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Sunday, 19 Jul 2026 · IST
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HSBC

HSBC Gilt Fund - Regular Quarterly IDCW

Latest NAV
₹10.2431
As of
17 Jul 2026
881 NAV records on file
Category
Gilt Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
151012
ISIN (Growth)
INF917K01BN6
ISIN (Dividend)
INF917K01BO4

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period
No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D -0.21% -0.21% +0.00 13 / 26 Q2
1W -0.47% -0.52% +0.04 11 / 26 Q2
2W -0.43% -0.46% +0.03 15 / 26 Q3
1M -0.58% +1.28% -1.86 25 / 26 Q4
3M +0.17% +2.25% -2.08 25 / 26 Q4
6M -1.53% +2.35% -3.88 24 / 26 Q4
YTD -2.29% +1.93% -4.22 24 / 25 Q4
1Y -6.44% +1.27% -7.71 25 / 25 Q4
2Y -3.48% +3.07% -6.55 23 / 23 Q4
3Y -2.39% +3.80% -6.19 23 / 23 Q4
4Y
5Y
7Y
10Y
Inception -2.38% +3.08% -5.46 26 / 26 Q4

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2026 YTD -2.29% +1.93% -4.22 24 / 25
2025 -3.86% +2.10% -5.96 24 / 24
2024 +0.77% +6.37% -5.61 20 / 23
2023 -1.88% +4.50% -6.38 24 / 24
2022

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
-1.86%
33 windows
min -10.4% · max 3.9%
30% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
-2.40%
8 windows
min -3.3% · max -1.7%
0% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
Insufficient history
7-Year rolling
Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
Today's value
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
4.40%
3-year · annualised
Sharpe ratio
-2.00
vs risk-free 6.5%
Sortino ratio
-2.40
Downside-only deviation
Max drawdown
-11.42%
May 2025 → Apr 2026
% positive months
47.2%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme NAV
SBI MGLT- GROWTH - PF (Regular) Option ₹43.9023
Bandhan Gilt Fund - Regular - Plan B - Half Yearly IDCW ₹11.7111
quant Gilt Fund - IDCW Option - Regular Plan ₹12.1483
Kotak Gilt-Investment Regular-Dividend ₹19.0286
Edelweiss Government Securities Fund - Regular Plan - Annual - IDCW Option ₹25.0948
Axis Gilt Fund - Regular Plan - Half Yearly IDCW ₹12.0962
Bajaj Finserv Gilt Fund - Regular - IDCW ₹1,063.8837
Groww Gilt Fund - Regular - IDCW ₹9.8921
LIC MF Govt Securities Fund-Regular Plan (D) ₹17.4277
Religare GILT Fund - Long Duration Plan - Regular - Annual Dividend ₹1,175.7463

Recent NAVs

Date NAV
17 Jul 2026 ₹10.2431
16 Jul 2026 ₹10.2650
15 Jul 2026 ₹10.2471
14 Jul 2026 ₹10.2295
13 Jul 2026 ₹10.2810
10 Jul 2026 ₹10.2916
9 Jul 2026 ₹10.2667
8 Jul 2026 ₹10.2530
7 Jul 2026 ₹10.2963
6 Jul 2026 ₹10.3015

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HSBC Gilt Fund - Regular Quarterly IDCW is ₹10.2431. It's a Gilt Fund from HSBC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
HSBC Gilt Fund - Regular Quarterly IDCW has NAV history starting from 28 Nov 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.
HSBC Gilt Fund - Regular Quarterly IDCW is managed by HSBC. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, HSBC Gilt Fund - Regular Quarterly IDCW has delivered a absolute return of -6.44% — -7.71 pp behind the Gilt Fund category average of 1.27%. The fund ranks #25 of 25 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, HSBC Gilt Fund - Regular Quarterly IDCW has delivered a CAGR of -2.39% — -6.19 pp behind the Gilt Fund category average of 3.80%. The fund ranks #23 of 23 in its category — the bottom (Q4) quartile.
HSBC Gilt Fund - Regular Quarterly IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
₹1 lakh invested in HSBC Gilt Fund - Regular Quarterly IDCW exactly 3 years ago would be worth approximately ₹92,990 today — a multiplier of 0.93×, based on the 3-year CAGR of -2.39%. The category average over the same window would have grown ₹1 lakh to ₹111,830.
A ₹10,000 monthly SIP in HSBC Gilt Fund - Regular Quarterly IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹339,368 today. That's an XIRR (money-weighted annualised return) of -3.79%.
HSBC Gilt Fund - Regular Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹339,368 — XIRR -3.79%.
On a 3-year basis, HSBC Gilt Fund - Regular Quarterly IDCW ranks #23 out of 23 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.80%; this fund delivered -2.39%.
The worst peak-to-trough decline HSBC Gilt Fund - Regular Quarterly IDCW has experienced over the last 3-year window is 11.42% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 3-year rolling windows, HSBC Gilt Fund - Regular Quarterly IDCW averaged -2.40% (best -1.66%, worst -3.35%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -2.00 — negative risk-adjusted performance.
In calendar year 2025, HSBC Gilt Fund - Regular Quarterly IDCW returned -3.86% — lagging the Gilt Fund category average of 2.10% by 5.96 pp. It ranked #24 of 24 in its category that year.
HSBC Gilt Fund - Regular Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. HSBC Gilt Fund - Regular Quarterly IDCW is suitable for an investor whose:
  • time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
  • primary goal is capital preservation or steady accrual, not high growth
  • tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

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