Should I invest in HDFC Nifty G-Sec Dec 2026 Index Fund?

We don't give personal investment advice. HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option

Latest NAV

₹12.8749

As of

17 Jul 2026

893 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.52%	-0.50	54 / 77	Q3
1W	+0.10%	+0.22%	-0.12	53 / 77	Q3
2W	+0.20%	+0.26%	-0.06	49 / 75	Q3
1M	+0.44%	+1.03%	-0.59	64 / 74	Q4
3M	+1.25%	+1.46%	-0.21	33 / 62	Q3
6M	+2.63%	-0.94%	+3.58	23 / 62	Q2
YTD	+2.89%	-2.02%	+4.91	16 / 61	Q2
1Y	+5.42%	+1.31%	+4.11	11 / 61	Q1
2Y	+6.80%	+2.10%	+4.70	14 / 54	Q2
3Y	+6.88%	+9.78%	-2.90	43 / 52	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.08%	+7.79%	-0.71	48 / 77	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.89%	-2.02%	+4.91	16 / 61
2025	+7.31%	+7.96%	-0.65	41 / 57
2024	+7.47%	+12.60%	-5.13	50 / 52
2023	+7.28%	+21.36%	-14.08	42 / 46
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.29%

33 windows

min 5.4% · max 8.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.13%

9 windows

min 6.8% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.76%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.21%

Sep 2023 → Oct 2023

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹232.2210	17 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹39.9542	17 Jul 2026
SBI Magnum Index Fund - Dividend	SBI	₹110.9364	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.7171	17 Jul 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹197.1884	17 Jul 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹168.4731	17 Jul 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹24.7952	17 Jul 2026
Groww Nifty Private Bank Index Fund Direct Growth		₹10.6069	17 Jul 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹49.6076	17 Jul 2026
Sundaram Nifty 100 Equal Weight Fund (Formerly Known as Principal Nifty 100 Equal Weight Fund)-Growth	Sundaram	₹183.2326	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.8749
16 Jul 2026	₹12.8718
15 Jul 2026	₹12.8689
14 Jul 2026	₹12.8688
13 Jul 2026	₹12.8693
10 Jul 2026	₹12.8623
9 Jul 2026	₹12.8584
8 Jul 2026	₹12.8540
7 Jul 2026	₹12.8539
6 Jul 2026	₹12.8534

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option is ₹12.8749. It's a Index Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option has NAV history starting from 10 Nov 2022, a track record of about 3 years 8 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option has delivered a absolute return of 5.42% — +4.11 pp ahead of the Index Fund category average of 1.31%. The fund ranks #11 of 61 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option has delivered a CAGR of 6.88% — -2.9 pp behind the Index Fund category average of 9.78%. The fund ranks #43 of 52 in its category — the bottom (Q4) quartile.

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option exactly 3 years ago would be worth approximately ₹122,096 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.88%. The category average over the same window would have grown ₹1 lakh to ₹132,300.

A ₹10,000 monthly SIP in HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹398,171 today. That's an XIRR (money-weighted annualised return) of 6.65%.

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹398,171 — XIRR 6.65%.

On a 3-year basis, HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option ranks #43 out of 52 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.78%; this fund delivered 6.88%.

The worst peak-to-trough decline HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option has experienced over the last 3-year window is 0.21% — its NAV fell from a high on 27 Sep 2023 to a low on 06 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option averaged 7.13% (best 7.45%, worst 6.80%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option returned 7.31% — lagging the Index Fund category average of 7.96% by 0.65 pp. It ranked #41 of 57 in its category that year.

HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.