Should I invest in ITI Dynamic Bond Fund?

We don't give personal investment advice. ITI Dynamic Bond Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 5.98%.

ITI

ITI Dynamic Bond Fund - Direct Plan - Growth Option

Latest NAV

₹13.3759

As of

3 Jun 2026

1,179 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+11.82%	-11.81	18 / 25	Q3
1W	+0.10%	+3.69%	-3.58	21 / 27	Q4
2W	+0.23%	+7.92%	-7.69	23 / 26	Q4
1M	-0.12%	+7.80%	-7.92	25 / 26	Q4
3M	+0.28%	+8.21%	-7.93	12 / 26	Q2
6M	+1.41%	+9.49%	-8.08	13 / 26	Q2
YTD	+1.19%	+8.54%	-7.35	10 / 26	Q2
1Y	+1.30%	+11.20%	-9.90	16 / 26	Q3
2Y	+5.62%	+9.56%	-3.93	19 / 25	Q4
3Y	+6.54%	+6.58%	-0.04	15 / 24	Q3
4Y	+6.59%	+7.03%	-0.45	18 / 23	Q4
5Y	+5.98%	+6.23%	-0.25	14 / 22	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.12%	+10.91%	-4.79	24 / 25	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.19%	+0.90%	+0.30	8 / 22
2025	+5.07%	+6.45%	-1.38	17 / 22
2024	+9.91%	+9.50%	+0.42	5 / 22
2023	+6.64%	+2.52%	+4.12	19 / 23
2022	+4.92%	+16.46%	-11.54	6 / 23
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.74%

48 windows

min 1.3% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.28%

24 windows

min 6.4% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.36%

3-year · annualised

Sharpe ratio

-0.05

vs risk-free 6.5%

Sortino ratio

-0.19

Downside-only deviation

Max drawdown

-1.78%

May 2025 → Aug 2025

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option - Direct Plan	HDFC	₹100.6129	3 Jun 2026
Nippon India Dynamic Bond Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹41.4175	3 Jun 2026
SBI Dynamic Bond Fund - DIRECT PLAN - Growth	SBI	₹40.5289	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Growth	ICICI Prudential	₹41.4902	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Growth	Bandhan	₹38.9185	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Growth Option	Quantum	₹22.2663	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹51.6266	3 Jun 2026
Franklin India Dynamic Accrual Fund - Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Growth Plan	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund -Direct Plan -Growth	Mirae Asset	₹18.6144	3 Jun 2026
Kotak Dynamic Bond Fund - Growth - Direct	Kotak	₹42.2341	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.3759
2 Jun 2026	₹13.3743
1 Jun 2026	₹13.3724
29 May 2026	₹13.3662
27 May 2026	₹13.3623
26 May 2026	₹13.3603
25 May 2026	₹13.3587
22 May 2026	₹13.3441
21 May 2026	₹13.3394
20 May 2026	₹13.3456

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Dynamic Bond Fund - Direct Plan - Growth Option is ₹13.3759. It's a Dynamic Bond Fund from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Dynamic Bond Fund - Direct Plan - Growth Option has NAV history starting from 15 Jul 2021, a track record of about 4 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ITI Dynamic Bond Fund - Direct Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Dynamic Bond Fund - Direct Plan - Growth Option has delivered a absolute return of 1.30% — -9.9 pp behind the Dynamic Bond Fund category average of 11.20%. The fund ranks #16 of 26 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ITI Dynamic Bond Fund - Direct Plan - Growth Option has delivered a CAGR of 6.54% — -0.04 pp behind the Dynamic Bond Fund category average of 6.58%. The fund ranks #15 of 24 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Dynamic Bond Fund - Direct Plan - Growth Option has delivered a CAGR of 5.98% — -0.25 pp behind the Dynamic Bond Fund category average of 6.23%. The fund ranks #14 of 22 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI Dynamic Bond Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹133,676 today — a multiplier of 1.34×, based on the 5-year CAGR of 5.98%. The category average over the same window would have grown ₹1 lakh to ₹135,253.

A ₹10,000 monthly SIP in ITI Dynamic Bond Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹390,830 today. That's an XIRR (money-weighted annualised return) of 5.40%.

ITI Dynamic Bond Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹390,830 — XIRR 5.40%.

On a 5-year basis, ITI Dynamic Bond Fund - Direct Plan - Growth Option ranks #14 out of 22 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.23%; this fund delivered 5.98%.

The worst peak-to-trough decline ITI Dynamic Bond Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 1.78% — its NAV fell from a high on 28 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ITI Dynamic Bond Fund - Direct Plan - Growth Option averaged 7.28% (best 8.34%, worst 6.40%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.05 — negative risk-adjusted performance.

In calendar year 2025, ITI Dynamic Bond Fund - Direct Plan - Growth Option returned 5.07% — lagging the Dynamic Bond Fund category average of 6.45% by 1.38 pp. It ranked #17 of 22 in its category that year.

ITI Dynamic Bond Fund - Direct Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ITI Dynamic Bond Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 5.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.