Should I invest in Parag Parikh Conservative Hybrid Fund - Monthly IDCW?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: 1.11%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW

Latest NAV

₹10.5758

As of

3 Jun 2026

1,214 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	+48.26%	-48.31	17 / 18	Q4
1W	-0.05%	+48.12%	-48.17	6 / 18	Q2
2W	-0.30%	+48.53%	-48.83	17 / 18	Q4
1M	-0.82%	+48.57%	-49.40	16 / 18	Q4
3M	-2.53%	+48.40%	-50.93	13 / 18	Q3
6M	-2.75%	+49.45%	-52.19	10 / 18	Q3
YTD	-2.24%	+46.71%	-48.95	9 / 18	Q2
1Y	-3.84%	+52.85%	-56.69	9 / 18	Q2
2Y	-1.62%	+13.97%	-15.58	12 / 18	Q3
3Y	+0.80%	+0.79%	+0.01	8 / 15	Q3
4Y	+1.11%	+1.39%	-0.28	7 / 15	Q2
5Y	+1.11%	+1.28%	-0.16	6 / 13	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.14%	+19.56%	-18.42	10 / 15	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.24%	-3.03%	+0.79	4 / 12
2025	+0.78%	-0.79%	+1.57	7 / 14
2024	+1.90%	+1.77%	+0.13	6 / 14
2023	+3.30%	+3.34%	-0.03	8 / 14
2022	+0.58%	+56.80%	-56.22	7 / 15
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.67%

50 windows

min -3.8% · max 7.0%

72% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.25%

25 windows

min 0.8% · max 3.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.11%

1 window

min 1.1% · max 1.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.67%

3-year · annualised

Sharpe ratio

-1.53

vs risk-free 6.5%

Sortino ratio

-2.16

Downside-only deviation

Max drawdown

-6.41%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW	ICICI Prudential	₹12.8911	3 Jun 2026
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW	Bandhan	₹11.0108	3 Jun 2026
BARODA BNP PARIBAS Conservative hybrid Fund-Regular Plan-Monthly IDCW Option	Baroda BNP Paribas	₹10.5476	3 Jun 2026
CANARA ROBECO CONSERVATIVE HYBRID FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)	Canara Robeco	₹13.2855	3 Jun 2026
Axis Conservative Hybrid Fund - Regular Plan - Annual IDCW	Axis	₹13.4424	3 Jun 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan -Income Distribution cum Capital Withdrawal (IDCW)	Sundaram	₹18.1133	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.5758
2 Jun 2026	₹10.5856
1 Jun 2026	₹10.5904
29 May 2026	₹10.5789
27 May 2026	₹10.5961
26 May 2026	₹10.5912
25 May 2026	₹10.5936
22 May 2026	₹10.6076
21 May 2026	₹10.6162
20 May 2026	₹10.6112

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is ₹10.5758. It's a Conservative Hybrid Fund from Parag Parikh, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has NAV history starting from 28 May 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a absolute return of -3.84% — -56.69 pp behind the Conservative Hybrid Fund category average of 52.85%. The fund ranks #9 of 18 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a CAGR of 0.80% — +0.01 pp ahead of the Conservative Hybrid Fund category average of 0.79%. The fund ranks #8 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has delivered a CAGR of 1.11% — -0.16 pp behind the Conservative Hybrid Fund category average of 1.28%. The fund ranks #6 of 13 in its category — the second (Q2) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW exactly 5 years ago would be worth approximately ₹105,700 today — a multiplier of 1.06×, based on the 5-year CAGR of 1.11%. The category average over the same window would have grown ₹1 lakh to ₹106,564.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹604,657 today. That's an XIRR (money-weighted annualised return) of 0.30%.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹604,657 — XIRR 0.30%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW ranks #6 out of 13 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.28%; this fund delivered 1.11%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW has experienced over the last 5-year window is 6.41% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW averaged 1.11% (best 1.11%, worst 1.11%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.63 — negative risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW returned 0.78% — beating the Conservative Hybrid Fund category average of -0.79% by 1.57 pp. It ranked #7 of 14 in its category that year.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: 1.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.