Should I invest in BARODA BNP PARIBAS LOW DURATION FUND?

We don't give personal investment advice. BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION

Latest NAV

₹42.5016

As of

17 Jul 2026

1,051 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.04%	0.00	6 / 10	Q3
1W	+0.06%	+0.07%	-0.01	4 / 10	Q2
2W	+0.05%	+0.04%	+0.01	2 / 10	Q1
1M	+0.58%	+0.60%	-0.02	9 / 10	Q4
3M	+1.41%	+1.44%	-0.04	8 / 10	Q4
6M	+3.01%	+3.03%	-0.03	7 / 9	Q4
YTD	+2.98%	+3.02%	-0.03	7 / 9	Q4
1Y	+5.51%	+5.57%	-0.06	6 / 9	Q3
2Y	+6.53%	+6.86%	-0.33	7 / 7	Q4
3Y	+6.60%	+6.89%	-0.29	7 / 7	Q4
4Y	+6.50%	+6.67%	-0.17	6 / 6	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.14%	+5.98%	+0.16	6 / 10	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.98%	+3.02%	-0.03	7 / 9
2025	+6.88%	+7.27%	-0.39	6 / 7
2024	+6.91%	+7.28%	-0.37	7 / 7
2023	+6.74%	+6.82%	-0.08	4 / 7
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.63%

41 windows

min 4.5% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.70%

17 windows

min 6.1% · max 7.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.60%

3-year · annualised

Sharpe ratio

-0.13

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
Kotak Low Duration Fund- Regular Plan-Growth Option	Kotak	₹3,547.6433	17 Jul 2026
Edelweiss Low Duration Fund - Regular Plan Growth	Edelweiss	₹1,083.4111	17 Jul 2026
DSP Low Duration Fund - Regular Plan - Growth	DSP	₹21.0658	17 Jul 2026
HSBC Low Duration Fund - Regular Growth	HSBC	₹30.5224	17 Jul 2026
Axis Treasury Advantage Fund - Regular Plan - Growth Option	Axis	₹3,297.0588	17 Jul 2026
Bajaj Finserv Low Duration Fund - Regular - Growth	Bajaj Finserv	₹1,023.5595	17 Jul 2026
JM Low Duration Fund (Regular) - Growth Option		₹39.3603	17 Jul 2026
Mahindra Manulife Low Duration Fund - Regular Plan - Growth	Mahindra Manulife	₹1,735.0755	17 Jul 2026
Union Low Duration Fund - Regular Plan - Growth Option	Union	₹10.5137	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹42.5016
16 Jul 2026	₹42.4831
15 Jul 2026	₹42.4676
14 Jul 2026	₹42.4581
13 Jul 2026	₹42.4887
10 Jul 2026	₹42.4766
9 Jul 2026	₹42.4586
8 Jul 2026	₹42.4459
7 Jul 2026	₹42.4804
6 Jul 2026	₹42.4968

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION is ₹42.5016. It's a Low Duration Fund from Baroda BNP Paribas, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION has NAV history starting from 14 Mar 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION has delivered a absolute return of 5.51% — -0.06 pp behind the Low Duration Fund category average of 5.57%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION has delivered a CAGR of 6.60% — -0.29 pp behind the Low Duration Fund category average of 6.89%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION exactly 3 years ago would be worth approximately ₹121,138 today — a multiplier of 1.21×, based on the 3-year CAGR of 6.60%. The category average over the same window would have grown ₹1 lakh to ₹122,135.

A ₹10,000 monthly SIP in BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION over the last 3 years — total invested ₹360,000 — would be worth ₹396,835 today. That's an XIRR (money-weighted annualised return) of 6.43%.

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹396,835 — XIRR 6.43%.

On a 3-year basis, BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION ranks #7 out of 7 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.89%; this fund delivered 6.60%.

The worst peak-to-trough decline BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION has experienced over the last 3-year window is 0.22% — its NAV fell from a high on 11 May 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION averaged 6.70% (best 6.96%, worst 6.05%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION returned 6.88% — lagging the Low Duration Fund category average of 7.27% by 0.39 pp. It ranked #6 of 7 in its category that year.

BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - GROWTH OPTION is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.