2018	-0.02%	+3.55%	-3.57	44 / 47
2017	+0.02%	-1.08%	+1.11	18 / 44
2016	-0.01%	+6.39%	-6.41	40 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.01%

153 windows

min -2.0% · max 1.2%

55% positive

3-Year rolling

-0.02%

129 windows

min -0.7% · max 0.3%

46% positive

5-Year rolling

-0.01%

105 windows

min -0.4% · max 0.7%

38% positive

7-Year rolling

-0.02%

80 windows

min -0.3% · max 0.1%

34% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.08%

3-year · annualised

Sharpe ratio

-6.12

vs risk-free 6.5%

Sortino ratio

-8.30

Downside-only deviation

Max drawdown

-1.91%

Feb 2024 → Aug 2025

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹14.0403	17 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6037	17 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0673	17 Jul 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.5275	17 Jul 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹12.1184	17 Jul 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.4272	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2466	17 Jul 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7797	17 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2355	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.5413
16 Jul 2026	₹10.5422
15 Jul 2026	₹10.5334
14 Jul 2026	₹10.5238
13 Jul 2026	₹10.5504
10 Jul 2026	₹10.5486
9 Jul 2026	₹10.5351
8 Jul 2026	₹10.5271
7 Jul 2026	₹10.5560
6 Jul 2026	₹10.5798

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Dynamic Bond Fund (Direct) - Weekly IDCW is ₹10.5413. It's a Dynamic Bond Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Dynamic Bond Fund (Direct) - Weekly IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Dynamic Bond Fund (Direct) - Weekly IDCW is managed by the fund house. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Dynamic Bond Fund (Direct) - Weekly IDCW has delivered a absolute return of 0.25% — -1.88 pp behind the Dynamic Bond Fund category average of 2.13%. The fund ranks #49 of 64 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, JM Dynamic Bond Fund (Direct) - Weekly IDCW has delivered a CAGR of -0.05% — -3.28 pp behind the Dynamic Bond Fund category average of 3.24%. The fund ranks #52 of 63 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, JM Dynamic Bond Fund (Direct) - Weekly IDCW has delivered a CAGR of -0.05% — -3.33 pp behind the Dynamic Bond Fund category average of 3.28%. The fund ranks #53 of 56 in its category — the bottom (Q4) quartile.

₹1 lakh invested in JM Dynamic Bond Fund (Direct) - Weekly IDCW exactly 10 years ago would be worth approximately ₹99,886 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.01%. The category average over the same window would have grown ₹1 lakh to ₹128,632.

A ₹10,000 monthly SIP in JM Dynamic Bond Fund (Direct) - Weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹599,348 today. That's an XIRR (money-weighted annualised return) of -0.04%.

A ₹10,000 monthly SIP for 10 years in JM Dynamic Bond Fund (Direct) - Weekly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,198,603 (multiplier 1.00×). XIRR: -0.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Dynamic Bond Fund (Direct) - Weekly IDCW ranks #53 out of 56 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.28%; this fund delivered -0.05%.

The worst peak-to-trough decline JM Dynamic Bond Fund (Direct) - Weekly IDCW has experienced over the last 5-year window is 1.91% — its NAV fell from a high on 02 Feb 2024 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Dynamic Bond Fund (Direct) - Weekly IDCW averaged -0.01% (best 0.65%, worst -0.44%). 38% of rolling windows ended positive. The 5-year Sharpe ratio is -7.22 — negative risk-adjusted performance.

In calendar year 2025, JM Dynamic Bond Fund (Direct) - Weekly IDCW returned 0.06% — lagging the Dynamic Bond Fund category average of 2.58% by 2.52 pp. It ranked #44 of 57 in its category that year.

JM Dynamic Bond Fund (Direct) - Weekly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. JM Dynamic Bond Fund (Direct) - Weekly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: -0.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.