Should I invest in IDFC Classic Equity Fund-Plan A?

We don't give personal investment advice. IDFC Classic Equity Fund-Plan A- Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 17.16%.

IDFC

IDFC Classic Equity Fund-Plan A- Growth

Latest NAV

₹136.1750

As of

3 Jun 2026

4,436 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.11%	+0.09	16 / 32	Q2
1W	-1.93%	-1.76%	-0.17	18 / 32	Q3
2W	-0.56%	-0.27%	-0.29	19 / 32	Q3
1M	-0.86%	-1.02%	+0.17	13 / 32	Q2
3M	+1.51%	-1.18%	+2.69	7 / 32	Q1
6M	-2.24%	-5.43%	+3.18	6 / 32	Q1
YTD	-2.03%	-5.57%	+3.54	4 / 32	Q1
1Y	+4.90%	-1.21%	+6.11	3 / 32	Q1
2Y	+6.72%	+1.22%	+5.50	2 / 32	Q1
3Y	+21.29%	+13.45%	+7.83	2 / 32	Q1
4Y	+20.76%	+13.62%	+7.14	1 / 32	Q1
5Y	+17.16%	+11.89%	+5.27	2 / 32	Q1
7Y	+16.89%	+12.99%	+3.91	3 / 32	Q1
10Y	+15.66%	+11.48%	+4.18	2 / 32	Q1
Inception	+11.64%	+9.20%	+2.43	11 / 29	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.03%	-5.57%	+3.54	4 / 32
2025	+7.01%	+2.91%	+4.10	6 / 32
2024	+28.09%	+19.92%	+8.17	3 / 32
2023	+36.27%	+27.73%	+8.54	2 / 32
2022	+6.93%	+2.49%	+4.44	12 / 32
2021	+33.17%	+32.49%	+0.69	15 / 32
2020	+12.76%	+13.97%	-1.21	19 / 32
2019	+3.72%	+4.84%	-1.12	18 / 32
2018	-4.70%	-10.87%	+6.16	6 / 32
2017	+36.39%	+31.34%	+5.04	11 / 32
2016	+7.58%	+2.52%	+5.06	6 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.34%

208 windows

min -32.7% · max 82.6%

80% positive

3-Year rolling

+13.80%

183 windows

min -8.3% · max 31.1%

95% positive

5-Year rolling

+13.66%

159 windows

min -1.5% · max 29.3%

99% positive

7-Year rolling

+12.95%

135 windows

min 5.7% · max 18.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.58%

3-year · annualised

Sharpe ratio

0.96

vs risk-free 6.5%

Sortino ratio

1.60

Downside-only deviation

Max drawdown

-18.36%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹282.7709	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.7310	3 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.2030	3 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹239.5300	3 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹177.6776	3 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹97.8700	3 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹129.9500	3 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹74.2930	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹136.1750
2 Jun 2026	₹136.9810
1 Jun 2026	₹136.7000
31 May 2026	₹137.8510
29 May 2026	₹137.8610
27 May 2026	₹139.9230
26 May 2026	₹139.6830
25 May 2026	₹139.5880
22 May 2026	₹138.2230
21 May 2026	₹138.3720

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of IDFC Classic Equity Fund-Plan A- Growth is ₹136.1750. It's a Large & Mid Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

IDFC Classic Equity Fund-Plan A- Growth has NAV history starting from 02 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Classic Equity Fund-Plan A- Growth is managed by IDFC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Classic Equity Fund-Plan A- Growth has delivered a absolute return of 4.90% — +6.11 pp ahead of the Large & Mid Cap Fund category average of -1.21%. The fund ranks #3 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, IDFC Classic Equity Fund-Plan A- Growth has delivered a CAGR of 21.29% — +7.83 pp ahead of the Large & Mid Cap Fund category average of 13.45%. The fund ranks #2 of 32 in its category — the top (Q1) quartile.

Over the trailing 5-year window, IDFC Classic Equity Fund-Plan A- Growth has delivered a CAGR of 17.16% — +5.27 pp ahead of the Large & Mid Cap Fund category average of 11.89%. The fund ranks #2 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in IDFC Classic Equity Fund-Plan A- Growth exactly 10 years ago would be worth approximately ₹428,535 today — a multiplier of 4.29×, based on the 10-year CAGR of 15.66%. The category average over the same window would have grown ₹1 lakh to ₹296,438.

A ₹10,000 monthly SIP in IDFC Classic Equity Fund-Plan A- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹903,781 today. That's an XIRR (money-weighted annualised return) of 16.38%.

A ₹10,000 monthly SIP for 10 years in IDFC Classic Equity Fund-Plan A- Growth = ₹1,200,000 invested. It would currently be worth ₹2,852,615 (multiplier 2.38×). XIRR: 16.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC Classic Equity Fund-Plan A- Growth ranks #2 out of 32 funds in the Large & Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.89%; this fund delivered 17.16%.

The worst peak-to-trough decline IDFC Classic Equity Fund-Plan A- Growth has experienced over the last 5-year window is 18.68% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Classic Equity Fund-Plan A- Growth averaged 13.66% (best 29.33%, worst -1.50%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.73 — reasonable risk-adjusted performance.

In calendar year 2025, IDFC Classic Equity Fund-Plan A- Growth returned 7.01% — beating the Large & Mid Cap Fund category average of 2.91% by 4.10 pp. It ranked #6 of 32 in its category that year.

IDFC Classic Equity Fund-Plan A- Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. IDFC Classic Equity Fund-Plan A- Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 17.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.