Should I invest in ICICI Prudential Equity & Debt Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Half Yearly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 6.68%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Half Yearly IDCW

Latest NAV

₹24.8000

As of

3 Jun 2026

2,850 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+10.29%	-10.17	23 / 37	Q3
1W	-1.58%	+9.11%	-10.69	25 / 37	Q3
2W	-0.56%	+9.94%	-10.50	23 / 37	Q3
1M	-2.09%	+9.09%	-11.18	28 / 37	Q4
3M	-7.17%	+8.02%	-15.19	32 / 37	Q4
6M	-9.37%	+5.31%	-14.68	28 / 36	Q4
YTD	-9.27%	+4.85%	-14.12	28 / 36	Q4
1Y	-7.45%	+7.28%	-14.72	26 / 36	Q3
2Y	-3.71%	+3.65%	-7.36	25 / 36	Q3
3Y	+5.87%	+9.44%	-3.57	25 / 36	Q3
4Y	+5.76%	+9.24%	-3.48	24 / 35	Q3
5Y	+6.68%	+8.27%	-1.59	23 / 33	Q3
7Y	+8.60%	+8.65%	-0.04	18 / 30	Q3
10Y	+8.33%	+7.76%	+0.57	17 / 28	Q3
Inception	+7.79%	+7.16%	+0.63	17 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.27%	-6.67%	-2.60	23 / 31
2025	+2.78%	+13.04%	-10.26	19 / 34
2024	+7.55%	+11.71%	-4.16	25 / 34
2023	+17.12%	+15.66%	+1.46	13 / 34
2022	+3.26%	+1.00%	+2.27	14 / 34
2021	+29.78%	+21.44%	+8.34	7 / 34
2020	+8.83%	+9.68%	-0.85	16 / 34
2019	+9.03%	+3.54%	+5.49	8 / 32
2018	-7.19%	-7.66%	+0.47	15 / 32
2017	+16.51%	+16.43%	+0.08	16 / 32
2016	+8.21%	+2.00%	+6.21	4 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.75%

129 windows

min -23.7% · max 69.1%

75% positive

3-Year rolling

+9.68%

105 windows

min -7.4% · max 22.9%

94% positive

5-Year rolling

+10.29%

81 windows

min -1.2% · max 18.2%

99% positive

7-Year rolling

+10.06%

56 windows

min 8.0% · max 11.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.33%

3-year · annualised

Sharpe ratio

-0.01

vs risk-free 6.5%

Sortino ratio

-0.02

Downside-only deviation

Max drawdown

-18.48%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹65.1273	3 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹42.1200	3 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.5483	3 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.6150	3 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1570	3 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹89.4500	3 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹393.2851	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.4500	2 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹163.8600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹24.8000
2 Jun 2026	₹24.8600
1 Jun 2026	₹24.8300
29 May 2026	₹24.9800
27 May 2026	₹25.2600
26 May 2026	₹25.2600
25 May 2026	₹25.3200
22 May 2026	₹25.1000
21 May 2026	₹25.0500
20 May 2026	₹25.0300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity & Debt Fund - Half Yearly IDCW is ₹24.8000. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Half Yearly IDCW has NAV history starting from 05 Nov 2014, a track record of about 11 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW has delivered a absolute return of -7.45% — -14.72 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #26 of 36 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW has delivered a CAGR of 5.87% — -3.57 pp behind the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #25 of 36 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW has delivered a CAGR of 6.68% — -1.59 pp behind the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #23 of 33 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹222,560 today — a multiplier of 2.23×, based on the 10-year CAGR of 8.33%. The category average over the same window would have grown ₹1 lakh to ₹211,131.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹644,436 today. That's an XIRR (money-weighted annualised return) of 2.82%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,772,473 (multiplier 1.48×). XIRR: 7.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW ranks #23 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.27%; this fund delivered 6.68%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Half Yearly IDCW has experienced over the last 5-year window is 18.48% — its NAV fell from a high on 12 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW averaged 10.29% (best 18.16%, worst -1.21%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Half Yearly IDCW returned 2.78% — lagging the Aggressive Hybrid Fund category average of 13.04% by 10.26 pp. It ranked #19 of 34 in its category that year.

ICICI Prudential Equity & Debt Fund - Half Yearly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Half Yearly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 6.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.