Should I invest in Parag Parikh Conservative Hybrid Fund - Monthly IDCW?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: 1.58%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW

Latest NAV

₹10.7948

As of

17 Jul 2026

1,245 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+0.07%	+0.05	8 / 15	Q3
1W	+0.06%	+0.05%	+0.00	10 / 15	Q3
2W	-0.09%	+0.19%	-0.28	15 / 15	Q4
1M	+0.41%	+0.40%	+0.01	8 / 15	Q3
3M	+0.71%	+0.46%	+0.25	6 / 15	Q2
6M	-0.39%	-0.61%	+0.22	5 / 15	Q2
YTD	-0.31%	-1.20%	+0.89	5 / 15	Q2
1Y	-1.72%	-1.84%	+0.13	6 / 15	Q2
2Y	-1.37%	-0.87%	-0.50	9 / 15	Q3
3Y	+1.33%	+1.01%	+0.32	7 / 15	Q2
4Y	+1.33%	+1.67%	-0.34	7 / 15	Q2
5Y	+1.58%	+1.53%	+0.04	5 / 13	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.49%	+1.56%	-0.07	6 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.31%	-1.58%	+1.27	3 / 12
2025	+0.78%	-0.79%	+1.57	7 / 14
2024	+1.90%	+1.77%	+0.13	6 / 14
2023	+3.30%	+3.34%	-0.03	8 / 14
2022	+0.58%	-2.02%	+2.60	4 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.63%

51 windows

min -4.0% · max 7.6%

75% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.29%

27 windows

min 0.8% · max 3.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.49%

2 windows

min 1.4% · max 1.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.87%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-2.10

Downside-only deviation

Max drawdown

-6.41%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW	ICICI Prudential	₹13.1634	17 Jul 2026
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW	Bandhan	₹11.2536	17 Jul 2026
BARODA BNP PARIBAS Conservative hybrid Fund-Regular Plan-Monthly IDCW Option	Baroda BNP Paribas	₹10.6875	17 Jul 2026
CANARA ROBECO CONSERVATIVE HYBRID FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)	Canara Robeco	₹13.4607	17 Jul 2026
Axis Conservative Hybrid Fund - Regular Plan - Annual IDCW	Axis	₹13.7500	17 Jul 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan -Income Distribution cum Capital Withdrawal (IDCW)	Sundaram	₹18.4064	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.7948
16 Jul 2026	₹10.7814
15 Jul 2026	₹10.7721
14 Jul 2026	₹10.7637
13 Jul 2026	₹10.7814
10 Jul 2026	₹10.7886
9 Jul 2026	₹10.7722
8 Jul 2026	₹10.7751
7 Jul 2026	₹10.8061
6 Jul 2026	₹10.8052

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is ₹10.7948. It's a Conservative Hybrid Fund from Parag Parikh, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has NAV history starting from 28 May 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a absolute return of -1.72% — +0.13 pp ahead of the Conservative Hybrid Fund category average of -1.84%. The fund ranks #6 of 15 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a CAGR of 1.33% — +0.32 pp ahead of the Conservative Hybrid Fund category average of 1.01%. The fund ranks #7 of 15 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a CAGR of 1.58% — +0.04 pp ahead of the Conservative Hybrid Fund category average of 1.53%. The fund ranks #5 of 13 in its category — the second (Q2) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW exactly 5 years ago would be worth approximately ₹108,138 today — a multiplier of 1.08×, based on the 5-year CAGR of 1.58%. The category average over the same window would have grown ₹1 lakh to ₹107,899.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹613,595 today. That's an XIRR (money-weighted annualised return) of 0.88%.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹613,595 — XIRR 0.88%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW ranks #5 out of 13 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.53%; this fund delivered 1.58%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has experienced over the last 5-year window is 6.41% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW averaged 1.49% (best 1.58%, worst 1.39%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.34 — negative risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW returned 0.78% — beating the Conservative Hybrid Fund category average of -0.79% by 1.57 pp. It ranked #7 of 14 in its category that year.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: 1.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.