Should I invest in ICICI Prudential Equity & Debt Fund - Monthly IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 12.86%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW

Latest NAV

₹68.6000

As of

3 Jun 2026

3,297 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+6.60%	-6.47	36 / 58	Q3
1W	-1.57%	+5.20%	-6.78	37 / 58	Q3
2W	-0.55%	+6.18%	-6.73	32 / 58	Q3
1M	-2.27%	+5.07%	-7.34	50 / 58	Q4
3M	-2.95%	+4.49%	-7.44	35 / 58	Q3
6M	-5.73%	+1.53%	-7.26	25 / 58	Q2
YTD	-5.45%	+1.04%	-6.48	26 / 58	Q2
1Y	-0.26%	+5.41%	-5.67	19 / 58	Q2
2Y	+3.30%	+4.56%	-1.26	18 / 57	Q2
3Y	+13.24%	+10.78%	+2.47	17 / 58	Q2
4Y	+12.44%	+10.80%	+1.64	23 / 55	Q2
5Y	+12.86%	+9.86%	+3.00	16 / 52	Q2
7Y	+12.24%	+10.11%	+2.13	14 / 48	Q2
10Y	+10.59%	+8.06%	+2.53	10 / 31	Q2
Inception	+10.88%	+8.46%	+2.42	23 / 58	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.45%	-6.04%	+0.59	21 / 50
2025	+10.30%	+7.92%	+2.38	6 / 56
2024	+14.45%	+14.90%	-0.45	29 / 56
2023	+23.12%	+18.81%	+4.31	12 / 56
2022	+7.55%	+1.96%	+5.58	11 / 53
2021	+34.95%	+21.02%	+13.92	4 / 54
2020	+5.10%	+13.62%	-8.51	42 / 52
2019	+1.18%	+3.69%	-2.52	31 / 47
2018	-8.05%	-8.13%	+0.08	16 / 35
2017	+16.99%	+15.92%	+1.07	20 / 35
2016	+7.89%	+0.88%	+7.02	3 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.38%

152 windows

min -28.8% · max 68.6%

81% positive

3-Year rolling

+11.12%

127 windows

min -10.0% · max 26.5%

89% positive

5-Year rolling

+10.47%

103 windows

min -3.8% · max 23.3%

96% positive

7-Year rolling

+9.57%

79 windows

min 4.1% · max 14.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.51%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.16

Downside-only deviation

Max drawdown

-12.24%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.2110	3 Jun 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹99.9127	3 Jun 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹27.9300	3 Jun 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1247	3 Jun 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.1180	3 Jun 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹69.7436	3 Jun 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹281.8300	3 Jun 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹32.9866	3 Jun 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹20.5210	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹68.6000
2 Jun 2026	₹68.7600
1 Jun 2026	₹68.6700
29 May 2026	₹69.1000
27 May 2026	₹69.8500
26 May 2026	₹69.8600
25 May 2026	₹70.0200
22 May 2026	₹69.4200
21 May 2026	₹69.2700
20 May 2026	₹69.2200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW is ₹68.6000. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW has NAV history starting from 07 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW has delivered a absolute return of -0.26% — -5.67 pp behind the Aggressive Hybrid Fund category average of 5.41%. The fund ranks #19 of 58 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 13.24% — +2.47 pp ahead of the Aggressive Hybrid Fund category average of 10.78%. The fund ranks #17 of 58 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 12.86% — +3 pp ahead of the Aggressive Hybrid Fund category average of 9.86%. The fund ranks #16 of 52 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW exactly 10 years ago would be worth approximately ₹273,508 today — a multiplier of 2.74×, based on the 10-year CAGR of 10.59%. The category average over the same window would have grown ₹1 lakh to ₹217,039.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹770,989 today. That's an XIRR (money-weighted annualised return) of 9.96%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹2,178,963 (multiplier 1.82×). XIRR: 11.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW ranks #16 out of 52 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.86%; this fund delivered 12.86%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW has experienced over the last 5-year window is 12.24% — its NAV fell from a high on 27 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW averaged 10.47% (best 23.28%, worst -3.83%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW returned 10.30% — beating the Aggressive Hybrid Fund category average of 7.92% by 2.38 pp. It ranked #6 of 56 in its category that year.

ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 12.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.