Should I invest in HSBC Dynamic Bond Fund - Direct Growth?

We don't give personal investment advice. HSBC Dynamic Bond Fund - Direct Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HSBC

HSBC Dynamic Bond Fund - Direct Growth

Latest NAV

₹32.7014

As of

3 Jun 2026

850 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+11.82%	-11.74	5 / 25	Q1
1W	+0.21%	+3.69%	-3.48	9 / 27	Q2
2W	+0.46%	+7.92%	-7.46	13 / 26	Q2
1M	+0.04%	+7.80%	-7.76	20 / 26	Q4
3M	-0.13%	+8.21%	-8.34	18 / 26	Q3
6M	+0.79%	+9.49%	-8.70	18 / 26	Q3
YTD	+0.46%	+8.54%	-8.08	21 / 26	Q4
1Y	+0.84%	+11.20%	-10.36	19 / 26	Q3
2Y	+5.77%	+9.56%	-3.79	16 / 25	Q3
3Y	+6.40%	+6.58%	-0.17	17 / 24	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.64%	+10.91%	-4.27	20 / 25	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.46%	+0.90%	-0.44	18 / 22
2025	+6.35%	+6.45%	-0.10	14 / 22
2024	+9.37%	+9.50%	-0.12	14 / 22
2023	+7.01%	+2.52%	+4.49	10 / 23
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.55%

31 windows

min 0.8% · max 11.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.02%

7 windows

min 6.4% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.85%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.21

Downside-only deviation

Max drawdown

-1.96%

May 2025 → Aug 2025

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option - Direct Plan	HDFC	₹100.6129	3 Jun 2026
Nippon India Dynamic Bond Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹41.4175	3 Jun 2026
SBI Dynamic Bond Fund - DIRECT PLAN - Growth	SBI	₹40.5289	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Growth	ICICI Prudential	₹41.4902	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Growth	Bandhan	₹38.9185	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Growth Option	Quantum	₹22.2663	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹51.6266	3 Jun 2026
Franklin India Dynamic Accrual Fund - Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Growth Plan	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund -Direct Plan -Growth	Mirae Asset	₹18.6144	3 Jun 2026
Kotak Dynamic Bond Fund - Growth - Direct	Kotak	₹42.2341	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹32.7014
2 Jun 2026	₹32.7205
1 Jun 2026	₹32.6914
29 May 2026	₹32.6864
27 May 2026	₹32.6679
26 May 2026	₹32.6528
25 May 2026	₹32.6448
22 May 2026	₹32.5712
21 May 2026	₹32.5420
20 May 2026	₹32.5872

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Dynamic Bond Fund - Direct Growth is ₹32.7014. It's a Dynamic Bond Fund from HSBC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Dynamic Bond Fund - Direct Growth has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Dynamic Bond Fund - Direct Growth is managed by HSBC. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Dynamic Bond Fund - Direct Growth has delivered a absolute return of 0.84% — -10.36 pp behind the Dynamic Bond Fund category average of 11.20%. The fund ranks #19 of 26 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Dynamic Bond Fund - Direct Growth has delivered a CAGR of 6.40% — -0.17 pp behind the Dynamic Bond Fund category average of 6.58%. The fund ranks #17 of 24 in its category — the third (Q3) quartile.

HSBC Dynamic Bond Fund - Direct Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Dynamic Bond Fund - Direct Growth exactly 3 years ago would be worth approximately ₹120,471 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.40%. The category average over the same window would have grown ₹1 lakh to ₹121,061.

A ₹10,000 monthly SIP in HSBC Dynamic Bond Fund - Direct Growth over the last 3 years — total invested ₹360,000 — would be worth ₹391,012 today. That's an XIRR (money-weighted annualised return) of 5.43%.

HSBC Dynamic Bond Fund - Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹391,012 — XIRR 5.43%.

On a 3-year basis, HSBC Dynamic Bond Fund - Direct Growth ranks #17 out of 24 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.58%; this fund delivered 6.40%.

The worst peak-to-trough decline HSBC Dynamic Bond Fund - Direct Growth has experienced over the last 3-year window is 1.96% — its NAV fell from a high on 28 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Dynamic Bond Fund - Direct Growth averaged 7.02% (best 7.49%, worst 6.40%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.08 — negative risk-adjusted performance.

In calendar year 2025, HSBC Dynamic Bond Fund - Direct Growth returned 6.35% — lagging the Dynamic Bond Fund category average of 6.45% by 0.10 pp. It ranked #14 of 22 in its category that year.

HSBC Dynamic Bond Fund - Direct Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC Dynamic Bond Fund - Direct Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.