Should I invest in JM Aggressive Hybrid Fund (Direct) - Annual IDCW?

We don't give personal investment advice. JM Aggressive Hybrid Fund (Direct) - Annual IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 14.69%.

JM Aggressive Hybrid Fund (Direct) - Annual IDCW

Latest NAV

₹46.1911

As of

17 Jul 2026

2,911 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.20%	-0.08	38 / 55	Q3
1W	+0.14%	-0.16%	+0.30	20 / 55	Q2
2W	+0.69%	+0.10%	+0.60	7 / 55	Q1
1M	+2.31%	+0.84%	+1.47	8 / 55	Q1
3M	+2.01%	+1.61%	+0.41	20 / 55	Q2
6M	-0.08%	-0.75%	+0.67	20 / 55	Q2
YTD	-0.57%	-2.54%	+1.97	17 / 55	Q2
1Y	-2.23%	-0.18%	-2.05	31 / 55	Q3
2Y	-1.46%	+1.30%	-2.76	29 / 54	Q3
3Y	+15.13%	+9.24%	+5.89	9 / 55	Q1
4Y	+17.92%	+11.12%	+6.80	9 / 52	Q1
5Y	+14.69%	+9.61%	+5.08	8 / 49	Q1
7Y	+17.95%	+11.18%	+6.77	7 / 48	Q1
10Y	+4.83%	+7.86%	-3.02	23 / 33	Q3
Inception	+4.81%	+8.35%	-3.54	47 / 55	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.57%	-2.48%	+1.91	15 / 50
2025	-1.99%	+1.24%	-3.23	38 / 53
2024	+28.49%	+15.74%	+12.75	7 / 53
2023	+35.01%	+19.87%	+15.13	9 / 53
2022	+9.13%	+2.08%	+7.05	7 / 50
2021	+23.27%	+22.26%	+1.01	18 / 51
2020	+31.74%	+14.45%	+17.29	7 / 49
2019	-27.23%	+3.69%	-30.92	47 / 47
2018	-37.95%	-8.13%	-29.82	35 / 35
2017	+18.82%	+15.92%	+2.90	11 / 35
2016	+4.30%	+0.88%	+3.43	11 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.46%

132 windows

min -49.2% · max 78.2%

67% positive

3-Year rolling

+6.65%

108 windows

min -27.4% · max 32.7%

66% positive

5-Year rolling

+5.70%

84 windows

min -15.3% · max 30.1%

49% positive

7-Year rolling

+4.80%

59 windows

min -2.3% · max 18.0%

78% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.94%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.10

Downside-only deviation

Max drawdown

-17.03%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.7700	17 Jul 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹102.7411	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹29.1200	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹24.2754	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.9550	17 Jul 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹72.3931	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹296.3500	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹34.1499	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹21.2090	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹46.1911
16 Jul 2026	₹46.1329
15 Jul 2026	₹46.1404
14 Jul 2026	₹46.0415
13 Jul 2026	₹46.2106
10 Jul 2026	₹46.1283
9 Jul 2026	₹45.6391
8 Jul 2026	₹45.3117
7 Jul 2026	₹46.0120
6 Jul 2026	₹45.9907

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Aggressive Hybrid Fund (Direct) - Annual IDCW is ₹46.1911. It's a Aggressive Hybrid Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Aggressive Hybrid Fund (Direct) - Annual IDCW has NAV history starting from 23 Sep 2014, a track record of about 11 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Aggressive Hybrid Fund (Direct) - Annual IDCW is managed by the fund house. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Aggressive Hybrid Fund (Direct) - Annual IDCW has delivered a absolute return of -2.23% — -2.05 pp behind the Aggressive Hybrid Fund category average of -0.18%. The fund ranks #31 of 55 in its category — the third (Q3) quartile.

Over the trailing 3-year window, JM Aggressive Hybrid Fund (Direct) - Annual IDCW has delivered a CAGR of 15.13% — +5.89 pp ahead of the Aggressive Hybrid Fund category average of 9.24%. The fund ranks #9 of 55 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Aggressive Hybrid Fund (Direct) - Annual IDCW has delivered a CAGR of 14.69% — +5.08 pp ahead of the Aggressive Hybrid Fund category average of 9.61%. The fund ranks #8 of 49 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Aggressive Hybrid Fund (Direct) - Annual IDCW exactly 10 years ago would be worth approximately ₹160,323 today — a multiplier of 1.60×, based on the 10-year CAGR of 4.83%. The category average over the same window would have grown ₹1 lakh to ₹213,017.

A ₹10,000 monthly SIP in JM Aggressive Hybrid Fund (Direct) - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹828,427 today. That's an XIRR (money-weighted annualised return) of 12.86%.

A ₹10,000 monthly SIP for 10 years in JM Aggressive Hybrid Fund (Direct) - Annual IDCW = ₹1,200,000 invested. It would currently be worth ₹2,186,810 (multiplier 1.82×). XIRR: 11.54%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Aggressive Hybrid Fund (Direct) - Annual IDCW ranks #8 out of 49 funds in the Aggressive Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.61%; this fund delivered 14.69%.

The worst peak-to-trough decline JM Aggressive Hybrid Fund (Direct) - Annual IDCW has experienced over the last 5-year window is 17.03% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Aggressive Hybrid Fund (Direct) - Annual IDCW averaged 5.70% (best 30.12%, worst -15.33%). 49% of rolling windows ended positive. The 5-year Sharpe ratio is 0.61 — reasonable risk-adjusted performance.

In calendar year 2025, JM Aggressive Hybrid Fund (Direct) - Annual IDCW returned -1.99% — lagging the Aggressive Hybrid Fund category average of 1.24% by 3.23 pp. It ranked #38 of 53 in its category that year.

JM Aggressive Hybrid Fund (Direct) - Annual IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. JM Aggressive Hybrid Fund (Direct) - Annual IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 14.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.