SBI
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | -0.01% | +0.02 | 20 / 72 | Q2 |
| 1W | +0.10% | +0.01% | +0.09 | 13 / 72 | Q1 |
| 2W | +0.20% | +0.01% | +0.19 | 7 / 71 | Q1 |
| 1M | +0.41% | +0.06% | +0.35 | 4 / 71 | Q1 |
| 3M | +1.26% | +0.21% | +1.05 | 5 / 70 | Q1 |
| 6M | +2.52% | +0.39% | +2.13 | 6 / 70 | Q1 |
| YTD | +2.09% | +0.32% | +1.77 | 6 / 70 | Q1 |
| 1Y | +5.25% | +0.59% | +4.67 | 3 / 69 | Q1 |
| 2Y | +5.82% | +0.52% | +5.30 | 3 / 68 | Q1 |
| 3Y | +6.11% | +0.63% | +5.48 | 4 / 66 | Q1 |
| 4Y | +6.04% | +0.60% | +5.43 | 3 / 58 | Q1 |
| 5Y | +5.48% | +0.30% | +5.19 | 1 / 52 | Q1 |
| 7Y | +4.40% | +0.56% | +3.84 | 1 / 30 | Q1 |
| 10Y | +3.06% | +2.28% | +0.78 | 1 / 2 | Q2 |
| Inception | +2.02% | +0.68% | +1.35 | 10 / 72 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +2.09% | +0.34% | +1.75 | 6 / 65 |
| 2025 | +5.70% | +0.59% | +5.11 | 2 / 63 |
| 2024 | +6.58% | +0.79% | +5.78 | 4 / 68 |
| 2023 | +6.55% | +0.79% | +5.76 | 5 / 62 |
| 2022 | +4.58% | +0.56% | +4.02 | 2 / 55 |
| 2021 | +3.10% | +0.20% | +2.89 | 1 / 51 |
| 2020 | +2.19% | +0.12% | +2.07 | 2 / 50 |
| 2019 | +0.00% | 0.00% | +0.00 | 3 / 5 |
| 2018 | +0.00% | +2.09% | -2.09 | 2 / 2 |
| 2017 | +0.00% | +2.43% | -2.43 | 2 / 2 |
| 2016 | +0.00% | +4.44% | -4.44 | 2 / 2 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Overnight Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,365.1790 |
| 2 Jun 2026 | ₹1,364.9910 |
| 1 Jun 2026 | ₹1,364.8018 |
| 31 May 2026 | ₹1,364.6139 |
| 29 May 2026 | ₹1,364.2222 |
| 28 May 2026 | ₹1,364.0277 |
| 26 May 2026 | ₹1,363.6442 |
| 25 May 2026 | ₹1,363.4551 |
| 24 May 2026 | ₹1,363.2654 |
| 23 May 2026 | ₹1,363.0734 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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