Should I invest in Invesco India Overnight Fund - Monthly IDCW (Payout / Reinvestment)?

We don't give personal investment advice. Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 0.01%.

Invesco

Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment)

Latest NAV

₹1,001.3820

As of

3 Jun 2026

1,917 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.01%	+0.02	11 / 72	Q1
1W	-0.28%	+0.01%	-0.30	70 / 72	Q4
2W	-0.19%	+0.01%	-0.20	62 / 71	Q4
1M	+0.03%	+0.06%	-0.03	19 / 71	Q2
3M	+0.02%	+0.21%	-0.19	26 / 70	Q2
6M	+0.03%	+0.39%	-0.36	15 / 70	Q1
YTD	+0.08%	+0.32%	-0.25	14 / 70	Q1
1Y	+0.05%	+0.59%	-0.54	12 / 69	Q1
2Y	+0.03%	+0.52%	-0.49	12 / 68	Q1
3Y	+0.02%	+0.63%	-0.61	17 / 66	Q2
4Y	+0.02%	+0.60%	-0.58	13 / 58	Q1
5Y	+0.01%	+0.30%	-0.28	13 / 52	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.02%	+0.68%	-0.66	32 / 72	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.08%	+0.34%	-0.27	13 / 65
2025	-0.01%	+0.59%	-0.60	44 / 63
2024	-0.05%	+0.79%	-0.84	58 / 68
2023	+0.01%	+0.79%	-0.78	20 / 62
2022	+0.01%	+0.56%	-0.55	34 / 55
2021	-0.01%	+0.20%	-0.21	49 / 51
2020	-0.02%	+0.12%	-0.14	39 / 50

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.04%

66 windows

min -0.1% · max 0.2%

62% positive

3-Year rolling

+0.03%

42 windows

min 0.0% · max 0.1%

88% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.01%

18 windows

min 0.0% · max 0.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.13%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.58%

Jan 2024 → Jan 2024

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,365.1790	3 Jun 2026
Invesco India Overnight Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,000.1395	3 Jun 2026
BANDHAN Overnight Fund - Regular Plan - Daily IDCW	Bandhan	₹1,000.0098	3 Jun 2026
quant Overnight Fund - IDCW Option - Regular Plan	Quant	₹12.3610	3 Jun 2026
ADITYA BIRLA SUN LIFE OVERNIGHT FUND- Regular - Weekly Reinvestment of IDCW option	Aditya Birla Sun Life	₹1,000.7178	3 Jun 2026
Mirae Asset Overnight Fund Regular Daily IDCW	Mirae Asset	₹1,000.0068	3 Jun 2026
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option	Kotak	₹1,004.7568	3 Jun 2026
Edelweiss Overnight Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹1,400.4044	3 Jun 2026
DSP Overnight Fund - Regular Plan - IDCW - Daily	DSP	₹1,000.0099	3 Jun 2026
HSBC Overnight Fund - Regular Daily IDCW	HSBC	₹1,000.0149	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,001.3820
2 Jun 2026	₹1,001.2441
1 Jun 2026	₹1,001.1044
31 May 2026	₹1,000.9647
30 May 2026	₹1,000.8185
29 May 2026	₹1,000.6722
28 May 2026	₹1,000.5364
26 May 2026	₹1,004.1003
25 May 2026	₹1,003.9605
24 May 2026	₹1,003.8210

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) is ₹1,001.3820. It's a Overnight Fund from Invesco, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) has NAV history starting from 09 Jan 2020, a track record of about 6 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) has delivered a absolute return of 0.05% — -0.54 pp behind the Overnight Fund category average of 0.59%. The fund ranks #12 of 69 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) has delivered a CAGR of 0.02% — -0.61 pp behind the Overnight Fund category average of 0.63%. The fund ranks #17 of 66 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) has delivered a CAGR of 0.01% — -0.28 pp behind the Overnight Fund category average of 0.30%. The fund ranks #13 of 52 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) exactly 5 years ago would be worth approximately ₹100,074 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.01%. The category average over the same window would have grown ₹1 lakh to ₹101,494.

A ₹10,000 monthly SIP in Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹600,366 today. That's an XIRR (money-weighted annualised return) of 0.02%.

Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹600,366 — XIRR 0.02%.

On a 5-year basis, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) ranks #13 out of 52 funds in the Overnight Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.30%; this fund delivered 0.01%.

The worst peak-to-trough decline Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 0.58% — its NAV fell from a high on 29 Jan 2024 to a low on 30 Jan 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) averaged 0.01% (best 0.03%, worst 0.00%). 100% of rolling windows ended positive.

In calendar year 2025, Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) returned -0.01% — lagging the Overnight Fund category average of 0.59% by 0.60 pp. It ranked #44 of 63 in its category that year.

Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Overnight Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.