Should I invest in Axis Gilt Fund - Half Yearly IDCW?

We don't give personal investment advice. Axis Gilt Fund - Regular Plan - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 1.52%.

Axis

Axis Gilt Fund - Regular Plan - Half Yearly IDCW

Latest NAV

₹11.7534

As of

3 Jun 2026

3,469 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.06%	+0.02	13 / 26	Q2
1W	+0.10%	+0.06%	+0.04	12 / 26	Q2
2W	+0.63%	+0.55%	+0.08	12 / 26	Q2
1M	+0.18%	+0.05%	+0.13	7 / 26	Q2
3M	-1.07%	-1.14%	+0.07	14 / 26	Q3
6M	+0.31%	-0.33%	+0.64	6 / 25	Q1
YTD	-0.26%	-0.73%	+0.48	9 / 25	Q2
1Y	-1.30%	-2.55%	+1.25	8 / 25	Q2
2Y	+3.58%	+2.01%	+1.56	7 / 23	Q2
3Y	+4.41%	+2.92%	+1.48	9 / 23	Q2
4Y	+3.80%	+3.75%	+0.06	13 / 20	Q3
5Y	+1.52%	+2.75%	-1.23	12 / 19	Q3
7Y	+1.29%	+2.73%	-1.44	12 / 19	Q3
10Y	+0.45%	+2.95%	-2.49	12 / 14	Q4
Inception	+1.22%	+2.75%	-1.53	18 / 26	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.26%	-0.73%	+0.48	9 / 25
2025	+3.62%	+2.10%	+1.51	9 / 24
2024	+8.19%	+6.37%	+1.81	14 / 23
2023	+3.31%	+4.50%	-1.19	17 / 24
2022	-3.86%	+0.99%	-4.85	19 / 19
2021	-6.55%	-0.38%	-6.17	19 / 19
2020	+3.04%	+3.90%	-0.86	9 / 19
2019	+2.30%	+5.60%	-3.29	13 / 19
2018	-4.15%	+4.05%	-8.20	18 / 19
2017	-8.03%	-1.74%	-6.29	18 / 19
2016	+6.39%	+8.76%	-2.36	10 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.26%

163 windows

min -10.5% · max 14.0%

62% positive

3-Year rolling

+0.86%

139 windows

min -4.1% · max 7.5%

53% positive

5-Year rolling

+0.19%

115 windows

min -3.1% · max 4.2%

57% positive

7-Year rolling

+0.18%

90 windows

min -2.1% · max 2.2%

58% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.69%

3-year · annualised

Sharpe ratio

-0.57

vs risk-free 6.5%

Sortino ratio

-0.94

Downside-only deviation

Max drawdown

-3.63%

May 2025 → Apr 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
SBI MGLT- GROWTH - PF (Regular) Option	SBI	₹43.0318	3 Jun 2026
Bandhan Gilt Fund - Regular - Plan B - Half Yearly IDCW	Bandhan	₹11.3204	3 Jun 2026
quant Gilt Fund - IDCW Option - Regular Plan	Quant	₹11.8918	3 Jun 2026
Kotak Gilt-Investment Regular-Dividend	Kotak Mahindra	₹18.4955	3 Jun 2026
Edelweiss Government Securities Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹24.3641	3 Jun 2026
HSBC Gilt Fund - Regular Quarterly IDCW	HSBC	₹10.1535	3 Jun 2026
Axis Gilt Fund - Regular Plan - Regular IDCW	Axis	₹9.9980	3 Jun 2026
Bajaj Finserv Gilt Fund - Regular - IDCW	Bajaj Finserv	₹1,032.1024	3 Jun 2026
Groww Gilt Fund - Regular - IDCW	Groww	₹9.7459	3 Jun 2026
LIC MF Govt Securities Fund-Regular Plan (D)	LIC	₹16.8824	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.7534
2 Jun 2026	₹11.7663
1 Jun 2026	₹11.7569
31 May 2026	₹11.7682
29 May 2026	₹11.7662
27 May 2026	₹11.7609
26 May 2026	₹11.7542
25 May 2026	₹11.7492
22 May 2026	₹11.7085
21 May 2026	₹11.7009

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Gilt Fund - Regular Plan - Half Yearly IDCW is ₹11.7534. It's a Gilt Fund from Axis, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Gilt Fund - Regular Plan - Half Yearly IDCW has NAV history starting from 27 Jan 2012, a track record of about 14 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Gilt Fund - Regular Plan - Half Yearly IDCW is managed by Axis. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Gilt Fund - Regular Plan - Half Yearly IDCW has delivered a absolute return of -1.30% — +1.25 pp ahead of the Gilt Fund category average of -2.55%. The fund ranks #8 of 25 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Axis Gilt Fund - Regular Plan - Half Yearly IDCW has delivered a CAGR of 4.41% — +1.48 pp ahead of the Gilt Fund category average of 2.92%. The fund ranks #9 of 23 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Axis Gilt Fund - Regular Plan - Half Yearly IDCW has delivered a CAGR of 1.52% — -1.23 pp behind the Gilt Fund category average of 2.75%. The fund ranks #12 of 19 in its category — the third (Q3) quartile.

₹1 lakh invested in Axis Gilt Fund - Regular Plan - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹104,639 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.45%. The category average over the same window would have grown ₹1 lakh to ₹133,732.

A ₹10,000 monthly SIP in Axis Gilt Fund - Regular Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹649,975 today. That's an XIRR (money-weighted annualised return) of 3.16%.

A ₹10,000 monthly SIP for 10 years in Axis Gilt Fund - Regular Plan - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,281,268 (multiplier 1.07×). XIRR: 1.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Gilt Fund - Regular Plan - Half Yearly IDCW ranks #12 out of 19 funds in the Gilt Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.75%; this fund delivered 1.52%.

The worst peak-to-trough decline Axis Gilt Fund - Regular Plan - Half Yearly IDCW has experienced over the last 5-year window is 9.47% — its NAV fell from a high on 22 Sep 2021 to a low on 10 Oct 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Gilt Fund - Regular Plan - Half Yearly IDCW averaged 0.19% (best 4.19%, worst -3.06%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is -1.15 — negative risk-adjusted performance.

In calendar year 2025, Axis Gilt Fund - Regular Plan - Half Yearly IDCW returned 3.62% — beating the Gilt Fund category average of 2.10% by 1.51 pp. It ranked #9 of 24 in its category that year.

Axis Gilt Fund - Regular Plan - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Axis Gilt Fund - Regular Plan - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 1.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.