ICICI Prudential

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW

Latest NAV

₹13.1634

As of

17 Jul 2026

3,862 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.07%	+0.01	10 / 15	Q3
1W	-0.10%	+0.05%	-0.15	12 / 15	Q4
2W	-0.07%	+0.19%	-0.25	13 / 15	Q4
1M	+0.88%	+0.40%	+0.48	5 / 15	Q2
3M	+1.78%	+0.46%	+1.32	2 / 15	Q1
6M	+1.62%	-0.61%	+2.23	3 / 15	Q1
YTD	+1.33%	-1.20%	+2.53	3 / 15	Q1
1Y	-1.72%	-1.84%	+0.13	5 / 15	Q2
2Y	-0.67%	-0.87%	+0.20	8 / 15	Q3
3Y	-0.05%	+1.01%	-1.06	10 / 15	Q3
4Y	+1.24%	+1.67%	-0.43	8 / 15	Q3
5Y	+0.57%	+1.53%	-0.96	8 / 13	Q3
7Y	+0.89%	+1.62%	-0.73	6 / 11	Q3
10Y	+0.17%	+0.69%	-0.52	7 / 11	Q3
Inception	+1.73%	+1.56%	+0.17	4 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.33%	-1.58%	+2.91	2 / 12
2025	+1.99%	-0.79%	+2.78	5 / 14
2024	-2.33%	+1.77%	-4.09	13 / 14
2023	+2.04%	+3.34%	-1.30	10 / 14
2022	+1.44%	-2.02%	+3.46	2 / 12
2021	-4.38%	+4.94%	-9.32	11 / 11
2020	+2.73%	+4.02%	-1.30	6 / 12
2019	+2.02%	-0.56%	+2.57	4 / 12
2018	+0.98%	-3.29%	+4.27	2 / 12
2017	+1.50%	+3.23%	-1.73	8 / 12
2016	-1.61%	+0.92%	-2.53	8 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.56%

183 windows

min -7.7% · max 20.3%

62% positive

3-Year rolling

+1.58%

159 windows

min -2.3% · max 9.6%

84% positive

5-Year rolling

+1.53%

135 windows

min -0.9% · max 5.0%

87% positive

7-Year rolling

+1.39%

110 windows

min -0.3% · max 4.4%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.83%

3-year · annualised

Sharpe ratio

-0.80

vs risk-free 6.5%

Sortino ratio

-0.90

Downside-only deviation

Max drawdown

-9.00%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW	ICICI Prudential	₹12.2349	17 Jul 2026
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW	Bandhan	₹11.2536	17 Jul 2026
Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW	Parag Parikh	₹10.7948	17 Jul 2026
BARODA BNP PARIBAS Conservative hybrid Fund-Regular Plan-Monthly IDCW Option	Baroda BNP Paribas	₹10.6875	17 Jul 2026
CANARA ROBECO CONSERVATIVE HYBRID FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)	Canara Robeco	₹13.4607	17 Jul 2026
Axis Conservative Hybrid Fund - Regular Plan - Annual IDCW	Axis	₹13.7500	17 Jul 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan -Income Distribution cum Capital Withdrawal (IDCW)	Sundaram	₹18.4064	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.1634
16 Jul 2026	₹13.1530
15 Jul 2026	₹13.1541
14 Jul 2026	₹13.1416
13 Jul 2026	₹13.1860
10 Jul 2026	₹13.1767
9 Jul 2026	₹13.1324
8 Jul 2026	₹13.1054
7 Jul 2026	₹13.1940
6 Jul 2026	₹13.1961

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is ₹13.1634. It's a Conservative Hybrid Fund from ICICI Prudential, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has NAV history starting from 20 Jul 2010, a track record of about 15 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a absolute return of -1.72% — +0.13 pp ahead of the Conservative Hybrid Fund category average of -1.84%. The fund ranks #5 of 15 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a CAGR of -0.05% — -1.06 pp behind the Conservative Hybrid Fund category average of 1.01%. The fund ranks #10 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a CAGR of 0.57% — -0.96 pp behind the Conservative Hybrid Fund category average of 1.53%. The fund ranks #8 of 13 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹101,744 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.17%. The category average over the same window would have grown ₹1 lakh to ₹107,144.

A ₹10,000 monthly SIP in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹613,568 today. That's an XIRR (money-weighted annualised return) of 0.88%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,241,433 (multiplier 1.03×). XIRR: 0.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW ranks #8 out of 13 funds in the Conservative Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.53%; this fund delivered 0.57%.

The worst peak-to-trough decline ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has experienced over the last 5-year window is 9.00% — its NAV fell from a high on 23 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW averaged 1.53% (best 5.02%, worst -0.88%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.78 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW returned 1.99% — beating the Conservative Hybrid Fund category average of -0.79% by 2.78 pp. It ranked #5 of 14 in its category that year.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 0.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.