Should I invest in HDFC NIFTY 100 Index Fund?

We don't give personal investment advice. HDFC NIFTY 100 Index Fund - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

HDFC

HDFC NIFTY 100 Index Fund - Growth Option

Latest NAV

₹14.7840

As of

17 Jul 2026

1,081 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.89%	+0.52%	+0.37	33 / 77	Q2
1W	+0.30%	+0.22%	+0.09	34 / 77	Q2
2W	+0.13%	+0.26%	-0.13	60 / 75	Q4
1M	+0.97%	+1.03%	-0.06	39 / 74	Q3
3M	+0.68%	+1.46%	-0.78	34 / 62	Q3
6M	-3.42%	-0.94%	-2.48	36 / 62	Q3
YTD	-4.99%	-2.02%	-2.97	35 / 61	Q3
1Y	-1.41%	+1.31%	-2.72	34 / 61	Q3
2Y	-0.37%	+2.10%	-2.47	38 / 54	Q3
3Y	+9.22%	+9.78%	-0.56	15 / 52	Q2
4Y	+11.42%	+12.04%	-0.61	13 / 36	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.33%	+7.79%	+1.54	31 / 77	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.99%	-2.02%	-2.97	35 / 61
2025	+8.95%	+7.96%	+0.99	26 / 57
2024	+11.92%	+12.60%	-0.68	14 / 52
2023	+19.68%	+21.36%	-1.68	27 / 46
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.94%

42 windows

min -5.6% · max 38.2%

86% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.07%

18 windows

min 9.2% · max 17.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.90%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.43

Downside-only deviation

Max drawdown

-17.49%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹232.2210	17 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹39.9542	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.7171	17 Jul 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹197.1884	17 Jul 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹168.4731	17 Jul 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹24.7952	17 Jul 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹49.6076	17 Jul 2026
Tata Index Fund - Nifty A	Tata	₹151.9293	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹14.7840
16 Jul 2026	₹14.6541
15 Jul 2026	₹14.6666
14 Jul 2026	₹14.6414
13 Jul 2026	₹14.7301
10 Jul 2026	₹14.7393
9 Jul 2026	₹14.5829
8 Jul 2026	₹14.5209
7 Jul 2026	₹14.8270
6 Jul 2026	₹14.8578

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC NIFTY 100 Index Fund - Growth Option is ₹14.7840. It's a Index Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC NIFTY 100 Index Fund - Growth Option has NAV history starting from 23 Feb 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC NIFTY 100 Index Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC NIFTY 100 Index Fund - Growth Option has delivered a absolute return of -1.41% — -2.72 pp behind the Index Fund category average of 1.31%. The fund ranks #34 of 61 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC NIFTY 100 Index Fund - Growth Option has delivered a CAGR of 9.22% — -0.56 pp behind the Index Fund category average of 9.78%. The fund ranks #15 of 52 in its category — the second (Q2) quartile.

HDFC NIFTY 100 Index Fund - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC NIFTY 100 Index Fund - Growth Option exactly 3 years ago would be worth approximately ₹130,290 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.22%. The category average over the same window would have grown ₹1 lakh to ₹132,300.

A ₹10,000 monthly SIP in HDFC NIFTY 100 Index Fund - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹385,026 today. That's an XIRR (money-weighted annualised return) of 4.41%.

HDFC NIFTY 100 Index Fund - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹385,026 — XIRR 4.41%.

On a 3-year basis, HDFC NIFTY 100 Index Fund - Growth Option ranks #15 out of 52 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.78%; this fund delivered 9.22%.

The worst peak-to-trough decline HDFC NIFTY 100 Index Fund - Growth Option has experienced over the last 3-year window is 17.49% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC NIFTY 100 Index Fund - Growth Option averaged 13.07% (best 17.68%, worst 9.22%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, HDFC NIFTY 100 Index Fund - Growth Option returned 8.95% — beating the Index Fund category average of 7.96% by 0.99 pp. It ranked #26 of 57 in its category that year.

HDFC NIFTY 100 Index Fund - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC NIFTY 100 Index Fund - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.