Should I invest in Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)?

We don't give personal investment advice. Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.18%.

Invesco

Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)

Latest NAV

₹4,153.7681

As of

3 Jun 2026

3,175 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.02%	+0.01	28 / 87	Q2
1W	+0.22%	-4.24%	+4.45	28 / 91	Q2
2W	+0.18%	-2.10%	+2.28	38 / 89	Q2
1M	+0.20%	-2.19%	+2.39	23 / 87	Q2
3M	+1.13%	-2.06%	+3.19	14 / 87	Q1
6M	+2.40%	-1.60%	+4.00	20 / 86	Q1
YTD	+2.00%	-1.70%	+3.70	13 / 86	Q1
1Y	+5.70%	-0.19%	+5.88	21 / 86	Q1
2Y	+6.99%	+2.47%	+4.52	16 / 81	Q1
3Y	+7.08%	+2.22%	+4.86	16 / 76	Q1
4Y	+6.92%	+2.25%	+4.66	15 / 73	Q1
5Y	+6.18%	+2.13%	+4.05	15 / 69	Q1
7Y	+6.42%	+2.14%	+4.28	8 / 69	Q1
10Y	+11.32%	+1.65%	+9.67	1 / 57	Q1
Inception	+11.07%	+1.88%	+9.19	1 / 86	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.00%	+0.49%	+1.51	11 / 75
2025	+7.47%	+2.26%	+5.21	18 / 73
2024	+7.69%	+2.19%	+5.50	18 / 76
2023	+7.18%	-0.53%	+7.71	18 / 78
2022	+4.34%	+1.51%	+2.83	18 / 73
2021	+3.79%	+1.54%	+2.25	13 / 69
2020	+7.38%	+3.37%	+4.01	9 / 69
2019	+9.21%	-1.02%	+10.23	1 / 69
2018	+7.32%	+1.75%	+5.57	9 / 65
2017	+57.63%	+2.28%	+55.35	1 / 62
2016	+11.01%	+2.32%	+8.69	1 / 61

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.85%

150 windows

min 1.1% · max 66.9%

100% positive

3-Year rolling

+12.04%

125 windows

min 4.8% · max 25.7%

100% positive

5-Year rolling

+12.60%

102 windows

min 6.0% · max 18.8%

100% positive

7-Year rolling

+12.24%

78 windows

min 6.4% · max 15.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.49%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.20%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Direct Plan - Daily IDCW	HDFC	₹10.0655	3 Jun 2026
NIPPON INDIA LOW DURATION FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,012.2892	3 Jun 2026
SBI Low Duration Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,473.8948	3 Jun 2026
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,086.9776	3 Jun 2026
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW	Bandhan	₹10.1108	3 Jun 2026
Aditya Birla Sun Life Low Duration Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.0001	3 Jun 2026
Franklin India Low Duration Fund-Direct-IDCW	Franklin India	₹10.5878	3 Jun 2026
Mirae Asset Low Duration Fund - Direct Plan - Daily IDCW	Mirae Asset	₹1,208.9337	3 Jun 2026
Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option	Kotak	₹1,000.2840	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹4,153.7681
2 Jun 2026	₹4,153.3234
1 Jun 2026	₹4,151.8233
29 May 2026	₹4,148.9767
27 May 2026	₹4,145.8816
26 May 2026	₹4,144.3526
25 May 2026	₹4,144.5011
22 May 2026	₹4,141.6214
21 May 2026	₹4,141.0630
20 May 2026	₹4,144.6504

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) is ₹4,153.7681. It's a Low Duration Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) has delivered a absolute return of 5.70% — +5.88 pp ahead of the Low Duration Fund category average of -0.19%. The fund ranks #21 of 86 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) has delivered a CAGR of 7.08% — +4.86 pp ahead of the Low Duration Fund category average of 2.22%. The fund ranks #16 of 76 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) has delivered a CAGR of 6.18% — +4.05 pp ahead of the Low Duration Fund category average of 2.13%. The fund ranks #15 of 69 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹292,269 today — a multiplier of 2.92×, based on the 10-year CAGR of 11.32%. The category average over the same window would have grown ₹1 lakh to ₹117,784.

A ₹10,000 monthly SIP in Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹711,170 today. That's an XIRR (money-weighted annualised return) of 6.73%.

A ₹10,000 monthly SIP for 10 years in Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) = ₹1,170,000 invested. It would currently be worth ₹1,772,664 (multiplier 1.52×). XIRR: 8.21%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) ranks #15 out of 69 funds in the Low Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.13%; this fund delivered 6.18%.

The worst peak-to-trough decline Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 0.40% — its NAV fell from a high on 02 May 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) averaged 12.60% (best 18.79%, worst 6.01%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.74 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) returned 7.47% — beating the Low Duration Fund category average of 2.26% by 5.21 pp. It ranked #18 of 73 in its category that year.

Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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