Should I invest in Aditya Birla Sun Life Dynamic Bond Fund?

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 7.09%.

Aditya Birla Sun Life

Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan

Latest NAV

₹51.6266

As of

3 Jun 2026

3,238 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+11.82%	-11.79	15 / 25	Q3
1W	+0.25%	+3.69%	-3.43	5 / 27	Q1
2W	+0.60%	+7.92%	-7.32	6 / 26	Q1
1M	+0.22%	+7.80%	-7.58	11 / 26	Q2
3M	+0.55%	+8.21%	-7.66	11 / 26	Q2
6M	+1.79%	+9.49%	-7.70	9 / 26	Q2
YTD	+1.29%	+8.54%	-7.26	8 / 26	Q2
1Y	+2.88%	+11.20%	-8.32	9 / 26	Q2
2Y	+7.04%	+9.56%	-2.52	6 / 25	Q1
3Y	+7.29%	+6.58%	+0.71	4 / 24	Q1
4Y	+8.19%	+7.03%	+1.16	1 / 23	Q1
5Y	+7.09%	+6.23%	+0.87	2 / 22	Q1
7Y	+6.54%	+6.90%	-0.36	16 / 21	Q4
10Y	+6.58%	+7.22%	-0.64	14 / 16	Q4
Inception	+7.55%	+10.91%	-3.36	13 / 25	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.29%	+0.90%	+0.39	6 / 22
2025	+7.73%	+6.45%	+1.28	4 / 22
2024	+9.56%	+9.50%	+0.06	11 / 22
2023	+7.35%	+2.52%	+4.84	7 / 23
2022	+6.60%	+16.46%	-9.86	3 / 23
2021	+5.48%	+3.87%	+1.61	5 / 22
2020	+10.26%	+9.74%	+0.52	11 / 21
2019	-0.07%	+8.95%	-9.02	20 / 21
2018	+6.19%	+6.33%	-0.14	10 / 19
2017	+1.47%	+4.33%	-2.86	17 / 18
2016	+14.63%	+13.83%	+0.81	8 / 18

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.75%

152 windows

min -0.8% · max 17.2%

97% positive

3-Year rolling

+7.37%

127 windows

min 1.5% · max 13.9%

100% positive

5-Year rolling

+6.85%

103 windows

min 4.0% · max 9.3%

100% positive

7-Year rolling

+6.73%

79 windows

min 5.1% · max 8.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.53%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.75

Downside-only deviation

Max drawdown

-1.09%

Mar 2026 → Apr 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option - Direct Plan	HDFC	₹100.6129	3 Jun 2026
Nippon India Dynamic Bond Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹41.4175	3 Jun 2026
SBI Dynamic Bond Fund - DIRECT PLAN - Growth	SBI	₹40.5289	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Growth	ICICI Prudential	₹41.4902	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Growth	Bandhan	₹38.9185	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Growth Option	Quantum	₹22.2663	3 Jun 2026
Franklin India Dynamic Accrual Fund - Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Growth Plan	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund -Direct Plan -Growth	Mirae Asset	₹18.6144	3 Jun 2026
Kotak Dynamic Bond Fund - Growth - Direct	Kotak	₹42.2341	3 Jun 2026
DSP Strategic Bond Fund - Direct Plan - Growth	DSP	₹3,601.6549	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹51.6266
2 Jun 2026	₹51.6393
1 Jun 2026	₹51.6233
29 May 2026	₹51.6157
27 May 2026	₹51.5745
26 May 2026	₹51.5086
25 May 2026	₹51.4826
22 May 2026	₹51.3724
21 May 2026	₹51.3072
20 May 2026	₹51.3443

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan is ₹51.6266. It's a Dynamic Bond Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan has delivered a absolute return of 2.88% — -8.32 pp behind the Dynamic Bond Fund category average of 11.20%. The fund ranks #9 of 26 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan has delivered a CAGR of 7.29% — +0.71 pp ahead of the Dynamic Bond Fund category average of 6.58%. The fund ranks #4 of 24 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan has delivered a CAGR of 7.09% — +0.87 pp ahead of the Dynamic Bond Fund category average of 6.23%. The fund ranks #2 of 22 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan exactly 10 years ago would be worth approximately ₹189,185 today — a multiplier of 1.89×, based on the 10-year CAGR of 6.58%. The category average over the same window would have grown ₹1 lakh to ₹200,801.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹719,890 today. That's an XIRR (money-weighted annualised return) of 7.21%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,690,635 (multiplier 1.41×). XIRR: 6.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan ranks #2 out of 22 funds in the Dynamic Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.23%; this fund delivered 7.09%.

The worst peak-to-trough decline Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan has experienced over the last 5-year window is 1.19% — its NAV fell from a high on 05 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan averaged 6.85% (best 9.31%, worst 4.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan returned 7.73% — beating the Dynamic Bond Fund category average of 6.45% by 1.28 pp. It ranked #4 of 22 in its category that year.

Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 7.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

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