Should I invest in IDFC Classic Equity Fund-Plan A?

We don't give personal investment advice. IDFC Classic Equity Fund-Plan A- Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 8.15%.

IDFC

IDFC Classic Equity Fund-Plan A- Dividend

Latest NAV

₹26.9320

As of

3 Jun 2026

4,436 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.11%	+0.10	15 / 32	Q2
1W	-1.93%	-1.76%	-0.17	17 / 32	Q3
2W	-0.56%	-0.27%	-0.29	20 / 32	Q3
1M	-0.85%	-1.02%	+0.17	12 / 32	Q2
3M	-8.06%	-1.18%	-6.88	29 / 32	Q4
6M	-11.46%	-5.43%	-6.03	28 / 32	Q4
YTD	-11.27%	-5.57%	-5.70	29 / 32	Q4
1Y	-4.99%	-1.21%	-3.78	23 / 32	Q3
2Y	-2.03%	+1.22%	-3.25	25 / 32	Q4
3Y	+9.75%	+13.45%	-3.71	24 / 32	Q3
4Y	+10.65%	+13.62%	-2.97	25 / 32	Q4
5Y	+8.15%	+11.89%	-3.74	26 / 32	Q4
7Y	+8.77%	+12.99%	-4.22	26 / 32	Q4
10Y	+7.75%	+11.48%	-3.73	27 / 32	Q4
Inception	+3.88%	+9.20%	-5.32	25 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.27%	-5.57%	-5.70	29 / 32
2025	-0.44%	+2.91%	-3.35	22 / 32
2024	+19.08%	+19.92%	-0.84	14 / 32
2023	+28.87%	+27.73%	+1.14	18 / 32
2022	+1.80%	+2.49%	-0.69	20 / 32
2021	+26.58%	+32.49%	-5.91	28 / 32
2020	+1.60%	+13.97%	-12.37	32 / 32
2019	-2.35%	+4.84%	-7.18	29 / 32
2018	-10.51%	-10.87%	+0.36	15 / 32
2017	+25.68%	+31.34%	-5.67	25 / 32
2016	-1.31%	+2.52%	-3.84	27 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.81%

208 windows

min -39.4% · max 82.8%

59% positive

3-Year rolling

+5.71%

183 windows

min -15.0% · max 26.8%

78% positive

5-Year rolling

+5.59%

159 windows

min -9.0% · max 21.8%

82% positive

7-Year rolling

+4.90%

135 windows

min -1.6% · max 11.1%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.31%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-26.05%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹282.7709	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.7310	3 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.2030	3 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹239.5300	3 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹177.6776	3 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹97.8700	3 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹129.9500	3 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹74.2930	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹26.9320
2 Jun 2026	₹27.0920
1 Jun 2026	₹27.0360
31 May 2026	₹27.2640
29 May 2026	₹27.2660
27 May 2026	₹27.6740
26 May 2026	₹27.6260
25 May 2026	₹27.6070
22 May 2026	₹27.3370
21 May 2026	₹27.3670

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of IDFC Classic Equity Fund-Plan A- Dividend is ₹26.9320. It's a Large & Mid Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

IDFC Classic Equity Fund-Plan A- Dividend has NAV history starting from 02 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Classic Equity Fund-Plan A- Dividend is managed by IDFC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Classic Equity Fund-Plan A- Dividend has delivered a absolute return of -4.99% — -3.78 pp behind the Large & Mid Cap Fund category average of -1.21%. The fund ranks #23 of 32 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC Classic Equity Fund-Plan A- Dividend has delivered a CAGR of 9.75% — -3.71 pp behind the Large & Mid Cap Fund category average of 13.45%. The fund ranks #24 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, IDFC Classic Equity Fund-Plan A- Dividend has delivered a CAGR of 8.15% — -3.74 pp behind the Large & Mid Cap Fund category average of 11.89%. The fund ranks #26 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in IDFC Classic Equity Fund-Plan A- Dividend exactly 10 years ago would be worth approximately ₹210,857 today — a multiplier of 2.11×, based on the 10-year CAGR of 7.75%. The category average over the same window would have grown ₹1 lakh to ₹296,438.

A ₹10,000 monthly SIP in IDFC Classic Equity Fund-Plan A- Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹701,914 today. That's an XIRR (money-weighted annualised return) of 6.21%.

A ₹10,000 monthly SIP for 10 years in IDFC Classic Equity Fund-Plan A- Dividend = ₹1,200,000 invested. It would currently be worth ₹1,825,273 (multiplier 1.52×). XIRR: 8.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC Classic Equity Fund-Plan A- Dividend ranks #26 out of 32 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.89%; this fund delivered 8.15%.

The worst peak-to-trough decline IDFC Classic Equity Fund-Plan A- Dividend has experienced over the last 5-year window is 26.05% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Classic Equity Fund-Plan A- Dividend averaged 5.59% (best 21.79%, worst -8.99%). 82% of rolling windows ended positive. The 5-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, IDFC Classic Equity Fund-Plan A- Dividend returned -0.44% — lagging the Large & Mid Cap Fund category average of 2.91% by 3.35 pp. It ranked #22 of 32 in its category that year.

IDFC Classic Equity Fund-Plan A- Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. IDFC Classic Equity Fund-Plan A- Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 8.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.