Should I invest in Invesco India Low Duration Fund - Monthly IDCW (Payout / Reinvestment)?

We don't give personal investment advice. Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.29%.

Invesco

Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)

Latest NAV

₹1,087.2789

As of

17 Jul 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	0.00%	+0.04	64 / 87	Q3
1W	+0.05%	-0.01%	+0.06	66 / 87	Q4
2W	+0.01%	-0.06%	+0.07	51 / 87	Q3
1M	-0.54%	+0.06%	-0.60	78 / 87	Q4
3M	-0.49%	+0.44%	-0.92	82 / 85	Q4
6M	+0.13%	+1.05%	-0.92	46 / 84	Q3
YTD	+0.15%	+0.97%	-0.82	45 / 84	Q3
1Y	-0.22%	+2.29%	-2.51	74 / 84	Q4
2Y	+0.27%	+2.52%	-2.25	36 / 81	Q2
3Y	+0.21%	+2.27%	-2.06	33 / 76	Q2
4Y	+0.24%	+2.26%	-2.03	32 / 73	Q2
5Y	+0.29%	+2.18%	-1.88	29 / 69	Q2
7Y	+0.27%	+2.14%	-1.87	36 / 69	Q3
10Y	+0.10%	+1.66%	-1.56	27 / 57	Q2
Inception	+0.56%	+1.91%	-1.35	50 / 86	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.15%	+0.86%	-0.71	38 / 75
2025	+0.61%	+2.26%	-1.65	28 / 73
2024	+0.12%	+2.19%	-2.07	34 / 76
2023	+0.28%	+2.09%	-1.81	29 / 76
2022	+0.37%	+1.51%	-1.14	32 / 73
2021	+0.10%	+1.54%	-1.43	29 / 69
2020	+0.37%	+3.37%	-3.01	41 / 69
2019	+0.65%	-1.02%	+1.67	13 / 69
2018	+0.36%	+1.75%	-1.38	26 / 65
2017	-1.90%	+2.28%	-4.18	62 / 62
2016	+2.31%	+2.32%	0.00	16 / 61

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.37%

153 windows

min -6.6% · max 9.5%

73% positive

3-Year rolling

+0.25%

129 windows

min -2.1% · max 1.6%

85% positive

5-Year rolling

+0.23%

105 windows

min -1.2% · max 0.9%

81% positive

7-Year rolling

+0.25%

80 windows

min -0.8% · max 0.8%

90% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.90%

3-year · annualised

Sharpe ratio

-6.96

vs risk-free 6.5%

Sortino ratio

-11.13

Downside-only deviation

Max drawdown

-1.09%

Jun 2026 → Jun 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Direct Plan - Daily IDCW	HDFC	₹10.0655	17 Jul 2026
NIPPON INDIA LOW DURATION FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,012.3553	17 Jul 2026
SBI Low Duration Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,492.8573	17 Jul 2026
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹105.7358	17 Jul 2026
Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,203.3146	17 Jul 2026
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW	Bandhan	₹10.1111	17 Jul 2026
Aditya Birla Sun Life Low Duration Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.0000	17 Jul 2026
Franklin India Low Duration Fund-Direct-IDCW	Franklin India	₹10.5950	17 Jul 2026
Mirae Asset Low Duration Fund - Direct Plan - Daily IDCW	Mirae Asset	₹1,208.9337	17 Jul 2026
Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option	Kotak	₹1,014.4328	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,087.2789
16 Jul 2026	₹1,086.8801
15 Jul 2026	₹1,086.3140
14 Jul 2026	₹1,086.1008
13 Jul 2026	₹1,087.0923
10 Jul 2026	₹1,086.7622
9 Jul 2026	₹1,086.3588
8 Jul 2026	₹1,085.8839
7 Jul 2026	₹1,086.9629
6 Jul 2026	₹1,087.4214

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is ₹1,087.2789. It's a Low Duration Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) has delivered a absolute return of -0.22% — -2.51 pp behind the Low Duration Fund category average of 2.29%. The fund ranks #74 of 84 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) has delivered a CAGR of 0.21% — -2.06 pp behind the Low Duration Fund category average of 2.27%. The fund ranks #33 of 76 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) has delivered a CAGR of 0.29% — -1.88 pp behind the Low Duration Fund category average of 2.18%. The fund ranks #29 of 69 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹100,959 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.10%. The category average over the same window would have grown ₹1 lakh to ₹117,848.

A ₹10,000 monthly SIP in Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹604,005 today. That's an XIRR (money-weighted annualised return) of 0.26%.

A ₹10,000 monthly SIP for 10 years in Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,216,170 (multiplier 1.01×). XIRR: 0.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) ranks #29 out of 69 funds in the Low Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.18%; this fund delivered 0.29%.

The worst peak-to-trough decline Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 1.09% — its NAV fell from a high on 29 Jun 2026 to a low on 30 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) averaged 0.23% (best 0.86%, worst -1.16%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -7.82 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) returned 0.61% — lagging the Low Duration Fund category average of 2.26% by 1.65 pp. It ranked #28 of 73 in its category that year.

Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.