Should I invest in ITI Ultra Short Duration Fund - Annually IDCW Option?

We don't give personal investment advice. ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 5.30%.

ITI

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option

Latest NAV

₹1,297.5761

As of

3 Jun 2026

1,227 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-0.01%	+0.03	31 / 68	Q2
1W	+0.16%	+0.09%	+0.07	25 / 68	Q2
2W	+0.16%	+0.08%	+0.09	21 / 68	Q2
1M	+0.26%	+0.10%	+0.16	16 / 68	Q1
3M	+1.35%	+0.66%	+0.69	15 / 68	Q1
6M	+2.55%	+1.06%	+1.49	16 / 68	Q1
YTD	+2.13%	+1.03%	+1.10	15 / 68	Q1
1Y	+5.36%	+1.67%	+3.69	13 / 68	Q1
2Y	+6.06%	+1.71%	+4.35	12 / 68	Q1
3Y	+6.19%	+1.73%	+4.46	12 / 67	Q1
4Y	+6.01%	+1.82%	+4.19	12 / 63	Q1
5Y	+5.30%	+1.74%	+3.56	13 / 61	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.26%	+1.56%	+3.70	10 / 68	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.13%	+0.62%	+1.51	10 / 58
2025	+6.18%	+1.68%	+4.50	12 / 58
2024	+6.54%	+2.18%	+4.35	13 / 59
2023	+6.28%	+2.14%	+4.14	12 / 60
2022	+3.77%	+1.48%	+2.29	13 / 58
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.59%

50 windows

min 2.5% · max 6.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.84%

26 windows

min 4.7% · max 6.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+5.29%

2 windows

min 5.3% · max 5.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.28%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.04%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Ultra Short Duration Fund - Regular Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,135.0363	3 Jun 2026
BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN DAILY IDCW	Bandhan	₹10.0519	3 Jun 2026
Motilal Oswal Ultra Short Term Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹11.4495	3 Jun 2026
Mirae Asset Ultra Short Duration Fund Regular IDCW	Mirae Asset	₹1,380.3485	3 Jun 2026
DSP BlackRock Money Manager Fund - Regular Plan - Daily Dividend Reinvest	DSP BlackRock	₹1,005.4914	3 Jun 2026
DSP Ultra Short Fund - Regular Plan - IDCW - Monthly	DSP	₹1,079.6373	3 Jun 2026
HSBC Ultra Short Duration Fund - Regular Daily IDCW	HSBC	₹1,031.7278	3 Jun 2026
Baroda BNP Paribas Ultra Short Duratio Fund- Regular Plan- Weekly IDCW	Baroda BNP Paribas	₹1,000.1417	3 Jun 2026
CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹1,001.8780	3 Jun 2026
UTI Ultra Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹1,458.4141	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,297.5761
2 Jun 2026	₹1,297.4238
1 Jun 2026	₹1,297.1643
29 May 2026	₹1,296.3062
27 May 2026	₹1,295.6575
26 May 2026	₹1,295.3390
25 May 2026	₹1,295.3598
22 May 2026	₹1,294.8479
21 May 2026	₹1,294.7744
20 May 2026	₹1,295.2365

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option is ₹1,297.5761. It's a Ultra Short Duration Fund from ITI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option has NAV history starting from 06 May 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option is managed by ITI. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option has delivered a absolute return of 5.36% — +3.69 pp ahead of the Ultra Short Duration Fund category average of 1.67%. The fund ranks #13 of 68 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option has delivered a CAGR of 6.19% — +4.46 pp ahead of the Ultra Short Duration Fund category average of 1.73%. The fund ranks #12 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option has delivered a CAGR of 5.30% — +3.56 pp ahead of the Ultra Short Duration Fund category average of 1.74%. The fund ranks #13 of 61 in its category — the top (Q1) quartile.

₹1 lakh invested in ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option exactly 5 years ago would be worth approximately ₹129,483 today — a multiplier of 1.29×, based on the 5-year CAGR of 5.30%. The category average over the same window would have grown ₹1 lakh to ₹109,017.

A ₹10,000 monthly SIP in ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹696,077 today. That's an XIRR (money-weighted annualised return) of 5.87%.

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹696,077 — XIRR 5.87%.

On a 5-year basis, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option ranks #13 out of 61 funds in the Ultra Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.74%; this fund delivered 5.30%.

The worst peak-to-trough decline ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option has experienced over the last 5-year window is 0.20% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option averaged 5.29% (best 5.30%, worst 5.29%). 100% of rolling windows ended positive.

In calendar year 2025, ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option returned 6.18% — beating the Ultra Short Duration Fund category average of 1.68% by 4.50 pp. It ranked #12 of 58 in its category that year.

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 5.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ITI Ultra Short Duration Fund - Regular Plan - Annually IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Ultra Short Duration Fund

Recent NAVs

Frequently asked questions

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