Should I invest in ITI Small Cap Fund?

We don't give personal investment advice. ITI Small Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 16.40%.

ITI

ITI Small Cap Fund - Direct Plan - IDCW Option

Latest NAV

₹31.8797

As of

3 Jun 2026

1,547 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.49%	-0.28	28 / 35	Q4
1W	-0.74%	-0.81%	+0.07	13 / 35	Q2
2W	+1.21%	+1.10%	+0.11	17 / 35	Q2
1M	+1.59%	+0.46%	+1.13	7 / 35	Q1
3M	+12.31%	+8.35%	+3.96	8 / 34	Q1
6M	+3.72%	+0.59%	+3.13	12 / 33	Q2
YTD	+5.08%	+1.48%	+3.59	11 / 33	Q2
1Y	+6.04%	+1.76%	+4.28	8 / 31	Q2
2Y	+6.80%	+2.62%	+4.18	6 / 28	Q1
3Y	+23.46%	+13.81%	+9.66	1 / 25	Q1
4Y	+23.54%	+14.81%	+8.73	1 / 22	Q1
5Y	+16.40%	+13.43%	+2.97	6 / 22	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.22%	+14.19%	+6.03	7 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.08%	+1.48%	+3.59	11 / 33
2025	-3.39%	-7.90%	+4.51	5 / 29
2024	+31.21%	+24.76%	+6.45	8 / 27
2023	+54.20%	+37.24%	+16.96	2 / 24
2022	-2.37%	-0.11%	-2.26	13 / 22
2021	+33.17%	+55.27%	-22.11	20 / 21
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+28.34%

65 windows

min -17.6% · max 107.7%

82% positive

3-Year rolling

+25.25%

41 windows

min 14.9% · max 33.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+23.74%

16 windows

min 16.1% · max 31.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.18%

3-year · annualised

Sharpe ratio

0.87

vs risk-free 6.5%

Sortino ratio

1.49

Downside-only deviation

Max drawdown

-24.17%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹61.5290	3 Jun 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹103.0482	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹132.4685	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹66.7400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.7800	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹36.6190	3 Jun 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹229.2186	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹73.1715	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹50.2188	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹31.8797
2 Jun 2026	₹31.8279
1 Jun 2026	₹31.7625
29 May 2026	₹31.9885
27 May 2026	₹32.1117
26 May 2026	₹32.0652
25 May 2026	₹31.8769
22 May 2026	₹31.5701
21 May 2026	₹31.6781
20 May 2026	₹31.5371

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Small Cap Fund - Direct Plan - IDCW Option is ₹31.8797. It's a Small Cap Fund from ITI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Small Cap Fund - Direct Plan - IDCW Option has NAV history starting from 19 Feb 2020, a track record of about 6 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Small Cap Fund - Direct Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Small Cap Fund - Direct Plan - IDCW Option has delivered a absolute return of 6.04% — +4.28 pp ahead of the Small Cap Fund category average of 1.76%. The fund ranks #8 of 31 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Small Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 23.46% — +9.66 pp ahead of the Small Cap Fund category average of 13.81%. The fund ranks #1 of 25 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI Small Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 16.40% — +2.97 pp ahead of the Small Cap Fund category average of 13.43%. The fund ranks #6 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in ITI Small Cap Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹213,725 today — a multiplier of 2.14×, based on the 5-year CAGR of 16.40%. The category average over the same window would have grown ₹1 lakh to ₹187,780.

A ₹10,000 monthly SIP in ITI Small Cap Fund - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹944,870 today. That's an XIRR (money-weighted annualised return) of 18.20%.

ITI Small Cap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹944,870 — XIRR 18.20%.

On a 5-year basis, ITI Small Cap Fund - Direct Plan - IDCW Option ranks #6 out of 22 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.43%; this fund delivered 16.40%.

The worst peak-to-trough decline ITI Small Cap Fund - Direct Plan - IDCW Option has experienced over the last 5-year window is 29.18% — its NAV fell from a high on 09 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Small Cap Fund - Direct Plan - IDCW Option averaged 23.74% (best 31.29%, worst 16.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Small Cap Fund - Direct Plan - IDCW Option returned -3.39% — beating the Small Cap Fund category average of -7.90% by 4.51 pp. It ranked #5 of 29 in its category that year.

ITI Small Cap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Small Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 16.40%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.