Should I invest in ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 0.50%.

ICICI Prudential

ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW

Latest NAV

₹12.0099

As of

3 Jun 2026

3,840 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+48.26%	-48.15	10 / 18	Q3
1W	-0.37%	+48.12%	-48.49	14 / 18	Q4
2W	+0.10%	+48.53%	-48.43	9 / 18	Q2
1M	+0.13%	+48.57%	-48.45	5 / 18	Q2
3M	+0.48%	+48.40%	-47.92	6 / 18	Q2
6M	-1.69%	+49.45%	-51.14	8 / 18	Q2
YTD	-0.21%	+46.71%	-46.92	6 / 18	Q2
1Y	+0.34%	+52.85%	-52.50	6 / 18	Q2
2Y	+0.99%	+13.97%	-12.98	6 / 18	Q2
3Y	+0.93%	+0.79%	+0.13	7 / 15	Q2
4Y	+1.56%	+1.39%	+0.18	6 / 15	Q2
5Y	+0.50%	+1.28%	-0.78	7 / 13	Q3
7Y	+0.66%	+1.32%	-0.66	5 / 11	Q2
10Y	+0.30%	+0.69%	-0.39	7 / 11	Q3
Inception	+1.17%	+19.56%	-18.38	9 / 15	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.21%	-3.03%	+2.82	1 / 12
2025	+4.35%	-0.79%	+5.13	1 / 14
2024	+0.15%	+1.77%	-1.62	11 / 14
2023	+1.08%	+3.34%	-2.26	12 / 14
2022	-1.68%	+56.80%	-58.48	9 / 15
2021	+0.88%	+0.49%	+0.39	10 / 14
2020	+1.23%	+4.02%	-2.79	10 / 12
2019	+0.42%	-0.56%	+0.98	5 / 12
2018	-0.91%	-3.29%	+2.38	3 / 12
2017	-2.02%	+3.23%	-5.25	12 / 12
2016	-0.12%	+0.92%	-1.04	7 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.15%

182 windows

min -8.2% · max 12.7%

59% positive

3-Year rolling

+0.84%

158 windows

min -3.4% · max 6.1%

71% positive

5-Year rolling

+0.66%

133 windows

min -2.0% · max 3.9%

73% positive

7-Year rolling

+0.54%

109 windows

min -1.2% · max 2.1%

74% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.59%

3-year · annualised

Sharpe ratio

-1.19

vs risk-free 6.5%

Sortino ratio

-1.66

Downside-only deviation

Max drawdown

-5.21%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW	ICICI Prudential	₹12.8911	3 Jun 2026
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW	Bandhan	₹11.0108	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW	Parag Parikh	₹10.5758	3 Jun 2026
BARODA BNP PARIBAS Conservative hybrid Fund-Regular Plan-Monthly IDCW Option	Baroda BNP Paribas	₹10.5476	3 Jun 2026
CANARA ROBECO CONSERVATIVE HYBRID FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)	Canara Robeco	₹13.2855	3 Jun 2026
Axis Conservative Hybrid Fund - Regular Plan - Annual IDCW	Axis	₹13.4424	3 Jun 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan -Income Distribution cum Capital Withdrawal (IDCW)	Sundaram	₹18.1133	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.0099
2 Jun 2026	₹12.0266
1 Jun 2026	₹12.0130
29 May 2026	₹12.0367
27 May 2026	₹12.0681
26 May 2026	₹12.0716
25 May 2026	₹12.0707
22 May 2026	₹12.0180
21 May 2026	₹12.0052
20 May 2026	₹12.0121

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW is ₹12.0099. It's a Conservative Hybrid Fund from ICICI Prudential, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW has NAV history starting from 07 Jul 2010, a track record of about 15 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW has delivered a absolute return of 0.34% — -52.5 pp behind the Conservative Hybrid Fund category average of 52.85%. The fund ranks #6 of 18 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW has delivered a CAGR of 0.93% — +0.13 pp ahead of the Conservative Hybrid Fund category average of 0.79%. The fund ranks #7 of 15 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW has delivered a CAGR of 0.50% — -0.78 pp behind the Conservative Hybrid Fund category average of 1.28%. The fund ranks #7 of 13 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW exactly 10 years ago would be worth approximately ₹103,021 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.30%. The category average over the same window would have grown ₹1 lakh to ₹107,072.

A ₹10,000 monthly SIP in ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹619,975 today. That's an XIRR (money-weighted annualised return) of 1.29%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,247,230 (multiplier 1.04×). XIRR: 0.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW ranks #7 out of 13 funds in the Conservative Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.28%; this fund delivered 0.50%.

The worst peak-to-trough decline ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW has experienced over the last 5-year window is 7.61% — its NAV fell from a high on 30 Sep 2021 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW averaged 0.66% (best 3.88%, worst -1.95%). 73% of rolling windows ended positive. The 5-year Sharpe ratio is -1.22 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW returned 4.35% — beating the Conservative Hybrid Fund category average of -0.79% by 5.13 pp. It ranked #1 of 14 in its category that year.

ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 0.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.