Should I invest in HSBC Low Duration Fund - Regular Growth?

We don't give personal investment advice. HSBC Low Duration Fund - Regular Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HSBC

HSBC Low Duration Fund - Regular Growth

Latest NAV

₹30.1632

As of

3 Jun 2026

850 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.03%	+0.01	2 / 10	Q1
1W	+0.22%	+0.20%	+0.02	1 / 10	Q1
2W	+0.22%	+0.17%	+0.04	3 / 10	Q2
1M	+0.22%	+0.16%	+0.06	1 / 10	Q1
3M	+1.19%	+0.98%	+0.21	1 / 10	Q1
6M	+2.41%	+2.15%	+0.26	1 / 9	Q1
YTD	+2.03%	+1.78%	+0.25	1 / 9	Q1
1Y	+5.49%	+5.08%	+0.41	2 / 9	Q1
2Y	+7.38%	+6.67%	+0.71	1 / 7	Q1
3Y	+7.35%	+6.75%	+0.60	1 / 7	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.31%	+5.66%	+1.65	2 / 10	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.03%	+1.78%	+0.25	1 / 9
2025	+8.46%	+7.27%	+1.19	1 / 7
2024	+7.41%	+7.28%	+0.13	2 / 7
2023	+7.12%	+6.82%	+0.30	1 / 7
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.78%

31 windows

min 5.5% · max 9.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.56%

7 windows

min 7.4% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.95%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.24%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
Kotak Low Duration Fund- Regular Plan-Growth Option	Kotak	₹3,501.9255	3 Jun 2026
Edelweiss Low Duration Fund - Regular Plan Growth	Edelweiss	₹1,071.2673	3 Jun 2026
DSP Low Duration Fund - Regular Plan - Growth	DSP	₹20.8012	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION	Baroda BNP Paribas	₹42.0106	3 Jun 2026
Axis Treasury Advantage Fund - Regular Plan - Growth Option	Axis	₹3,256.5868	3 Jun 2026
Bajaj Finserv Low Duration Fund - Regular - Growth	Bajaj Finserv	₹1,011.4197	3 Jun 2026
JM Low Duration Fund (Regular) - Growth Option		₹38.9103	3 Jun 2026
Mahindra Manulife Low Duration Fund - Regular Plan - Growth	Mahindra Manulife	₹1,714.4265	3 Jun 2026
Union Low Duration Fund - Regular Plan - Growth Option	Union	₹10.3931	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.1632
2 Jun 2026	₹30.1606
1 Jun 2026	₹30.1470
29 May 2026	₹30.1270
27 May 2026	₹30.1060
26 May 2026	₹30.0951
25 May 2026	₹30.0928
22 May 2026	₹30.0661
21 May 2026	₹30.0587
20 May 2026	₹30.0865

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Low Duration Fund - Regular Growth is ₹30.1632. It's a Low Duration Fund from HSBC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Low Duration Fund - Regular Growth has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Low Duration Fund - Regular Growth is managed by HSBC. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Low Duration Fund - Regular Growth has delivered a absolute return of 5.49% — +0.41 pp ahead of the Low Duration Fund category average of 5.08%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HSBC Low Duration Fund - Regular Growth has delivered a CAGR of 7.35% — +0.6 pp ahead of the Low Duration Fund category average of 6.75%. The fund ranks #1 of 7 in its category — the top (Q1) quartile.

HSBC Low Duration Fund - Regular Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Low Duration Fund - Regular Growth exactly 3 years ago would be worth approximately ₹123,722 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.35%. The category average over the same window would have grown ₹1 lakh to ₹121,650.

A ₹10,000 monthly SIP in HSBC Low Duration Fund - Regular Growth over the last 3 years — total invested ₹360,000 — would be worth ₹401,034 today. That's an XIRR (money-weighted annualised return) of 7.13%.

HSBC Low Duration Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹401,034 — XIRR 7.13%.

On a 3-year basis, HSBC Low Duration Fund - Regular Growth ranks #1 out of 7 funds in the Low Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.75%; this fund delivered 7.35%.

The worst peak-to-trough decline HSBC Low Duration Fund - Regular Growth has experienced over the last 3-year window is 0.24% — its NAV fell from a high on 11 May 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Low Duration Fund - Regular Growth averaged 7.56% (best 7.72%, worst 7.35%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, HSBC Low Duration Fund - Regular Growth returned 8.46% — beating the Low Duration Fund category average of 7.27% by 1.19 pp. It ranked #1 of 7 in its category that year.

HSBC Low Duration Fund - Regular Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC Low Duration Fund - Regular Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.