Should I invest in ITI ELSS Tax Saver Fund?

We don't give personal investment advice. ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.8%. 5-year CAGR: 12.79%.

ITI

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

Latest NAV

₹26.7340

As of

3 Jun 2026

1,627 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.24%	-0.18	43 / 59	Q3
1W	-1.15%	-1.27%	+0.12	17 / 59	Q2
2W	+1.03%	+0.30%	+0.73	14 / 59	Q1
1M	-3.07%	-0.87%	-2.21	56 / 59	Q4
3M	+3.20%	+0.83%	+2.37	16 / 59	Q2
6M	-3.84%	-2.14%	-1.70	26 / 59	Q2
YTD	-4.05%	-1.56%	-2.49	25 / 59	Q2
1Y	-1.18%	+5.96%	-7.14	35 / 59	Q3
2Y	+1.77%	+5.58%	-3.81	43 / 58	Q3
3Y	+18.49%	+14.58%	+3.91	7 / 58	Q1
4Y	+18.46%	+14.85%	+3.61	5 / 51	Q1
5Y	+12.79%	+14.46%	-1.68	33 / 47	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.95%	+14.13%	+1.82	17 / 59	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.05%	-4.44%	+0.39	19 / 53
2025	+4.01%	+3.70%	+0.31	28 / 53
2024	+24.87%	+20.13%	+4.74	11 / 53
2023	+37.90%	+30.82%	+7.08	10 / 51
2022	+4.60%	+3.78%	+0.83	22 / 47
2021	+20.35%	+39.32%	-18.97	49 / 50
2020	+14.01%	+18.42%	-4.41	38 / 50
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.93%

69 windows

min -13.2% · max 82.7%

81% positive

3-Year rolling

+20.27%

45 windows

min 12.1% · max 27.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.59%

20 windows

min 12.8% · max 25.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.09%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-22.61%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,421.3430	3 Jun 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹140.6038	3 Jun 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹458.2222	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹990.7700	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹138.0800	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹173.1540	3 Jun 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹443.2149	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹66.4800	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹62.1822	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,537.4743	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹26.7340
2 Jun 2026	₹26.7615
1 Jun 2026	₹26.7462
29 May 2026	₹26.9555
27 May 2026	₹27.2247
26 May 2026	₹27.0734
25 May 2026	₹27.1503
22 May 2026	₹26.6840
21 May 2026	₹26.6481
20 May 2026	₹26.5541

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is ₹26.7340. It's a ELSS from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has NAV history starting from 25 Oct 2019, a track record of about 6 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a absolute return of -1.18% — -7.14 pp behind the ELSS category average of 5.96%. The fund ranks #35 of 59 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a CAGR of 18.49% — +3.91 pp ahead of the ELSS category average of 14.58%. The fund ranks #7 of 58 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a CAGR of 12.79% — -1.68 pp behind the ELSS category average of 14.46%. The fund ranks #33 of 47 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI ELSS Tax Saver Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹182,508 today — a multiplier of 1.83×, based on the 5-year CAGR of 12.79%. The category average over the same window would have grown ₹1 lakh to ₹196,497.

A ₹10,000 monthly SIP in ITI ELSS Tax Saver Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹843,544 today. That's an XIRR (money-weighted annualised return) of 13.58%.

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹843,544 — XIRR 13.58%.

On a 5-year basis, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option ranks #33 out of 47 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.46%; this fund delivered 12.79%.

The worst peak-to-trough decline ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 22.82% — its NAV fell from a high on 13 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option averaged 19.59% (best 25.16%, worst 12.79%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option returned 4.01% — beating the ELSS category average of 3.70% by 0.31 pp. It ranked #28 of 53 in its category that year.

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.8%. 5-year CAGR: 12.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.