ICICI Prudential

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW

Latest NAV

₹12.8911

As of

3 Jun 2026

3,831 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+48.26%	-48.15	11 / 18	Q3
1W	-0.37%	+48.12%	-48.49	13 / 18	Q3
2W	+0.10%	+48.53%	-48.43	10 / 18	Q3
1M	+0.13%	+48.57%	-48.45	6 / 18	Q2
3M	+0.06%	+48.40%	-48.33	7 / 18	Q2
6M	-0.59%	+49.45%	-50.03	6 / 18	Q2
YTD	-0.63%	+46.71%	-47.34	7 / 18	Q2
1Y	-2.33%	+52.85%	-55.17	8 / 18	Q2
2Y	-0.35%	+13.97%	-14.32	10 / 18	Q3
3Y	+0.14%	+0.79%	-0.65	9 / 15	Q3
4Y	+0.95%	+1.39%	-0.43	8 / 15	Q3
5Y	+0.28%	+1.28%	-1.00	9 / 13	Q3
7Y	+0.62%	+1.32%	-0.70	6 / 11	Q3
10Y	+0.30%	+0.69%	-0.39	6 / 11	Q3
Inception	+1.62%	+19.56%	-17.93	7 / 15	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.63%	-3.03%	+2.41	2 / 12
2025	+1.99%	-0.79%	+2.78	5 / 14
2024	-2.33%	+1.77%	-4.09	13 / 14
2023	+2.04%	+3.34%	-1.30	10 / 14
2022	+1.44%	+56.80%	-55.36	5 / 15
2021	-4.38%	+0.49%	-4.87	11 / 14
2020	+2.73%	+4.02%	-1.30	6 / 12
2019	+2.02%	-0.56%	+2.57	4 / 12
2018	+0.98%	-3.29%	+4.27	2 / 12
2017	+1.50%	+3.23%	-1.73	8 / 12
2016	-1.61%	+0.92%	-2.53	8 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.76%

182 windows

min -7.4% · max 19.4%

65% positive

3-Year rolling

+1.65%

157 windows

min -2.7% · max 9.4%

84% positive

5-Year rolling

+1.53%

133 windows

min -0.8% · max 5.6%

88% positive

7-Year rolling

+1.44%

109 windows

min -0.1% · max 4.2%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.44%

3-year · annualised

Sharpe ratio

-0.82

vs risk-free 6.5%

Sortino ratio

-0.94

Downside-only deviation

Max drawdown

-9.00%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW	ICICI Prudential	₹12.0099	3 Jun 2026
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW	Bandhan	₹11.0108	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Regular Plan - Monthly IDCW	Parag Parikh	₹10.5758	3 Jun 2026
BARODA BNP PARIBAS Conservative hybrid Fund-Regular Plan-Monthly IDCW Option	Baroda BNP Paribas	₹10.5476	3 Jun 2026
CANARA ROBECO CONSERVATIVE HYBRID FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)	Canara Robeco	₹13.2855	3 Jun 2026
Axis Conservative Hybrid Fund - Regular Plan - Annual IDCW	Axis	₹13.4424	3 Jun 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan -Income Distribution cum Capital Withdrawal (IDCW)	Sundaram	₹18.1133	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.8911
2 Jun 2026	₹12.9090
1 Jun 2026	₹12.8945
29 May 2026	₹12.9199
27 May 2026	₹12.9536
26 May 2026	₹12.9573
25 May 2026	₹12.9564
22 May 2026	₹12.8998
21 May 2026	₹12.8860
20 May 2026	₹12.8935

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is ₹12.8911. It's a Conservative Hybrid Fund from ICICI Prudential, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has NAV history starting from 20 Jul 2010, a track record of about 15 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a absolute return of -2.33% — -55.17 pp behind the Conservative Hybrid Fund category average of 52.85%. The fund ranks #8 of 18 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a CAGR of 0.14% — -0.65 pp behind the Conservative Hybrid Fund category average of 0.79%. The fund ranks #9 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has delivered a CAGR of 0.28% — -1 pp behind the Conservative Hybrid Fund category average of 1.28%. The fund ranks #9 of 13 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹103,033 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.30%. The category average over the same window would have grown ₹1 lakh to ₹107,072.

A ₹10,000 monthly SIP in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹603,361 today. That's an XIRR (money-weighted annualised return) of 0.22%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,220,528 (multiplier 1.02×). XIRR: 0.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW ranks #9 out of 13 funds in the Conservative Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.28%; this fund delivered 0.28%.

The worst peak-to-trough decline ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW has experienced over the last 5-year window is 9.00% — its NAV fell from a high on 23 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW averaged 1.53% (best 5.61%, worst -0.83%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.87 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW returned 1.99% — beating the Conservative Hybrid Fund category average of -0.79% by 2.78 pp. It ranked #5 of 14 in its category that year.

ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 0.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.