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Sunday, 26 Jul 2026 · IST
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HSBC

HSBC Conservative Hybrid Fund - Regular Monthly IDCW

Latest NAV
₹12.8830
As of
24 Jul 2026
4,909 NAV records on file
Category
Conservative Hybrid Fund
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
102260
ISIN (Growth)
INF336L01107
ISIN (Dividend)
INF336L01115

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period
No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D -0.05% -0.01% -0.04 24 / 33 Q3
1W -0.66% -0.45% -0.20 32 / 33 Q4
2W -0.72% -0.51% -0.22 30 / 33 Q4
1M -1.02% -0.32% -0.69 29 / 33 Q4
3M -0.43% +0.84% -1.27 30 / 33 Q4
6M +1.07% +0.30% +0.77 14 / 33 Q2
YTD -0.64% -0.83% +0.19 19 / 33 Q3
1Y -4.79% -1.21% -3.58 24 / 33 Q3
2Y -2.75% +0.99% -3.75 26 / 33 Q4
3Y +0.91% +3.62% -2.71 21 / 33 Q3
4Y +1.11% +4.07% -2.96 21 / 33 Q3
5Y +0.11% +3.33% -3.22 23 / 33 Q3
7Y +0.88% +3.99% -3.11 22 / 33 Q3
10Y -0.31% +3.05% -3.37 23 / 33 Q3
Inception +0.87% +3.74% -2.86 22 / 33 Q3

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2026 YTD -0.64% -0.83% +0.19 19 / 33
2025 -5.63% +1.83% -7.46 32 / 33
2024 +7.72% +6.68% +1.04 17 / 33
2023 +3.83% +6.65% -2.82 21 / 33
2022 -5.84% -0.18% -5.66 32 / 33
2021 +2.13% +6.74% -4.61 26 / 33
2020 +4.20% +5.49% -1.29 21 / 33
2019 +0.47% +2.15% -1.68 20 / 33
2018 -8.24% -3.43% -4.81 27 / 33
2017 -0.27% +4.29% -4.56 29 / 33
2016 -0.46% +4.98% -5.45 32 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
+1.15%
236 windows
min -14.1% · max 20.6%
56% positive
3-Year rolling
+1.08%
211 windows
min -5.5% · max 7.4%
71% positive
5-Year rolling
+0.86%
187 windows
min -3.8% · max 3.9%
71% positive
7-Year rolling
+0.81%
163 windows
min -1.6% · max 4.2%
72% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
Today's value
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
4.94%
3-year · annualised
Sharpe ratio
-1.11
vs risk-free 6.5%
Sortino ratio
-1.56
Downside-only deviation
Max drawdown
-10.27%
Dec 2024 → Mar 2026
% positive months
58.3%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Recent NAVs

Date NAV
24 Jul 2026 ₹12.8830
23 Jul 2026 ₹12.8891
22 Jul 2026 ₹12.9226
21 Jul 2026 ₹12.9487
20 Jul 2026 ₹12.9476
17 Jul 2026 ₹12.9680
16 Jul 2026 ₹12.9518
15 Jul 2026 ₹12.9559
14 Jul 2026 ₹12.9213
13 Jul 2026 ₹12.9664

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of HSBC Conservative Hybrid Fund - Regular Monthly IDCW is ₹12.8830. It's a Conservative Hybrid Fund from HSBC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
HSBC Conservative Hybrid Fund - Regular Monthly IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
HSBC Conservative Hybrid Fund - Regular Monthly IDCW is managed by HSBC. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, HSBC Conservative Hybrid Fund - Regular Monthly IDCW has delivered a absolute return of -4.79% — -3.58 pp behind the Conservative Hybrid Fund category average of -1.21%. The fund ranks #24 of 33 in its category — the third (Q3) quartile.
Over the trailing 3-year window, HSBC Conservative Hybrid Fund - Regular Monthly IDCW has delivered a CAGR of 0.91% — -2.71 pp behind the Conservative Hybrid Fund category average of 3.62%. The fund ranks #21 of 33 in its category — the third (Q3) quartile.
Over the trailing 5-year window, HSBC Conservative Hybrid Fund - Regular Monthly IDCW has delivered a CAGR of 0.11% — -3.22 pp behind the Conservative Hybrid Fund category average of 3.33%. The fund ranks #23 of 33 in its category — the third (Q3) quartile.
₹1 lakh invested in HSBC Conservative Hybrid Fund - Regular Monthly IDCW exactly 10 years ago would be worth approximately ₹96,918 today — a multiplier of 0.97×, based on the 10-year CAGR of -0.31%. The category average over the same window would have grown ₹1 lakh to ₹135,098.
A ₹10,000 monthly SIP in HSBC Conservative Hybrid Fund - Regular Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,007 today. That's an XIRR (money-weighted annualised return) of 0.00%.
A ₹10,000 monthly SIP for 10 years in HSBC Conservative Hybrid Fund - Regular Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,213,454 (multiplier 1.01×). XIRR: 0.22%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, HSBC Conservative Hybrid Fund - Regular Monthly IDCW ranks #23 out of 33 funds in the Conservative Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.33%; this fund delivered 0.11%.
The worst peak-to-trough decline HSBC Conservative Hybrid Fund - Regular Monthly IDCW has experienced over the last 5-year window is 10.27% — its NAV fell from a high on 16 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, HSBC Conservative Hybrid Fund - Regular Monthly IDCW averaged 0.86% (best 3.92%, worst -3.79%). 71% of rolling windows ended positive. The 5-year Sharpe ratio is -1.35 — negative risk-adjusted performance.
In calendar year 2025, HSBC Conservative Hybrid Fund - Regular Monthly IDCW returned -5.63% — lagging the Conservative Hybrid Fund category average of 1.83% by 7.46 pp. It ranked #32 of 33 in its category that year.
HSBC Conservative Hybrid Fund - Regular Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.
We don't give personal investment advice. HSBC Conservative Hybrid Fund - Regular Monthly IDCW is suitable for an investor whose:
  • horizon is 3-5 years — too short for pure equity, too long for pure debt
  • wants a single fund that automatically rebalances between equity and debt
  • is comfortable trading some upside for lower volatility vs a pure equity fund
Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.3%. 5-year CAGR: 0.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

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